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Bullied. Broke. Betrayed. 20-year-old Ethan Reyes is at rock bottom—until a mysterious A.I. system grants him unimaginable wealth and power. With the Trillionaire System, he’ll rise from a forgotten nobody to the richest man in the country. Those who mocked him will kneel. Those who betrayed him will pay. But as enemies emerge and loyalties are tested, Ethan learns that money isn’t everything—love, loyalty, and revenge are priceless.
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Chapter 1 The Nobody
Rain lashed down on the cracked pavement outside Northern University’s east gate, soaking through Ethan Reyes’s cheap hoodie as he trudged down the sidewalk, head bowed against the storm. Each drop that splashed against his skin felt like the universe mocking him. Again.
He tightened his grip on his old canvas backpack—threadbare, patched with tape, and filled with secondhand textbooks and half-dead dreams. Behind him, laughter echoed from the canteen, the mocking kind that followed him everywhere on campus.
“Hey, Reyes!” a voice called out, sharp and amused. Ethan didn’t turn around. He didn’t need to. He already knew who it was.
Bryce Tan. Star athlete. Campus prince. The same guy who used to cheat off Ethan during freshman year, and now treated him like a joke for sport.
“I saw your ex with her new man. Bro, he drives a Porsche!” Bryce shouted, loud enough for a dozen other students to hear.
A few passing girls giggled.
Ethan kept walking, fists clenched in his pockets.
Ex.
Talia. His first love. The girl who once promised she loved his “kind heart” and “ambition.”
Three weeks ago, she’d dumped him in the middle of the cafeteria after livestreaming it on her social media. She’d called him poor, pathetic, and a waste of time—all while her new boyfriend watched smugly from the sidelines.
Since then, Ethan had kept his head down. Study. Eat cheap. Avoid everyone.
But even the shadows weren’t safe anymore.
He reached his tiny rental room just off campus—barely ten square meters, with a flickering lightbulb and a window that didn’t shut properly. A single mattress lay on the floor, beside a desk stacked with printouts and notes. On the wall, he’d pinned a few hand-scribbled quotes—his attempt at motivation:
“One day, they’ll regret it.”
“Work in silence. Let success be your noise.”
Lately, though, even those words rang hollow.
He slumped onto the mattress, soaked through. His phone buzzed.
[New Message: Mom]
Ethan, your uncle’s son got accepted into a top firm. Maybe ask him for tips? You’re already 20. What are you doing with your life?
He didn’t reply.
A second message came.
And can you send back the $50 we lent you last month? Your dad’s not made of money.
Lent? Ethan wanted to scream. He hadn’t even asked for the money. They’d offered—then reminded him of it every other day since.
He tossed the phone aside.
No girlfriend. No friends. No support. Just debt, ridicule, and a future that looked darker than the night outside.
Maybe they were right. Maybe he was nothing.
He stared at the ceiling.
“What’s the point?” he muttered.
Suddenly—
DING.
His phone lit up with a strange notification:
🔔 SYSTEM BOOTING…
Welcome, Ethan Reyes. You have been selected. Initializing: Trillionaire System. Please remain still.He blinked.
“…What the hell?”
He picked up the phone. The screen had gone black. Then words began scrolling across it, glowing in neon blue.
Installing System Core… 10%… 25%…
Scanning Host Attributes… – Intelligence: 89/100 – Resilience: 92/100 – Potential: 98/100 – Current Assets: $1.47Status: PATHETIC.
Urgency Level: CRITICAL. Commencing Startup Protocols…His heart pounded.
This had to be a prank. A virus. Something.
“System?” he whispered, voice shaking.
✅ Installation Complete.
Welcome to the Trillionaire System, Ethan Reyes. You are now the designated host of the world’s most advanced wealth-generation A.I.Mission: Become the richest man in your country.
Time limit: None. Support: Unlimited.“Wait, what?” Ethan sat upright.
Rewarding host with starter package…
💵 $10,000,000.00 deposited to temporary account.His phone vibrated violently.
Another notification appeared—this time from his banking app.
[Bank: Incoming Transfer – $10,000,000.00]
Ethan froze.
Ten. Million. Dollars.
His mind went blank.
Then, like a dam bursting, a hundred thoughts flooded in.
Is this real?
Am I dreaming? Did someone drug me? What kind of sick joke—✅ Verified: Balance real and accessible.
Note: Host may withdraw, invest, or use funds as desired. First mission unlocked: Mission #001 – Prove Them Wrong Objective: Use your first investment to humiliate one major bully. Reward: 1x Company Ownership Token.Ethan stood up, breathing hard.
The system’s voice wasn’t human. It was emotionless. Robotic. But in that moment, it felt more alive than anything else in his miserable world.
“Why me?” he asked.
Scanning...
Answer: Because you were ignored. Beaten down. Betrayed. This system only awakens in those the world has discarded.And now… the world will pay for that mistake.
Ethan stared at the glowing screen. His hands trembled—not from fear, but from something deeper.
Hope.
He could feel it blooming, like fire in his chest.
Ten million dollars. A mysterious system. And a mission to become the richest man alive.
This wasn’t a dream.
This was a reset.Outside, the storm raged on.
But inside that tiny, broken room… something had changed.
Ethan Reyes was no longer nobody.
He was the future trillionaire.
And his revenge?
Had just begun.
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The Trillionaire System Chapter 114 The Second Pulse
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Last Updated : 2026-01-01The Trillionaire System Happy Holidays
Hi Everyone.I hope you are enjoying the second volume of the Who's The Loser Series.I will be taking the rest of the year off to celebrate the holiday season.Rest assured, I will be back at the new year to continue writing this book, among others.There will be more twists and turns along the way.And as always, your support, comments and feedback are always appreciated. Please leave a comment to let me know how I am doing with the story and how I can improve in the future.So until then, I wish you one and all a very blessed Christmas and a Happy New Year.Love,JDHWS
Last Updated : 2025-12-23The Trillionaire System Chapter 113 When the Air Refused to Stay Quiet
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Last Updated : 2025-12-19
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