ACCIDENTALLY YOURS, MR BILLIONAIRE.

ACCIDENTALLY YOURS, MR BILLIONAIRE.

last updateLast Updated : 2026-11-11
By:  Chukwu Victor CUpdated just now
Language: English
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Chloe Bennett never intended to become part of Ethan Montgomery's world. But when an unexpected voice note throws her into the path of the cold, arrogant billionaire CEO, she finds herself agreeing to an arrangement that could change her life: pretending to be his girlfriend. For Ethan, it's a convenient escape from an unwanted arranged marriage. For Chloe, it's an opportunity she can't afford to refuse. But the closer they get, the harder it becomes to separate pretense from reality. Especially when Chloe discovers that Ethan's powerful family may be connected to the mysterious downfall of her father's business empire. Now, falling for Ethan could mean betraying everything she's fighting for. And when buried secrets begin to surface, Chloe and Ethan will discover that the greatest threat to their relationship isn't their growing attraction—it's the truth they've both been trying to uncover. Some accidents are meant to happen. But some secrets are destined to destroy everything.

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Chapter 1

CHAPTER 1: BUSY MORNING.

Chloe Bennett was having the busiest morning of her life. She had a presentation at 8:00am in the morning. Somehow, her alarm couldn't wake her at five to start preparations. Now, she's running out of time.

She applied her lip gloss quickly and slid it right into her handbag. Then, she looked at herself in the mirror. Black pants. A perfect blue jacket. A pair of flat corporate shoes. Okay! She was good to go.

Her phone beeped. It was a message from her best friend. It read, “Are you ready to finally meet the legendary Ethan Montgomery?”

She scoffed and replied, "I'm not afraid of any man who just wears expensive suits to cover up for a personality defect.”

Chloe never met Ethan. She only heard stories about him. Some employees described him as brilliant. Many others said he was the ruthless kind of boss. Rumor had it that a former executive resigned just after a ten minute meeting with him.

…That was the man she was supposed to see this morning. And she was already running out time.

“Good morning, mom!!" She yelled out as she dashed into the small dining space. Her mom wasn't up yet.

“Good morning," Daniel, her younger brother, greeted her. “Mom's out already."

“Oh!" She gulped at her coffee and placed it back. “Take care, Danny. I'm running late already."

She was at the door already when Daniel spoke. “Chloe."

She turned.

“Our rent is due already and mom's business is finally crashing. You said you would —"

She didn't let him finish before she smiled broadly and cut him off. “I said I would sort everything out. Trust me. I will. Okay?"

Daniel nodded.

“Now, continue eating."

She left the house and exhaled heavily. Everything about her financial life was in serious shambles. She would think about everything later. Right now, she needs to get to the office before it's too late.

A couple of moments later, Chloe got out of the cab and scurried towards the office building. She was too focused to have noticed the stranger coming with a cup of coffee in his hand. She bumped into him. Her handbag fell and her presentation files emptied on the floor with white papers spreading all over.

“Oh my goodness," she muttered and descended to the floor immediately as she gathered her stuff.

“Do you normally spill coffee on people's clothes before nine in the morning?"

Without looking, she replied, “Only the ones standing in my way."

She was done packing. Her eyes travelled through the body of the stranger as she got up. Luxurious charcoal suit. Sharp cologne. But his suit had been stained by coffee from their bump.

Her conscience flogged her for a second right there. “Sorry for your suit."

She hastened off without spending another second. She was heading into the elevator when the man said, “Good luck on your presentation."

The words echoed in her thoughts for a moment. She turned and looked at the stranger who was already walking off.

Who was he? And how did he know about her presentation?

“One second!" She yelled before the elevator doors could shut off. Then, she got in.

A random colleague in the elevator looked at her and said, “You…didn't just spill coffee on Ethan Montgomery, right?”

On hearing that, Chloe's jaw dropped right on the ground. The new boss she never met. Oh damn it. Her case was finished.

When she got to the conference room and it was her turn, she walked in and saw Ethan sitting at the edge of the long mahogany table with executives all by the sides. His expression was completely unreadable. Chloe refused to fidget.

She went on with her presentation. Her ideas were very solid and creative and different from what the company has operated with for years. She went on to explain why the company struggled in the market to connect with a younger audience and suggested ways to correct that.

Ethan remained silent throughout her presentation till she was done. Then, he asked her a series of difficult questions. She answered to the best of her ability. Then, he went on to attack her budget propositions and pointed out a key witness that she didn't consider while making plans. Chloe acknowledged the weakness and quickly suggested a way to overcome it.

Ethan closed the folder. He looked at her and said, “Good, but not solid enough. This company doesn't pay people to bring me ideas that will collapse when pressure comes.”

Chloe fired back immediately. “Perhaps, this company should pay people that will tell you when your current strategy isn't working."

What the….?? The response hit the room like a whirlwind. Silence. The executives kept looking at their notes. Some random lady had just challenged Ethan Montgomery.

Chloe was a professional. But at times, her impulsive nature got in the way.

“Alright. We have come to an end. This meeting is dismissed."

Chloe left that room knowing fully well that she couldn't hold on to the new job. She got to her working desk and sat down, frustrated and angry. The whole thing kept on replying in her head.

How was she going to sort the bills at home if she couldn't even hold on to this job?

Then, a message from Lily popped up.

“....Hi, Chloe. How are you? How was your presentation? Tell me everything."

Once again, her impulsive nature kicked in. She hit a W******p notification and started recording a voice note. She poured out all her frustration and she spoke.

“….. If arrogance was a person, then, that would be my boss, Ethan Montgomery. Why the heck would a man look like a Roman god and have the character of a frustrated roadside cop? Damn it! If I ever think of marrying a man like that, Lily, lock me up for my own safety.” She sighed, then added, "honestly, Lilly, this man is a walking red flag in a five thousand dollar suit.”

Then, she hit send without thinking and dropped her phone. A few seconds later, she noticed something. The message hadn't gone to Lilly. It was to a group — MONTGOMERY GLOBAL…..

Oh crap! Her eyes widened in shock. She quickly checked the details of the message. Thirty recipients already listened…including him…Ethan Montgomery.

Just then, three dots appeared. Someone was typing. Chloe's world was spinning. Ethan's message popped in.

Ethan Montgomery: My office. Now.”

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