Chapter: Chapter 5Serena's Pov "Last month?" The words tasted like ash in my mouth.Nate's face stayed composed, but I felt his hand tense around mine. "Victoria is exaggerating. We haven't spoken in months.""Liar," Victoria said sweetly, flipping her hair. "You called me, remember? Said you needed someone who understood your world. Not some… charity case."People at nearby tables were staring. Phones were coming out. This was going to be all over the internet in minutes.I stood up, pulling my hand free. "I need some air."Nate rose too. "Serena, wait…""No." I looked at him, chest tight. "You said no secrets. You said this was just business. Was any of it true?"Victoria smirked. "Oh honey. With Nate, it's never just business."I turned and walked toward the back exit, ignoring the whispers. My cheap heels clicked against the fancy floor. I pushed through the door into a quiet alley, breathing hard.Nate followed seconds later. "Serena, stop. Let me explain.""Explain what?" I spun around. "That yo
Last Updated: 2026-05-18
Chapter: Chapter 4Nate's Pov She froze when I mentioned the coast. Recognition flickered across her face, but she shook her head. “What coast? What are you talking about?” I stepped closer. “Ten years ago. Stormy night. You pulled me out of the water when my boat capsized. Then you disappeared before I could even thank you properly.” Serena’s mouth opened, closed. “That was… you?” “Yes.” She backed up a step, bumping into the couch. “You’ve been looking for me all this time and your solution is to blackmail me into a fake engagement? That’s messed up, Nate.” “It wasn’t supposed to be blackmail,” I said quietly. “The debt just… happened. When I saw your name on the file, I knew it was my chance.” “Chance for what?” Her voice rose. “To own me for two months because I saved your life once? Do you realize how crazy that sounds? You could’ve just said thank you like a normal person!” The words stung more than I expected. “To get to know the girl who’s stayed in my head for a decade. To help you in
Last Updated: 2026-05-18
Chapter: Chapter 3Serena's Pov The elevator ride down felt like descending into hell. Nate’s hand stayed on my back the whole time, warm, steady, completely fake. I wanted to shrug it off but remembered the contract. Appear in love. Starting now.“How did reporters even know?” I hissed under my breath.“Someone always talks.” His voice was calm, but his jaw was tight. “Just follow my lead.”The doors opened and camera flashes exploded. Voices shouted questions all at once.“Mr. Calloway, is this your new girlfriend?”“Who is she?”“Nate! Over here!”He pulled me closer, tucking me against his side like I belonged there. “Gentlemen, this is Serena Voss. My fiancée.”The word sent a shock through me. Fiancée. God.A reporter shoved a recorder closer. “Fiancée? When did this happen? You’ve never been seen with anyone seriously before.”Nate smiled, that polished, charming smile that probably closed million-dollar deals. “Some things are worth keeping private until they’re certain. We’re certain.”They tu
Last Updated: 2026-05-18
Chapter: Chapter 2Nate's Pov She said yes.I watched the word leave her lips like she was signing her own prison sentence instead of saving her father’s life. Serena Voss. After ten years, here she was, older, exhausted, still the same girl who dragged me out of freezing water and vanished.She had no idea.“You’re really going to wipe the entire debt?” she asked again, leaning forward in the chair like she expected me to laugh and say it was a joke.“Every cent,” I replied. “Medical bills, interest, late fees, everything your family owes Calloway Financial disappears the moment you sign.”She scanned the pages, biting her lip. “And there are no tricks? No hidden clauses that suddenly make me owe you even more later? I’ve heard horror stories about these kinds of contracts.”“No tricks,” I assured her. “I had my legal team write it in plain language. Read it carefully. You’ll see it’s straightforward. Debt forgiveness in exchange for sixty days of your time. Everything is spelled out.”Serena flipped
Last Updated: 2026-05-18
Chapter: Chapter 1Serena’s Pov “You’re not Mr. Hargrove.” The words slipped out before I could stop them. The man behind the massive desk wasn’t the balding loan officer I’d spoken to twice before. This guy was younger, sharper, in a black suit that probably cost more than my rent for a year. His eyes, dark, unreadable, locked onto mine the second I stepped through the door like he’d been waiting for me. “Sit down, Serena.” His voice was low, calm, the kind that didn’t need to raise itself to be obeyed. I stayed standing, clutching the strap of my bag like a lifeline. “I had a meeting with Mr. Hargrove about my loan. If this is some kind of mistake….” “It’s not.” He leaned back slightly, still watching me. “I’m Nate Calloway. This is my company.” Calloway. As in Calloway Financial. My stomach dropped. I’d seen his name on the documents, but I never imagined the actual man. He looked like he belonged on the cover of a magazine, not behind a desk deciding whether my family sank or swam. I forced
Last Updated: 2026-05-18