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I didn’t expect the world to crumble in a single afternoon.

One moment, I was hoping for a miracle. The next, I was holding a medical report with a death sentence wrapped in a six-figure invoice.

“Your mother needs immediate surgery, Miss Monroe,” the doctor had said. “If it’s not done within the next seventy-two hours, she may not survive.”

He said it like he wasn’t talking about someone’s life. Like he wasn’t talking about the only person I had left in this world.

When I walked out of that office, it felt like my legs weren’t mine anymore. My fingers clutched the hospital file so tightly, my nails dug into the plastic cover. I didn’t even notice when I stepped into the rain. I was numb. Cold. Lost.

$500,000. That’s what it would take to save her. Five hundred thousand dollars for the surgery and the post-operative care. I couldn’t even wrap my head around it. It was more than my life’s earnings. More than I’d ever seen in one place.

And I had no one. No backup. No plan B.

I stumbled to a bench beneath the hospital canopy and sat down, the water dripping from my soaked clothes pooling around my feet. It wasn’t just the rain that chilled me. It was the weight of helplessness.

A mother who devoted her entire life to raising me. A woman who worked night shifts and cleaned houses just so I could attend school. And now, when it was my turn to save her, I was powerless.

I pulled out my phone for the hundredth time and scrolled through my contacts. Most of them were people I hadn’t spoken to in years. Some were old classmates, others were coworkers I barely remembered. Not a single person I could call for help.

I had already tried everything. Posted donation appeals on every social platform. Applied for emergency medical assistance, only to be told the waitlist was months long. Pawned every valuable thing I owned including my grandmother’s ring and my college laptop. Still, I wasn’t even close.

I bit down on my bottom lip hard enough to bleed.

What else could I do?

“Miss Isla Monroe?”

The voice cut through the storm like a sharp blade. I looked up, startled.

A tall man stood in front of me, dressed immaculately in a black trench coat, an umbrella shielding him from the downpour. His suit looked more expensive than my entire apartment. He carried a briefcase in one hand and wore an unreadable expression on his face.

“Yes?” I replied hesitantly, pulling my soaked coat tighter around my body.

“I’m Mr. Clark. I represent Mr. Alexander Blackwood.”

For a moment, I wondered if the cold had gotten to my head and I was hearing things.

“Blackwood?” I repeated slowly, frowning. “As in… the billionaire Alexander Blackwood?”

He gave a small nod. “Yes. Mr. Blackwood has sent you with an offer.”

I blinked, confused. “You must be mistaken. I don’t know Mr. Blackwood.”

“You don’t need to. He knows you.”

That sent a ripple of unease down my spine.

Who is this madman?

“I… I’m sorry, but I have no idea what you’re talking about.”

Without another word, he reached into his briefcase and pulled out a sealed envelope. He handed it to me, along with a business card. The paper felt too crisp, too clean in my trembling hands.

I opened it slowly, unsure of what I was even expecting.

What I saw made my breath catch.

A check. $500,000. Payable to Isla Monroe.

My heartbeat slammed against my ribcage. I glanced up at him, the paper shaking in my grip.

“This can’t be real,” I whispered.

“It’s very real,” he replied calmly. “It comes with a condition.”

“What kind of condition?” I asked, already bracing for something horrible.

“A marriage contract. Six months. You marry Mr. Blackwood legally and publicly. In return, the check is yours, and your mother’s surgery will be arranged immediately.”

I stared at him like he had just spoken in another language.

“You want me to marry a stranger?”

“This is not a romantic proposition, Miss Monroe. It’s a business transaction. Mr. Blackwood requires a wife for a personal matter. You are a suitable candidate.”

My stomach churned.

“Why me?” I asked again, louder this time. “Why not someone from his own world? A model? A socialite? A woman who actually fits in his life?”

He paused just for a second. There was a strange look in his eyes before he said, “Because you resemb… remind him of someone. That’s all I can tell you.”

What did that even mean?

I looked down at the check again. It was so surreal. I could almost feel the weight of the ink on my fingertips.

“I don’t understand… is this even legal?”

“There’s a contract. A legal one. You’ll receive a copy to review. Everything will be handled by our attorneys.”

“And after six months?” My voice cracked.

“The marriage ends. Cleanly. Discreetly. No obligations afterward.”

I stared at the check, torn between the rising fear in my chest and the urgency clawing at my heart. My mother needed that money. She didn’t have time for my pride, or my hesitation, or my confusion.

I had nothing. No options. No safety net.

And now, this stranger was offering to buy my life for six months in exchange for saving hers.

“What happens if I say no?” I asked softly.

He raised a brow. “Then I walk away, and the offer disappears. Forever.”

I looked up at him again, searching for any sign that this was a prank or a scam or anything other than what it appeared to be.

But there was none.

“Why would a man like Alexander Blackwood need a fake wife?”

Mr. Clark didn’t answer. He simply gave a thin smile and turned away.

“You have until midnight,” he said before walking off into the rain, disappearing like a shadow into the storm. His black umbrella glistened as he walked away.

I stood there soaked, stunned, heart pounding in my ears.

And in my hand… was a lifeline I never expected, attached to a chain I didn’t fully understand.

I didn’t know if this was a blessing or a trap. A miracle or a curse.

But deep down, I knew the truth:

Desperation doesn’t care about consequences.

And mine had just written me into a deal I couldn’t afford to refuse.