All Chapters of My Card, Her Regret: Reborn For Revenge: Chapter 1 - Chapter 10

10 Chapters

Chapter 1

"Joyce, it's blazing hot out, and ice cream prices are through the roof, yet you're treating the entire class and letting everyone grab whatever they want. Figures that the campus belle would be this generous."As Lucas Zimmer's voice rang out beside me, my phone buzzed nonstop with bank charge alerts.The suffocating panic of my previous life, the feeling of being drained dry, still clung to me.Lucas, my boyfriend, shoved me lightly, snapping me back to reality. "Melanie, I picked the cheapest ice cream for you. You're not used to the good stuff anyway. Buying anything expensive would be a waste. Might as well help Joyce save some money."Joyce Stone smiled and said it was no big deal, casually patting Lucas on the shoulder.Lucas beamed, practically glowing.He praised Joyce for being generous, unlike me, who nickel-and-dimed everything.My phone kept vibrating. When I checked, it was filled with charges ranging from three dollars to 30 dollars.The 1,500 dollars I had just

Chapter 2

"We're going out to eat later, right? Joyce is kind. I can't keep taking advantage of her. Lucas, you pulled me out here so quickly. What, you're afraid I'll treat everyone? Don't be such a cheapskate. Today's my treat!"My last sentence carried over as my classmates stepped out of the supermarket.In my previous life, after Lucas pulled me away, Joyce had charged everything to my bank account when she treated the class. I lost my money and reputation, and everyone thought I was petty, jealous, and stingy.She spent my money and became known as the rich and beautiful student on campus.After that, no matter what I did to stop it, the money kept disappearing from my bank account.My family wasn't wealthy. My mother was sick, and to pay for her medical bills, I worked four part-time jobs. I barely had time to eat.Yet my phone kept lighting up, notifying me of massive charges on my bank account.I went to the police, but they couldn't find anything. Everyone called me crazy.Only

Chapter 3

Someone said, "Lucas, you're a lucky man. Not only is your girlfriend a top student, but she also knows when to spend and when to save. You'd better cherish her."Lucas basked in the praise, visibly pleased with himself.I'd fallen for him back then because I thought we were the same kind of person—someone practical who understood how to live within their means. I thought I'd found someone on my wavelength.Turned out he was just vain and spineless, more than happy to live off others.I deliberately sat farther away from him, but he kept drifting back, sticking close no matter what. When the meal ended, he even insisted on walking me back and asked to spend time alone together.Joyce, meanwhile, grew increasingly unhappy as everyone crowded around me and ignored her.She leaned toward Lucas and sneered, "Your girlfriend's pretty scheming, huh? She's plain-looking, but she sure knows how to throw money around. You're going to suffer for it sooner or later."For once, Lucas only b

Chapter 4

I thought my plan was airtight.What I didn't expect was Joyce swiping her bank card to buy a Hermès Birkin right before entering the sealed academic building.My life drained away at an alarming speed.The moment I saw her in the classroom, I lunged forward and pressed the tip of my pen against her throat.If I were destined to live under this curse forever, I'd rather die with her.But before I could apply any pressure, something slammed into the back of my head.When I opened my eyes again, I was tied to a chair.Lucas was standing in front of me. "Melanie, you attacked Joyce in front of everyone. And who knows how you treat people when no one's watching? As your boyfriend, I can't just stand by and do nothing."He sounded so noble and righteous.Clearly, he'd snooped through my phone, seen that my bank account was already empty, and decided this was his chance to put on a show in front of the lady he worshipped.I looked around at my classmates, at their accusing glares b

Chapter 5

I hadn't even finished my sentence when shouting broke out on the other end of the line."Now that Joyce isn't well, are we still going to the auction or not? I bought a dress just for today. It cost me several hundred dollars!""I woke up early to do my makeup. Was that all for nothing?""Didn't Melanie fake it before? What if Joyce is faking it, too?"Whispers and complaints piled up, low but relentless.I couldn't help laughing. Joyce's influence had always been built on money. Once the money stopped flowing, her so-called prestige crumbled just as fast.The class was already starting to doubt her.Everyone, except Lucas.He suddenly shouted over the noise, "What nonsense are you talking about? Joyce's just not feeling well! Once she recovers, everything she promised still stands."Her family is loaded. Do you think she minds spending that tiny amount of money? She's the eldest daughter of the Stone family, the richest in the country!"My brows twitched.The Stone family?

Chapter 6

Lucas panicked when I turned him down.Through the receiver, I could hear another woman beside him. Her voice was low, but I recognized it immediately. It was Joyce.They whispered back and forth for a long time, their voices sharpening, on the verge of an argument.Only then did I speak, slow and measured. "Two days. I'll be back in two days."Lucas sounded smug again. "I knew you couldn't leave me. Stop throwing tantrums from now on. If I ever really walk away, you'll regret it when it's already too late."This ridiculous man was already clinging to Joyce, yet he still had the nerve to play mind games with me.But this was perfect. Only if he tied himself completely to Joyce could those two despicable people drag each other straight to ruin.I had just hung up when I saw Lucas send a text into the class group chat.It read, "Joyce has fully recovered. In two days, she's treating everyone at an auction and letting us bid freely."The group chat went wild, and as usual, everyo

Chapter 7

One of my classmates said, "This is a huge auction house, and you can't even process a payment? Our friend is the heiress of the Stone family. Do you think she'd stiff you over pocket change?"The attendant, clearly frustrated at being rushed, switched the card reader to voice mode.A clear beep sounded for everyone to hear. The card was declined for insufficient funds.Laughter rippled through the auction house."Look at this. A bunch of students pretending to be rich, flashing their paddles left and right, and it turns out they don't even have a dime.""Don't they know that if you win a bid and can't pay, you're still hit with a 20% penalty?"My classmates were young and easily rattled. They flushed, then went pale. Some of them were already on edge.Some even glared at Joyce, questioning why she hadn't just used a bank card with enough funds.Just as one of them reached toward Joyce, Lucas smacked their hand. "Ten million dollars is nothing to a wealthy heiress like her. Obv

Chapter 8

The moment Lucas said that, several people showed looks of open contempt.Lucas was still technically my boyfriend. No matter how bad things had gotten between us, we had not officially broken up yet.Flirting openly with Joyce was one thing. But at a moment like this, he actually tried to make me foot the bill for Joyce's medical expenses.I shrugged, calm and unbothered. "I don't have any money. Everyone here knows that. I can't afford the medical bills."Lucas was too busy thinking about how to cover the medical bills to pay any real attention to Joyce.I watched as she slowly slid from his arms, her head wobbling dangerously close to the floor.She could no longer keep up the act.With a soft groan, she opened her eyes, and in an instant, everyone surrounded her.Joyce leaned weakly against Lucas, her voice dripping with fragility. "I feel awful. I need a proper checkup. Here, take my card. The password is…"She lowered her voice at the end of the sentence, careful not to

Chapter 9

Joyce placed a freshly prepared set of documents in front of me.She told me that even if I had discovered everything, I would still be forced down the same path. As long as she had a way to make the Stone family acknowledge her, then I, the real daughter, would disappear from this world immediately.Those were the system's rules.After Joyce and Lucas announced my impending death, they linked arms and left the abandoned factory.As the last light slipped from the sky, the anxiety on my face dissolved.Joyce was still lost in her grand illusion of replacing me, completely unaware that the real paternity test had long since been delivered to the Stone family.By nightfall, people from the Stone family had arrived at the abandoned factory themselves and rescued me.Joyce, however, remained utterly convinced she was destined to become the Stone family heiress. She spent without restraint, desperate to maintain her image.To reassure our classmates, she used the money from the onli

Chapter 10

After that incident, Joyce's reputation on campus was utterly destroyed.That wasn't all. She had used her own nude photos as collateral for her online loans, and when she failed to repay them, the images spread across the entire campus.Lucas finally realized he had backed the wrong horse. He tried to reconcile with me several times, but my biological parents' bodyguards showed him the door each time.It wasn't long before Joyce disappeared from the campus entirely. Some said she was too afraid to show up because she had been attacked by classmates seeking revenge, others claimed she fled to Atrusia to escape debt, while a few whispered she'd been crippled.Rumors swirled, and no one knew which version, if any, was true.Lucas, like before, still waited outside the campus after classes. Seeing me, he said, "Mel, Joyce isn't coming back. No one's standing in our way anymore. You have to forgive me now."Jeremy Brown, the infamous tough guy on campus, landed a sharp kick on Lucas'

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