Broken Money: Why Our Financial System Is Failing Us And How We Can Make It Better

I'm on track to be a top student, but I end up taking the SAT twice. The first time, I score high enough to get into Westbridge University. The second time, my score qualifies me for Northfield University. Each time, I score over 1500. Yet when the admissions teams see my name, not a single school admits me. At first, I think it must be some kind of background check, certain they've found something in my record. But my parents are honest, hardworking people. They've never broken the law. They wouldn't even harm a fly. So I try a third time. My SAT score is 1580, and my GPA is still perfect. This time, I apply to Crestwood University, thinking I finally have it in the bag. The Crestwood University admissions officer arrives full of cheer, but the moment he sees my name, he freezes, immediately realizing there is no way I will be accepted. I rack my brain, trying to figure out what is wrong with my name. Why does seeing it make every school hesitate, even though my scores are perfect?

Elliona Nayvelin Lim called LiOn is a materialistic woman, whose life is only for money "If you have money come to me" is her tagline. And unfortunately she has to meet William Andersson Kim, the CEO of a giant company in America, the hot man is a bad boy labeled X-Man Their meeting is not pleasant, blamed and stubborn with each other. Elliona's behavior makes William attracted and wanted to make the proud woman bends her knees under his feet. Can William conquer the LiOn?

Grace Anderson is a striking young lady with a no-nonsense and inimical attitude. She barely smiles or laughs, the feeling of pure happiness has been rare to her. She has acquired so many scars and life has thought her a very valuable lesson about trust. Dean Ryan is a good looking young man with a sanguine personality. He always has a smile on his face and never fails to spread his cheerful spirit. On Grace's first day of college, the two meet in an unusual way when Dean almost runs her over with his car in front of an ice cream stand. Although the two are opposites, a friendship forms between them and as time passes by and they begin to learn a lot about each other, Grace finds herself indeed trusting him. Dean was in love with her. He loved everything about her. Every. Single. Flaw. He loved the way she always bit her lip. He loved the way his name rolled out of her mouth. He loved the way her hand fit in his like they were made for each other. He loved how much she loved ice cream. He loved how passionate she was about poetry. One could say he was obsessed. But love has to have a little bit of obsession to it, right? It wasn't all smiles and roses with both of them but the love they had for one another was reason enough to see past anything. But as every love story has a beginning, so it does an ending.

Tarrin is the CEO of a big pharmaceutical company and holds a secret that has him locked away every full moon. Josey is a struggling older sister trying to make ends meet after she and her sister's parents mysteriously die. When Tarrin and Josey cross paths, more things than irritating each other develop, and they find they are much more closely connected than they could have imagined.

Seraphina Rowe never wanted a mate. She wanted freedom, a job in the city, her own apartment, and a life far away from the endless traditions of wolf society. But when her father’s sudden illness forces her back to her hometown, she is caught in an ancient custom she can’t refuse: the Marriage Lottery. Every year, unmated wolves from allied towns are bound into arranged unions chosen by the Elders, meant to keep peace among families. Seraphina’s name was never supposed to be drawn. But when it is, she finds herself betrothed to Kaelen Ardyn, the boy who once humiliated her at school, the arrogant son of a respected family, the wolf who made it clear he would never want her. Kaelen rejects her on the night of the ceremony, in front of the entire community. Shattered and desperate, Sera leaves the town, carrying his child in secret. For three years she raises her daughter in silence, building a small, quiet life far from the suffocating traditions of her kind. But fate has its claws. When the Marriage Lottery is threatened by rebellion and the wolves demand accountability for the “failed bond,” Seraphina is summoned back. This time, Kaelen is not allowed to reject her again, he must claim her, or their families will pay the price. Trapped in a marriage neither of them wanted, bound by a child Kaelen doesn’t yet know exists, they must navigate lies, jealousy, betrayal, and the dangerous pull of a bond that refuses to break. And when Kaelen discovers her secret, the rejection that once shattered her may turn into his greatest regret or their only chance at salvation.

“True love stories never have endings.” Dean said softly. “Richard Bach.” I nodded. “You taught me that quote the night I kissed you for the first time.” He continued, his fingers weaving through loose hair around my face. “And I held on to that every day since.”