How Do Student Loans Impact Students From Low-Income Families?

Khloe Maureen Neufeld, a Filipino-Australian exchange student of Vanshelleton University to America whose average grade is always 1.00% making her the only female student who ever achieve that marks throughout the history of the said Institution. With that, she's dubbed as the "Genius Queen". On her stay in America, she met Timothy Clarke Schubert: a bad boy and a gangster's mastermind who only cares about three things: Music, beer, and S*x. Will the genius fall for this type of guy despite her motto, "Don't choose what's wrong"?

In my past life, I supported the bankrupt Clark brothers. However, after I became pregnant, they allowed a poor student, Kimberly Scott, to push me down the stairs, where I bled profusely and died while carrying my child. When I opened my eyes again, I was reborn on the day I had brought them into my house. This time, I kicked them out without hesitation. To my surprise, Kimberly had teamed up with my grandmother to pretend to be the real heiress, painting me as the fake heiress who had taken over the family. The butler, Mr. Williams, who had watched me grow up, came forward and accused me of causing my parents’ death. Under the public backlash they had orchestrated, I remained calm and presented my evidence. Not only did I expose Kimberly’s fake identity as the heiress, but I also revealed the true faces of my grandmother and Mr. Williams. I avenged my parents and gave the wrongdoers the punishment they deserved.

Beatrice Carbone always knew that life in a mafia family was full of secrets and dangers, but she never imagined she would be forced to pay the highest price: her own future. Upon returning home to Palermo, she discovers that her father, desperate to save his business, has promised her hand to Ryuu Morunaga, the enigmatic and feared heir of one of the cruelest Japanese mafia families. With a cold reputation and a ruthless track record, Ryuu is far from the typical "ideal husband." Beatrice refuses to see herself as the submissive woman destiny has planned for her. Determined to resist, she quickly realizes that in this game of power and betrayal, her only choice might be to become as dangerous as those around her. But amid forced alliances, dark secrets, and an undeniable attraction, Beatrice and Ryuu are swept into a whirlwind of tension and desire. Can she survive this marriage without losing herself? Or will the dangerous world of the Morunagas become both her home and her prison?

My twin sister, Ruby Stone, and I split up after our parents' divorce. She stays with Mom, while I went with Dad. Since the divorce, he's sunk into a deep depression, gambling away every penny we have. We move into a dark, damp apartment, and life becomes an endless struggle. Every day, I go to school and quietly work a part-time job to keep us afloat. Then, out of nowhere, Ruby—whom I haven't heard from in forever—sends me a link to a live stream. "Check this out, Aria. There's a surprise waiting for you." I click it, and my jaw drops. I'm the one topping the trending live streams. The screen splits in two. On one side, I sit in my dingy apartment, hunched over homework under the dim light. On the other side, Mom and Dad cuddle with Ruby on the fancy couch of their sprawling villa. The comments came pouring in. "Let's see what happens when twins are raised on opposite sides of fortune all the way to 18." "Aria still doesn't know, right? Her parents never divorced. They're loaded and perfectly happy. Ruby's life has been like a dream too." "Poor Aria. She's always starving and never has anything decent to wear. Isn't that basically abuse?" "She's the more sensible one, so her parents decided to raise her poorly."

After the breakup, my ex mocked me and called me a coward scavenging for scraps, then lured me to her new lover's winery just to humiliate me in front of everyone. Later, she accidentally shattered a bottle of priceless red wine and tried to pin the blame on me. What she didn't know was… the winery belonged to my family.

Zoey Prince was a good girl. A girl with impressive goals. Goal Number One: Finish her bachelor's before age 21 - Tick Goal Number Two: Begin her Master’s by age 22 - Tick Goal Number Three: Get married to the love of her life by 25 - Not Quite On the day her Master’s program began, she discovered that the man she’d spent the past four years loving was cheating on her with her best friend, his excuse being that she was boring and by the books, and he needed someone fun. Zoey was shattered. Throwing caution to the wind, Zoe decided to prove to herself that she was not a boring person. She went on an escapade and this led her into the arms of the one man that promised to make her life a living hell. Professor Simon Beaumont. Simon Beaumont was a menace. At thirty-three, he’d achieved a feat his peers hadn’t achieved half of. Feat: Become a professor by twenty-eight - Tick Feat: Become a billionaire before thirty-five - Tick Feat: Get over his divorce from his ex-wife - Not Quite When his student, Zoey Prince got on his nerves, he was determined to make her life a living hell. When life threw her into his arms, he pushed, but soon he came to realize something: They both needed each other. Zoey would help him get over his messy divorce, and he would teach things about her body. … “Zoey, a man as impure as me shouldn’t be with someone as chaste as you. I’m a sinner before man, and before God.” Simon muttered as Zoey dry-humped him, placing her hands on his neck, her fingernails digging into the flesh of his nape. “I don’t care, professor. Just claim me as yours.” She whimpered into his ear.