Who Wrote The Best Book On Adulting For Budgeting Beginners?

After Isabella is kicked out of her own home by her scheming stepmother and stepsister, she's left feeling lost and betrayed, with even her ex-fiancé turning his back on her. But fate throws her a curveball when she comes across an injured stranger and reluctantly decides to shelter him. Little does Isabella know, this Mr. Vagrant is a big shot in the city. But... this man she saved loved spending money so much that she almost went broke!

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.

(COMPLETED) Krystal Hunter died with a broken heart, a knife in her back, and one regret—she finally won the damn lottery right before she died. Ten million dollars, untouched, deposited in the bank… wasted. Or so she thought. Because when Krystal wakes up in a hospital bed—very much not dead—the world has gone to economic hell. The global economy has collapsed, the dollar has depreciated into dust... and her forgotten bank account? Now worth one hundred billion. With the world burning and billionaires falling like flies, Krystal is no longer the girl they betrayed. She’s richer than empires, hungrier than ever, and back to collect what she’s owed—with interest. Ex-lovers, fake friends, and bloodthirsty siblings beware: She died once. She’s not dying quietly again. A deliciously savage romantic revenge comedy about wealth, power, payback, and kissing someone hot while the economy collapses.

My mom is an HR professional. She uses KPI to determine my entire life. "If you get into the top ten of your grade, you'll receive a B grade as well as a bonus of 500 dollars. If you can achieve a ranking at a state-level competition, you'll receive an A grade as well as a bonus of 1,000 dollars. Of course, if you can get into a top-tier university after scoring well in your SATs, I'll give you an S+ grade as well as a year-end bonus of ten thousand dollars!" I work my ass off in my studies and manage to earn the offer letter to a top-tier university. But that's when my mom puts a contract in front of me. "Congratulations on getting hired. From today onward, your allowances will be determined by the total of your base salary, KPI, as well as your full attendance award. "Your base salary is 500 dollars. It's to make sure that you won't starve to death, at the very least. In order to help you adapt to workplace stress in advance, I'll check on your progress randomly. If you don't meet my requirements, I'll deduct your salary." When I'm down with a fever of 104 degrees Fahrenheit, my mom deducts my full attendance award, claiming that my physical attributes aren't up to par. In order to catch up on my studies, I've completely forgotten to submit my weekly report to my mom. Because of that, she suspends my allowances. So, I have to sell my blood to a hospital behind her back just so I can survive. At the end of the school term, I show my mom my grades as well as the certificate to my scholarship, thinking that I'll be eligible for the highest KPI and the bonus. But that's when my mom tells me coldly, "The company has decided to give your S+ bonus to your younger brother as a form of investment. After all, he has more potential to achieve better results compared to you." As I gaze down at the 200-dollar consolation prize, I can't help but laugh. It turns out that I'm not even worthy of being recognized as a good employee in my mom's company.

On the third day after our divorce was finalized, my ex-wife, Georgie Anderson, sent me a text message. [Why haven’t you transferred your salary from this month to me?] I thought she was joking. [We’re already divorced.] [So? What does it matter if we’re divorced? You should transfer nineteen thousand dollars from your twenty-thousand-dollar income, just like you did before. The remaining one thousand dollars will be your pocket money. When you were unemployed, I was the one who took care of you. Now that we’re divorced, you’re turning your back on me?] I stared at her text messages and fell silent for a really long time. Throughout our three-year marriage, I gave her nineteen thousand dollars out of my twenty-thousand-dollar salary. She was responsible for "budgeting" our household expenses. However, she spent my money on her civil service exam, afternoon teas with her besties, and even on her study partner, whom I’d never met. As for me, I handled all the house chores—cooking dinner, mopping the floors and doing the laundry. But when I took a little time after work to game, she would yell at me for being lazy. She was demanding money from me even after we were divorced. Her reason was that I might spend the money without thinking. I blocked her number. Three seconds later, she sent me a text message from another phone number. [You’ll regret this. I’m trying to help you one last time.] I laughed. ‘Helping me?’ I thought. Nobody had ever helped me in the past three years.

She thought she could endure a loveless marriage to repay her family’s debt—but she didn’t count on the cost of her heart. Once the proud daughter of a wealthy businessman, ELENA BRADFORD watched her life crumble when her father’s betrayal left her and her mother drowning in debt. Desperate to protect her family, she reluctantly agreed to a marriage contract with her father’s former business partner’s reckless son, ADRIAN HAWTHORNE—a man who once loved her during their university days but now only mocks her fall from grace. Trapped in a cold marriage filled with scorn and humiliation, Elena finds herself suffocating under the weight of Adrian’s cruelty. But everything changes at a high-profile dinner when she locks eyes with the one person she never thought she’d see again—LUCAS EVERHART, her childhood best friend, who once confessed his love before vanishing from her life. Now a powerful CEO, Lucas is stunned to see the woman he loved trapped in a toxic marriage. Learning of her misery, he vows to free her from the chains of her past—even if it means clashing with Adrian who refuses to let her go. As old feelings reignite and secrets unravel, Elena must decide: will she fight for the love she once believed in, or will her past mistakes keep her from the future she deserves?