Can Beginners Finance Books Improve Financial Literacy?

Nicholas Hunt loves testing me a lot. When I just graduated from university, he tried to make me take on a five-million-dollar house mortgage. After I turned him down, Nicholas was quick to buy Yvonne Myers, the campus belle, a villa that was worth eight million dollars. It was even paid in full. As he held the property deed, he told me, "The truth is, I'm super rich. I've been pretending to be poor just so I can test your integrity. "It's a shame that you never passed my test. I'm very disappointed in you, Elizabeth. Let's break up." I just smiled at him casually. Then, I walked away without hesitation. What a coincidence. I'm the daughter of the richest man in the country. I, too, had been pretending to be poor. Four years later, we bump into each other at the Fortune List Summit. At that time, Nicholas has just squeezed into the top 50 rank. He walks into the venue with Yvonne clinging to his arm. It's then he notices me. I'm wearing plain-looking clothes without any jewelry adorning me, and I happen to be holding a child. Thinking that I'm a nanny, Nicholas begins mocking me. "Wow, you really went all out just to steal one more glance at me, huh? I can't believe you're able to follow me all the way here. "You should learn to accept reality, though. I'm on the Fortune List, while you're working as someone else's nanny. The gap between us is far too wide, so you should stop dreaming already!" I just ignore Nicholas in favor of resenting my dad for making me attend this stupid event. After all, I've just managed to block out one full day just to spend time with my son, and yet I have to waste my precious time on this dumb event.

I happen to come across a popular post regarding a company's finance department on social media. "Seriously, that person in the sales department is such an idiot! All I wanted was to claim reimbursement under her name for the bag I bought, and yet she still refused! "Since she doesn't want me to reimburse my bag, then she can forget about reimbursing everything! This time, I'll teach her a lesson about what happens when she offends a member of the finance department!" There are many bashing comments in the comment section, but the original poster doesn't care at all. She continues adopting a haughty tone. "What am I scared of? The finance department is extremely vital to the company! I refuse to believe that the boss has the courage to offend me, the most important person alive, just to stand up for a sales employee who's easily replaceable!" As I stare at the familiar profile picture belonging to the original poster, I can't help but mentally sneer. She wants to suspend all of my reimbursements, huh? Go ahead, then! This time, I'd like to see what the consequences are for offending a member of the finance department!

The stock remained in the warehouse for two months. The final payment due date arrived, but the company’s finance department was still unwilling to make the payment. I followed up numerous times, and the finance director finally got sick of me. “Our capital is all currently invested in wealth management products. If we liquidate it all, we’d lose four hundred dollars a day! Who then would bear the loss of the company? “Tell them to put it on our tab. We’ll immediately pay it once the investments mature!” I patiently explained that the supplier was not willing to accept any delayed payments. They would only hand us the stock once they received the money. She sized me up for a moment. “Women in sales are basically escorts! Just play coy with the supplier, and they would give you the stock! Why are you pretending to be better than that?” I was stunned. Left without a choice, I mortgaged my new house. The stock was worth four million dollars. I would be able to double the profit once I sold that off.

Emily, age 24, feels like she's treading water, unable to find work and uncertain about her future. She's on the verge of giving up, plagued by worry and a string of dead-end jobs when fate steps in and introduces her to Nathan, a gorgeous young billionaire and a single parent. Nathan requires a personal tutor and nanny for his 5-year-old, intelligent, and beautiful daughter, Lilliana, who is having difficulty adjusting to life following her mother's death. When he gives Emily the job, it feels like a lifeline. As Emily encourages Lilliana with her studies and emotional issues, she discovers a passion for teaching that restores her sense of purpose. Meanwhile, Nathan, who has been entirely focused on his work and daughter, begins to lower his guard. He admires Emily's generosity and drive for the sake of his daughter, but he's also afraid of exposing his heart again. Is their encounter fate or a curse?

When Naomi Sullivan married me, she was already ten million dollars in debt. I spent the last five years working three jobs to help her pay off her "debts" while providing for her as well as our son, Shane Lewis. Not once did I ever complain about anything. All along, I firmly believed that my efforts would pay off, and we would eventually lead a good life together. Last week, our company finally secured a massive investment. Naomi and I hugged as we celebrated the occasion. I thought that the hard times were finally over. Today, I ended up seeing Naomi featured in the financial news. Dressed in a formal gown, she was hailed as the sole heiress to a multi-billion-dollar empire. She was shown engaged in an animated conversation with her "investor", Jared Lewis. The news headline read, "Naomi Sullivan Completes Five-Year Adversity Trial, Proves Her Ability to Build from Scratch to the Board of Directors". I trudge home in a daze. When I get there, the five-year-old Shane is playing with the latest limited-edition toy robot. He looks at me with a frosty, distant expression that bears an uncanny resemblance to his mother's. "Mommy told me everything. You failed the trial, Daddy. You care too much about money."

"You're not his wife!" "But I am the mother of his child! And I have an equal share in this family!" Camila's life turns blissful when she gets pregnant by a billionaire and now she is the daughter-in-law of the Russells, basking in luxury and privilege. But she will never have one thing she has always craved, and that is a loving relationship. Or will she? Being rich comes with problems money can solve and others money can't. As she faces the life-threatening hassles of being a daughter-in-law and wife to Konrad, her perspective begins to change. Will the love that blossoms turn her into a good person or is it all just a facade to become the next billionaire in 9 months?