Can My Family Fake Death And I Start Over Legally?

Mom, Dad, and Jesse—my younger sister—went out to sea on a trip, but they were caught in a tsunami, and all three perished in the accident. I was left all alone—just as I was about to start university—burdened with nothing but a mountain of debt. In the end, everything I had saved for my university tuition, along with the house Mom and Dad had left me, was taken by debt collectors. I was then forced to work in a shady factory, laboring 16 hours a day, sleeping in a shabby ten-person dorm, and surviving on nothing but thin, flavorless broth. I finally cleared the last of the debt when I accidentally discovered that Jesse—who was supposed to be dead—had appeared on television and become a famous dancer. Mom and Dad even gave an interview about her success. It turned out they had taken out a massive loan and faked their deaths to flee to Pravia for Jesse's dance studies, leaving the entire debt for me to deal with just as I was supposed to start university. I went to confront them, demanding the truth, but they threw me out like trash. I was then hit and killed by a speeding truck at the side of the road. "How could Lorraine be such a nuisance, not even having the decency to die far away from our doorstep?" I have been given another chance, reborn on the day they faked their deaths.

After the college entrance exams, my parents left me at home and took their adopted daughter on a trip to the beach. A typhoon hit, and the three of them never came back. When the news reached me, I did not cry or throw a tantrum. I had their deaths registered right away and pulled out the life insurance I had bought in advance. I received one hundred million in compensation. My fiance scolded me for caring only about money. What he did not know was that I had been reborn. In my past life, after I learned about their deaths, the huge debts they had left behind fell on me. I gave up the chance to go to college and started working to pay everything back. I fought to protect our ancestral home from debt collectors. My fiance stayed with me and cheered me on when I came home late at night from delivery runs. But he never gave me a single cent to help. At thirty-five, I finally cleared every debt. On my birthday, I bought myself a ten-dollar cake to celebrate. Just as I was about to blow out the candle, the door opened. My parents and their adopted daughter, who should have died in the typhoon, walked in dressed in designer clothes. They smiled at me smugly. “Well done! We can finally believe that you aren’t greedy for money. You’ve passed the test. From today, you are qualified to be the daughter of the Jameson family.” “Jane, this brilliant idea was all thanks to you.” My adopted sister smiled. She leaned close and blew out my candle. The only light left in my twenty years of lifetime went out with it. My body gave in to exhaustion. My heart failed. I collapsed and died on the spot. When I opened my eyes again, they were about to head to the beach in the middle of the typhoon. I bought a massive accident insurance policy for them on the spot. This time, all I wanted was for them to disappear from this world forever.

After my parents died, the family went bankrupt, leaving my brother and me with a large sum of debt. To pay it off, he became a haunted-house test sleeper, while I acted as a corpse on film sets. For five years, we worked tirelessly, not daring to rest a single day—and still, the debt wasn't cleared. By the end of the year, only 13 thousand dollars remained. Gritting my teeth, I signed up as a clinical trial volunteer. When it was over, I dragged 13 thousand dollars in cash, brimming with joy, to show my brother. But I found him frowning, on the phone. "Dad, Mom, Lily's doing well. Have fun abroad," he said. "She's stopped spending recklessly. The punishment ends next year." What? Our parents weren't dead? Our family wasn't bankrupt? The five years of hardship, every ounce of struggle—I'd endured it all as punishment for my love of spending. My smile froze on my face. My stomach churned violently. A mouthful of fresh blood spilled out.

At the age when I should have been attending university, I was framed by my biological parents and sent to prison. My sister had been cruelly killed by her kidnappers when she tried to save me, and they blamed me for her death. On the day of my release, I was kidnapped and had one of my ears cut off. When I found the opportunity, I immediately called my father, asking him to save me. Instead, he snapped, saying, “You’re no longer my son! Don’t contact me!” I was then burned alive. After I died, my sister returned. However, when my parents found out that the charred corpse was mine, the family crumbled.

The day cancer spread through my whole body, my family took me to court for being heartless and cruel. All because I refused to donate my kidney to the fake daughter, even though I was a perfect match. When they saw me lying in the coffin, my sister, who never liked me, said, “What a drama queen! Even got yourself a coffin this time.” Even my parents despised me and said, “If you want to die, at least cut out your kidney first and go die somewhere else. Don’t die in front of us and make us sick.” But later, when the memory extractor cut into my brain, it revealed all the times I had been tortured by that fake daughter over the years. The family that despised me went insane at that moment.

In my previous life, my husband had suddenly died of a brain hemorrhage, leaving behind a massive mountain of debt. For the sake of my son, who was still in high school, I sold the house my parents had left me, gritted my teeth, and worked three jobs to pay off the debt. Overworked and exhausted, my health deteriorated, and I eventually collapsed in the hospital. From my bed, I could hear my son, now a graduate from a prestigious university, smiling as he spoke on the phone. "Hello? Dad, it's me. Yeah, she's about to die. I bought insurance for her, so we should get close to one million. You and Aunt Rena should come back home right away." The "Aunt Rena" he spoke of was none other than my husband's childhood friend and neighbor who had known him for years. It turned out that the debts were all part of a massive money-laundering scheme between my husband and his childhood sweetheart. They had fabricated false accounts to hide their crime, and he had faked his death to escape the law. My son, eager to become the heir to wealth, had stood by and watched me work myself to death. When I next opened my eyes, I was back in the moment of my husband's feigned brain hemorrhage, the day it had all begun.