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Chapter 3

Penulis: Seasonly
In a shop near the financial district, a man languished at the entrance, scrolling through his phone out of boredom.

“Are you here to mortgage your house?”

I took out my title deed. “It’s 1,500 square feet. It’s fully furnished and new. There are no ongoing housing loans either. I won’t mortgage it for less than 4 million dollars.”

He took the deed and looked up the information on his computer. Then, he agreed immediately.

“It’ll be at a monthly interest of 1%. If that works for you, you may sign the contract.”

“You can raise the interest. I need the money now!”

He made a few calls. When he returned, he immediately drafted the agreement.

Two hours later, I had 4 million dollars in my bank account.

I gave Mr. Taylor a call. Before I could say anything, he started ranting.

“Mindy, stop making things hard for me. Out of goodwill, I didn’t even charge you for the late fees incurred by the warehouse! The payment has to be made today, or never!”

I immediately explained myself, “Mr. Taylor, this isn’t why I’m calling you now.

“Ocean Corporation has deliberately withheld the payment, so it’s our fault. It has been very kind of you to wait for us for two months and follow through with the contract.

“I was simply wondering if you could sell it to me instead?”

Mr. Taylor was quiet for a while. I could hear the flicking sound of a lighter in the background.

“Are you offering to take it personally?

“This batch of stock is worth more than two million dollars. Are you sure you have that much money?”

I smiled. “As long as you agree, I will sign the agreement now. The money will be transferred to you within ten minutes.”

When he hesitated, I immediately said, “In return, I’ll give you an additional 5% rebate!”

Compared to the market rate, 5% was high. Instead of looking for other reliable buyers, it would be best for them to sell the stock to me.

As I expected, Mr. Taylor laughed. “Sure, I trust you!”

After I signed the agreement with Mr. Taylor, I went back to the company in a carefree manner.

Lily was talking to Sally and the others. When she saw that I was not as nervous as she thought I would be, she could not help but ask, “Mindy, have you talked to Glory Corporation? Have they agreed to send us the stock first?”

“Send us the stock? No!”

“Today is the final payment deadline for us. What are you doing here? Why aren’t you thinking of a solution?”

Lily extended her hand and admired her fresh manicure. “You could also come begging to me. If I’m in a good mood, maybe I could allocate some funds for this.”

Sally agreed. “Lily is such a kind and beautiful woman. Mindy, just talk to her nicely about it!”

Sally had been desperate to get married. Dave had said that Lily was going to introduce her nephew to Sally, so Sally had been fawning over Lily.

I ignored them and logged into my company email account. I only looked up when I read Mr. Taylor’s email regarding the termination of the contract.

“Well, there’s no need for that. I have settled it!”

“What do you mean? How did you settle that?”

Lily had just finished speaking when Harry suddenly rushed out of the office.

“Mindy, what did you do? Why did Glory Corporation send me a termination contract?”

I shrugged innocently. “I didn’t do anything!

“Isn’t it clearly stated in Glory Corporation’s email that because they didn’t receive the payment by the deadline, they viewed that as a violation of the contract? So the contract is voided.”

Harry pointed at me while panting. “I already reminded you about this! You’ve just cost the company millions! I’ll definitely report this to the headquarters!”

I sneered and pressed enter on my keyboard. The next second, everyone’s cell phone started beeping.

Harry impatiently pulled out his cell phone to have a look.

“You don’t have to read that. I’ve already sent the agreement with Glory Corporation, as well as the screenshots of the repeated payment requests to the headquarters.

“Oh, but I accidentally cc-ed everyone in the company too… Mr. Manson, how should we manage this?”

Lily suddenly yelled, “Impossible, I have already… already…”

She realized she had said something wrong. She came to her senses and slapped her hand over her mouth.

She thought that she had deleted my payment requests to cover her tracks.

However, she did not know that I had a habit of documenting all of my actions.

Harry finally became anxious.

If the headquarters got involved, he would not be able to get out of this as a general manager.

He glanced at his watch and yelled at Lily, “What are you still doing here? Quick, arrange the payment for Glory Corporation!

“Mindy, call Mr. Taylor! I bet he hasn’t sold off the stock yet. We should be able to pay on time!”

I casually leaned against my office chair. “Don’t waste your efforts. He has already sold the stock!”

Harry frowned. “What? To whom?”

“To me!”

“What?”
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  • Finance Wants Me To Take A Loan   Chapter 8

    Jude took a sip of his coffee. “Quite the opposite. Harry was the one with issues. “He lied to the headquarters about the purchasing price, and I learned that it had happened more than once. He wanted me to get in on the laundering with him, but I refused.“At that time, headquarters wanted to send someone to our branch. If they looked into the records, they would easily spot the discrepancies. I was afraid that Harry would push the blame on me, so I resigned.” I immediately understood the situation. It was no wonder Harry wanted me to fail. If he had something on me, when I got promoted, he would be able to control me with ease. I snorted in secret. Because of my emails, the headquarters sent a few colleagues over. Harry’s reign was going to be over! My prediction was right. After the finance department worked overtime for three days, Harry called me into his office. He no longer looked as smug. He looked a little irritated. “Mindy, I’m giving you one last chance!“2

  • Finance Wants Me To Take A Loan   Chapter 7

    I was furious as I read the message. I could no longer stand it. I rushed into Harry’s office and slammed my hands on his desk. Harry casually put down his legs from the desk and stared at me smugly. “Mindy, I’ve been waiting for you for a long time. Now, can we have a talk?” “What are you trying to pull? Are you banning me from the industry?” “Don’t put it that way! I’m just reminding our fellow industry players to be more cautious about scammers!“Well, it’s more complicated now. Only Ocean Corporation is willing to purchase your stock. Now, consider the price that I offered you.“I’m offering you 2 million dollars, and you have to give me a 10% rebate directly to my personal account!” The audacity!I had 80 thousand dollars of monthly interest based on the 4 million dollars worth of stock. I had also agreed to give Mr. Taylor 5% rebate, so I would be suffering a huge loss if I sold them to Ocean Corporation. I suppressed my anger and stared at his despicable face. “

  • Finance Wants Me To Take A Loan   Chapter 6

    “Hey, stop fighting! Stop fighting!” Sally and the other finance colleagues managed to pry them away after much effort. Lily’s hair was a huge mess, and her face was peppered with cuts and bruises. Mrs. Taylor was not done with her. She rolled up her sleeves and glared at Lily. She looked absolutely murderous. “This is really a misunderstanding! This isn’t my phone! I don’t know why it’s on my desk!“It must be Mindy. She hates me for not paying the bill, so this is her idea of revenge!” Sally continued, “Mindy, you saleswomen are always up to tricks! You resorted to such despicable tactics! What benefit could you gain from setting Ms. Daniels up?” I silently held the phone up and walked toward Lily. She quickly raised her hands to cover her face. It was too late. The phone was unlocked, and the text messages showed Lily was cursing Mrs. Taylor out. I had been furious when I read them, let alone Mrs. Taylor, who had a fiery temper.“The photo album is full of your own

  • Finance Wants Me To Take A Loan   Chapter 5

    The surrounding colleagues all stopped working and started gossiping among themselves. “That man’s wife actually turned up at our office! Does she still dare to deny being a home wrecker?!”“I’ve always been suspicious about her. Mr. Taylor isn’t an easy character to deal with. Why would he sell the stock to her? She must have slept with him!” “Mr. Taylor’s wife is a fiery woman. We’re going to have ourselves a show!” “Are you looking for Mindy? She’s in the office!” Lily rushed out of her office and pointed her finger at me. “It’s her! She’s Mindy!” Mrs. Taylor walked toward me and raised a hand to slap me. I stopped her. “Mrs. Taylor, you’ve misunderstood this! I don’t have any relationship with Mr. Taylor!”Mrs. Taylor laughed in anger. “Why? Are you scared now? Weren’t you so brave? When you sent me text messages to taunt me, you should have anticipated such a day!” After that, she immediately raised her other hand and slapped me. My cheek stung. I forced myself t

  • Finance Wants Me To Take A Loan   Chapter 4

    Harry and Lily widened their eyes in disbelief. “That stock is company property! Mindy, how could you be so shameless?!” Lily raised her voice and pointed her finger at me. I stared at her calmly. “The stock belongs to the party who paid! I bought it with my own money, so I own it!” Harry turned around. His eyes flickered as his expression changed. “Mindy, you did the right thing!“The company would not have made it in time, so you paid it out of your own pocket first. You were thinking about the company.” He shot Lily a glance. “Quick, pay the money to Mindy!” “Wait a minute!” I stood up and stared at Harry. “I didn’t say I was paying on behalf of the company.“I signed a contract with Glory Corporation. The stock belongs to me! Has Ocean Corporation talked to me before wanting to buy my stock?’Harry’s face fell. “Mindy, don’t be mean! This stock was originally meant for the company. If you try to take advantage of us, your reputation will take a fall!” Finneas f

  • Finance Wants Me To Take A Loan   Chapter 3

    In a shop near the financial district, a man languished at the entrance, scrolling through his phone out of boredom. “Are you here to mortgage your house?”I took out my title deed. “It’s 1,500 square feet. It’s fully furnished and new. There are no ongoing housing loans either. I won’t mortgage it for less than 4 million dollars.” He took the deed and looked up the information on his computer. Then, he agreed immediately. “It’ll be at a monthly interest of 1%. If that works for you, you may sign the contract.” “You can raise the interest. I need the money now!” He made a few calls. When he returned, he immediately drafted the agreement. Two hours later, I had 4 million dollars in my bank account. I gave Mr. Taylor a call. Before I could say anything, he started ranting. “Mindy, stop making things hard for me. Out of goodwill, I didn’t even charge you for the late fees incurred by the warehouse! The payment has to be made today, or never!” I immediately explained mys

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