In a shop near the financial district, a man languished at the entrance, scrolling through his phone out of boredom. “Are you here to mortgage your house?”I took out my title deed. “It’s 1,500 square feet. It’s fully furnished and new. There are no ongoing housing loans either. I won’t mortgage it for less than 4 million dollars.” He took the deed and looked up the information on his computer. Then, he agreed immediately. “It’ll be at a monthly interest of 1%. If that works for you, you may sign the contract.” “You can raise the interest. I need the money now!” He made a few calls. When he returned, he immediately drafted the agreement. Two hours later, I had 4 million dollars in my bank account. I gave Mr. Taylor a call. Before I could say anything, he started ranting. “Mindy, stop making things hard for me. Out of goodwill, I didn’t even charge you for the late fees incurred by the warehouse! The payment has to be made today, or never!” I immediately explained mys
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