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Chapter 4

Author: Rusty Lane
Noah didn't hand over the pen right away. "Dad, wait."

Landon asked in a hoarse voice, "Wait for what? In 20 minutes, every Stewart Group account will be frozen. The factories will shut down, employees will lose their jobs, and the projects will be forced into auction. Instead of letting the banks destroy Stewart Group, we should hand it over while we still can."

Noah looked at Landon with red eyes. "But this is everything Grandpa and you built."

Landon gave a bitter smile. "We can build another company if we lose this one. But we can't let the debt destroy our family."

As he spoke, he glanced at me. "Especially Talia. She doesn't know how to do anything. If Stewart Group really goes bankrupt, who will clean up her mess?"

I sat quietly in the corner and watched him.

Even now, he was still worried about my unfinished buildings.

My heart ached a little.

But I also wanted to laugh.

I thought he should worry about the people who were actually about to go bankrupt.

Connor told his lawyer to turn to the signature page. "Mr. Stewart, this is the smart choice. Once you sign, Hooper Group will immediately pay the first installment. Starting tonight, I'll take over all your debts."

Reggie and the other creditors visibly relaxed when they heard that.

They didn't care who ended up owning Stewart Group.

As long as they got their money, that was all that mattered.

Noah handed the pen to Landon, but he didn't let go. "Dad."

Landon forcefully pulled the pen away. "Noah, only people who can afford to lose can start over."

He took off his watch and placed it on the table.

It had been left to him by his father.

But lately, even that watch was about to be auctioned off.

Noah finally turned his face away.

Eunice was also wiping away tears.

The creditors in the room, however, were all watching the clock.

It was already 9:54 p.m.

In six minutes, Stewart Group would officially belong to someone else.

When I stood up, Eunice immediately grabbed my arm. "Talia, where are you going?"

"I'm going to get my phone."

"You're still thinking about your phone at a time like this?"

Noah pulled my phone out of his pocket, but he didn't give it back. "Tell me the transfer password."

I didn't answer.

I simply held out my hand. "Give it to me first."

Noah frowned. "Talia, stop messing around."

"I'm not messing around."

Maybe my voice was too calm, so froze for a moment.

Connor looked at me. "Ms. Stewart, are you still unwilling to give up that 2.8 million dollars? Don't worry. Once Stewart Group belongs to our family, I can find you an easy job. Your monthly salary will be enough for you to keep buying little things. You probably won't be able to afford unfinished buildings anymore, but you should still be able to buy unfinished building models."

A few people in the room laughed.

I laughed too. "How generous of you. You haven't even paid me the money you owe me, and you're already planning my salary?"

The laughter around us stopped instantly.

Connor narrowed his eyes. "I owe you money?"

I tilted my head. "Maybe you owe me too much. It's normal if you can't remember."

Noah snapped. "Talia, this isn't the time to talk nonsense."

But Connor waved his hand. "Let her talk. I want to hear when I became her debtor."

I glanced at the clock.

Three minutes until ten.

I held out my hand toward Noah again. "Please give me my phone. One last time."

Noah stared at me.

In the end, he handed it back.

I unlocked the screen.

The debt list he had dismissed as a business game was still open on the home screen.

It listed five bankrupt companies and 17 overdue debt claims involving 12 companies in the room.

The principal totaled 1.46 billion dollars.

With interest and penalties, the total came to 1.8 billion dollars.

The clock reached 9:59 p.m.

Landon took the acquisition agreement.

Connor uncapped his pen and personally handed it to him. "Sign it."

Landon was just about to sign.

That's when I pressed the debt collection button.

The phones of everyone in the room rang at the exact same moment.

The people who had been demanding our money just moments ago all turned pale.

I walked to the conference table and pulled the agreement from Landon's hands.

Then I dragged the chair at the head of the table back and sat down. "Didn't you all come here to collect your debts? Please form a line. No cutting."

I projected the debt list onto the big screen.

Then I continued, "I happen to have enough debt claims in my hands. Stewart Group might not go bankrupt after all. But a few of you might be going bankrupt first."

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  • From Money Burner to Debt Collector   Chapter 10

    Six months later, Stewart Group finally completed its restructuring.All seven unfinished buildings had also resumed construction.The first one was turned into co-living spaces, with rent 30% lower than the surrounding area.The second became a startup center. It would give priority to former employees of the five bankrupt companies.The remaining buildings were being developed alongside the new transit shopping district.The people who had once looked down on my investments now came asking if I had any units left to sell.I turned them all down.Instead, I told them to check out the old Hooper Group building next door.There were plenty of offices there looking for new tenants.The empty land in Northwood was officially included in the new business district plan.Stewart Group used the opportunity to expand its logistics park.The five companies Landon had once considered a burden were merged into the construction, healthcare, logistics, and supply chain divisions.They weren't broug

  • From Money Burner to Debt Collector   Chapter 9

    The entrance of Hooper Group was packed with reporters on the day of the shareholders' meeting.Connor had clearly prepared for this.He refused to let me inside and had the public relations team announce that Hooper Group wouldn't accept any unreasonable debt claims.I didn't force my way in.Instead, I sat down on a couch in the lobby and ordered the most expensive coffee on the menu.The receptionist reminded me that it cost 38.80 dollars.I nodded. "Put it on Mr. Hooper's tab. He owes me 4.2 billion dollars, so let's count this as interest."The reporters around me burst out laughing.The news quickly reached the meeting room.Less than ten minutes later, Connor's lawyer came downstairs. "Ms. Stewart, Mr. Hooper is willing to negotiate with you privately.""He wants to talk now?""But you have to withdraw your debt claims first."I took a sip of my coffee. "Then have him come downstairs.""Mr. Hooper is chairing the shareholders' meeting.""What a coincidence. I'm here for the shar

  • From Money Burner to Debt Collector   Chapter 8

    The next day, the new transit plan was officially announced.The area around the seven unfinished buildings was designated as a major transit hub.The empty land that no one had been willing to buy suddenly became worth ten times more overnight.Once the media got the news, they went wild.The headlines were even more dramatic."Stewart's Party Girl Cashes In on Transit Plan.""$5 Billion Deal Sparks Dramatic Turnaround."Some people even said I could predict the future.After seeing all the interview requests, I seriously considered becoming a fortune teller.After all, financial investing required money, fortune-telling did not.That morning, all the relatives who had spent the past three years laughing at and criticizing me came running over.My uncle David Stewart said he had always known that piece of land was special.Others said they were willing to invest in the future construction.Even Eunice wanted to use her savings to buy shares.I turned them all down.It wasn't because I

  • From Money Burner to Debt Collector   Chapter 7

    Connor finally panicked.After reading the contract award notice, he turned and walked away.But when he reached the door, I called out to him. "Mr. Hooper, you forgot your agreement."I tossed the acquisition agreement at him.The papers scattered all over the floor.He didn't pick them up. "Talia, don't celebrate too soon. Hooper Group won't collapse over 4.2 billion dollars."I nodded. "Of course. I never planned to collect only 4.2 billion dollars."His steps stopped for a moment.But he said nothing and walked out.The doors closed behind him. Only the Stewarts and Vincent were left in the conference room.Landon called the police.Just before Vincent was taken away, he suddenly turned around and looked at me. "Ms. Stewart, I always thought you didn't understand anything. When did you figure me out?""When I first bought Everstone Construction."Three years ago, I had told the finance department to pay 1.2 billion dollars for the company.Vincent had strongly opposed the deal.But

  • From Money Burner to Debt Collector   Chapter 6

    Everyone in the room fell silent after Landon hung up the phone.Reggie was the first to react.He picked up his briefcase and started walking out. "Since Stewart Group's debts have been settled, there's nothing left for us to discuss."I tapped my fingers on the table. "Mr. Campbell, did you forget about the interest you still owe?"He froze.I continued, "The court only enforced the principal that was due. If you don't pay the remaining 13 million dollars within three days, that new shopping center under your name will belong to us too."He turned around with an ugly look on his face. "Talia, don't push things too far. You don't want things to get ugly between us later."I raised an eyebrow. "Then why the hell did you storm Dad's office with your crew? Now that karma's biting back, you wanna talk etiquette?"Reggie finally gave in. "I'll have our finance department handle it."The other creditors quickly changed their tune too.Just moments ago, they had been demanding that Stewart G

  • From Money Burner to Debt Collector   Chapter 5

    The big screen lit up and displayed the names of all 12 companies, the amounts they owed, and their due dates.Reggie was at the top of the list.He owed 76 million dollars.Three subsidiaries under Hooper Group owed a total of 4.2 billion dollars.The other creditors owed anywhere from 30 million to several billion dollars.Reggie stared nervously at the screen. "What is this?"I patiently explained, "It's a payment demand. You brought more than a dozen of them earlier. I was afraid you'd get tired of looking at paper, so I put them all into digital form."He slammed his hand on the table. "That's nonsense! When did our company ever owe you money? Do you think you can stop Stewart Group's bankruptcy by making up some random list?"The others quickly joined him."Mr. Stewart, is your daughter crazy?""She's still joking around at a time like this?""Those five bankrupt companies are nothing but empty shells. How could they possibly have 1.8 billion dollars in debt claims?"Landon also

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