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Chapter 4

Author: Pudgy D
24 hours remained on the countdown.

Eric was becoming frantic, bombarding me with messages. "Maddy, tell me what happened. I'm losing my mind over here!"

I sat in my living room. I mussed up my hair, rubbed my eyes until they were red, then suddenly started a video call.

The second he answered, Eric's unshaven face filled the screen. His eyes were bloodshot.

A blank wall was all I could see behind him.

His ragged breathing and darting eyes gave away his panic. "Maddy, what's wrong? Why are you crying?"

I covered my face and shook with sobs, letting tears stream down my face. "Eric, it's over! I'm done for!"

"What happened? Don't scare me like this!" He lunged toward the camera until his face nearly filled the screen.

"The foreign exchange authorities have frozen the money!" I shouted, my voice hoarse. "They say the money is tied to an overseas trust.

"I have to pay a two-million-dollar fee to get it all released. If I don't, the 50 million dollars will be sent back, and I'll be blacklisted!"

"Two million dollars?" Eric practically screamed. "Where the hell am I going to get that money?"

I pounded my fists against the couch. "All my money is tied up in investments and property. I can't get my hands on that much cash.

"Eric, I'm exhausted. Forget it. I don't even want the 50 million dollars anymore. I'll just let it rot in the account."

"No! Absolutely not!" Eric started yelling. "That money is our future. You can't just walk away from it!"

Of course he couldn't let it go.

The interest on the 500-thousand-dollar loan he took was growing day by day. If he failed to get my money, the people running the scam operation would kill him.

"But I don't have any money! I really can't do anything!" I sobbed like I was about to pass out, then ended the video call.

Intense pressure was the oldest trick in the book for scammers running operations like this.

Now, I'd turned it back on him.

For the next four hours, Eric called me nonstop.

I refused to pick up.

Kane sent me a live update. "Maddy, they're fighting among themselves. I intercepted their internal messages. Eric is desperately looking into the other victims' accounts tied to his boss."

I smirked.

When someone was backed into a corner, they stopped thinking straight.

To cover the 500-thousand-dollar loss and chase the slim chance of a 50-million-dollar commission, Eric could only steal money from the scam operation.

…

At 8:00 pm, only four hours remained on the countdown.

Another notification came through.

"Sterling Bank: Your account ending in 8848 received two million dollars at 8:02 pm."

Two million dollars! Eric had actually done it!

I stared at the balance and laughed until tears filled my eyes.

In my previous life, I had sold the house my parents left me and borrowed from every lender I could find just to give him the one million dollars he'd demanded.

Now he finally knew what it felt like to have everything taken from him.

Eric sent one frantic voice message after another. His voice was raw.

"Maddy, I sent the money. Everything I have is riding on you!"

"Pay the fee and get the 50 million dollars transferred!"

"Maddy, answer me! Hurry up!"

He could probably already picture the fortune waiting for him.

I calmly logged into my online banking.

With one tap, I transferred the money.

2 million dollars, plus the 500,000 dollars from before, made it 2.5 million dollars in total.

Every dollar went straight into the frozen account the police had set up.

The money would never make its way back to those disgusting scammers.

I stood and walked over to my closet, then pulled out a blouse. The cool fabric brushed against my skin.

I picked up my phone and took a blank-faced selfie in the mirror. There was no filter and no more pretense.

My eyes were filled with hatred and contempt.

I sent the photo, then held down the voice message button.

I spoke slowly, my voice dripping with contempt. "Eric, enjoying the scam? How does it feel to take out a loan you can't afford and then steal from your boss?

"I'll gladly keep your 2.5 million dollars. Maybe next time, you'll think twice before trying to scam someone."

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  • Reborn to Scam the Scammer Kingpin   Chapter 10

    My life was back on track, and I quit my miserable accounting job.I used what I had learned from taking down the scam operation and the following I had built online to start a nonprofit group that helped stay-at-home moms and older single women avoid scams.I called the group "Dawn". It stood for leaving the darkness behind and starting over.Six months later, a large auditorium downtown was packed.I stood under the spotlight and wrapped up the last talk of my anti-scam tour."Remember, if something sounds too good to be true, it probably is," I said. "Perfect partners and huge investment returns are classic scam tactics. If you protect your money, you're protecting your future."The audience broke into loud applause.After the talk, the crowd slowly cleared out.A young woman in a floral dress approached me hesitantly. Her eyes were red-rimmed and swollen, and she tugged at my sleeve."Ms. Locke." The moment she spoke, tears rolled down her cheeks."What's wrong? Don't cry

  • Reborn to Scam the Scammer Kingpin   Chapter 9

    A major story made headlines across the country a few days later."A major international scam network has been dismantled. More than 300 suspects have been arrested after authorities shut down a large-scale overseas fraud operation!"I sat on the couch, quietly watching the news.On the screen, a large charter plane landed at an international airport.The aircraft door opened, and heavily armed officers escorted rows of suspects off the plane. Their heads were covered with black bags, their hands were cuffed behind their backs, and their ankles were shackled.The camera moved to two of the men near the front.Even with their faces covered, I recognized them immediately.Viktor had a cast on his right leg and was limping.Eric's shoulder was wrapped in thick bandages.I heard that enforcers sent by their boss had stormed in just as the police tactical team broke into the building.Neither Eric nor Viktor died. Both were seriously wounded in the shootout and arrested at the sce

  • Reborn to Scam the Scammer Kingpin   Chapter 8

    "What do you mean?" Viktor completely lost it.On the other end, the large monitor behind him suddenly lit up.Kane had used the malware to take control of the main computer in their office.The encrypted records that could destroy Viktor appeared clearly on the screen. A screenshot of a sent email also appeared beside them.It had been sent to the man running the entire operation."I just sent these records to the real boss behind your operation," I said. "I imagine he's already sending people to find you and demand answers.""I'll kill you!" Viktor fired two shots at the screen in a fit of rage.The bullets shattered his screen. The image shook violently, but the call stayed connected."Save your breath." I cut him off as he raged helplessly."And by the way, when you opened that link, you didn't only expose your records. You also gave us your exact IP address." I put up a satellite map showing his location. A red marker pinpointed the building they were in."The local po

  • Reborn to Scam the Scammer Kingpin   Chapter 7

    "I sent you the link. Just open it and enter the account you want the money sent to." I sent the message and waited quietly.A minute later, Viktor sent me a video call request. I took a deep breath, put a terrified look on my face, and answered.The screen lit up.Viktor sat in a leather chair in a dark office. He toyed with a handgun while Eric lay beaten and bloodied at his feet.Eric's face was covered in blood. One eye was swollen shut, and he let out a strange, guttural sound."Take a good look, bitch. This is what happens when you screw with me," Viktor said.He arrogantly turned the camera, showing me several armed men standing outside the office."Where's the money? What should I do?" he asked.I shook violently, clutching my arms and stammering. "Viktor, just open the link. It'll give you a code."Viktor scoffed and picked up another work phone. He opened the link I had sent him. "It's open. Now what?"I stared at my laptop screen.Kane's messages came flooding in.

  • Reborn to Scam the Scammer Kingpin   Chapter 6

    The next morning, I received my first death threat.It came from a burner number. "Madeline Locke, Apartment 403, 184 Oakridge Street. You really think you can get away?"Then they sent me a gruesome photo of a dead cat.I stared at it without flinching. This was nothing compared to what I had been through in my previous life.Five minutes later, my coworkers' group chat blew up.Someone using an anonymous account started flooding the chat with photos. They were all fake explicit pictures of me."Madeline Locke doesn't pay back her debts. She sleeps with men for money!""Scandal! The company's accountant will do anything to land a rich man!"The group chat went wild."Oh my goodness, is that Madeline?""She always seemed so proper. Who knew she was like this in private?""That's disgusting. Get rid of her already!"Even my boss called me out in the group chat. "Madeline, what the hell is this? Come to the office and resign immediately. You're making the company look bad!"

  • Reborn to Scam the Scammer Kingpin   Chapter 5

    I sent the voice message, then smiled as I blocked Eric again.I put my phone away.Meanwhile, thousands of miles away, the scam compound was in complete chaos.My laptop screen lit up. Kane had sent me a grainy surveillance video. "Maddy, nice work. I hacked into the cameras at their office. You're going to want to see this."There was no audio, but the footage was enough to make my skin crawl.Eric sat slumped at his desk, staring at his phone. He looked completely drained.He kept refreshing his messages and calling me nonstop.But it was all useless.Suddenly, the door was kicked open.A heavily built man with a scarred face and a scorpion tattoo on his neck stormed in with several armed men.He was Viktor, the man in charge of the compound.He grabbed Eric by the hair and slammed his head onto the keyboard.Kane sent me a translation of what they were saying."Viktor found out that two million dollars was taken from another victim's account. That money was supposed to

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