LOGINNate's Pov
She froze when I mentioned the coast. Recognition flickered across her face, but she shook her head. “What coast? What are you talking about?” I stepped closer. “Ten years ago. Stormy night. You pulled me out of the water when my boat capsized. Then you disappeared before I could even thank you properly.” Serena’s mouth opened, closed. “That was… you?” “Yes.” She backed up a step, bumping into the couch. “You’ve been looking for me all this time and your solution is to blackmail me into a fake engagement? That’s messed up, Nate.” “It wasn’t supposed to be blackmail,” I said quietly. “The debt just… happened. When I saw your name on the file, I knew it was my chance.” “Chance for what?” Her voice rose. “To own me for two months because I saved your life once? Do you realize how crazy that sounds? You could’ve just said thank you like a normal person!” The words stung more than I expected. “To get to know the girl who’s stayed in my head for a decade. To help you in return. I looked for you for years, Serena. Private investigators, missing persons reports, everything. You vanished.” She laughed bitterly. “Help? This doesn’t feel like help. It feels like a trap. You had ten years to find me and your big idea is to trap me with my father’s medical debt? That’s not romantic, Nate. That’s controlling.” My phone buzzed again. The lawyer. The dinner. Time was running out. “Look,” I said. “We can fight about this later. Right now we have to sell this. There’s a stylist coming up in twenty minutes with dresses. Pick one. We’ll go to dinner, smile, hold hands, and come home. Then you can yell at me all you want.” Serena crossed her arms, eyes shiny with unshed tears. “I hate this. I hate feeling like I have no choice. One minute I’m trying to keep my family afloat, the next I’m playing dress-up and pretending to be in love with a man I barely know. How am I supposed to act like I’m crazy about you when I’m still processing all of this?” “I know.” I reached out and brushed a strand of hair from her face before I could stop myself. She didn’t pull away. “But your dad gets to keep his house and his medicine. That’s real. The relief you’ll see on his face when those bills stop coming, that part isn’t fake. Think about him every time it gets hard tonight.” She was quiet for a long moment. Then, softly, “Fine. But after tonight, you tell me everything. No more secrets. I want to know how long you’ve known who I was, how you found my loan file, all of it. No holding back anymore. Promise me, Nate.” “Deal.” The stylist arrived right on time. I waited in the living room while Serena changed. When she stepped out in a deep green dress that matched her eyes, my breath caught. She looked at me nervously. “Too much? I feel ridiculous. This dress costs more than my car. What if I spill something on it? Or trip in these heels? I’m going to make a fool of myself in front of all those people.” “You look…” I searched for the word. “Perfect. The color suits you. You’ll fit right in tonight. Just remember to keep your hand in mine when the cameras are around. I’ve got you.” She smoothed the fabric, still frowning. “I don’t know how to walk in these shoes. Or how to act at a place where they probably charge fifty dollars for a glass of water. What if they ask me questions about your family or the company? I don’t know anything about that world. I’ve never even heard of half the names you probably deal with every day.” “We’ll keep answers short,” I reassured her. “Smile, say you’re still adjusting to all the attention, and look at me like you’re in love. You did well with the reporters earlier. You can do this. If you get stuck, just squeeze my hand and I’ll take over.” Serena sighed. “This feels like a performance. I’m scared I’ll forget my lines. And what about Victoria? You mentioned an ex before. Is she going to be there? What should I do if she tries to talk to you?” I paused. “She might be. She goes to these places. But she’s not part of our story. Ignore her if she shows up. Stay close to me and we’ll handle it together. You’re my fiancée now. That’s what matters.” We made it through the first half of dinner without incident. Cameras outside the restaurant. My hand on hers across the table. Fake smiles that almost felt real when she laughed at something I said. “You’re actually good at this,” I told her quietly between courses. “That laugh sounded real. What did you think of the food? Be honest.” “It’s amazing,” she admitted, keeping her voice low. “I’ve never tasted anything like this. But I keep thinking about how much it costs and how many of my dad’s medications I could buy instead. It feels wrong to enjoy it when I know what we’re really doing here.” “Try not to think about that tonight,” I whispered, squeezing her hand. “For the cameras. Tell me something real about you. What’s your favorite memory with your father? Something that always makes you smile when you think about it.” She smiled softly, almost genuine. “The nights he used to read to me before everything fell apart. Simple stuff. But it felt safe. He’d do all the voices, even when he was tired from work. Those are the moments I miss the most.” I nodded, genuinely interested. “He sounds like a good man. I’m glad the debt relief will give him some peace. We’ll make sure he never has to worry about bills again after this.” “Yeah… I guess that’s the only reason I’m sitting here in this dress,” she murmured, then forced a small laugh for appearance’s sake. “So, what’s your go-to story if someone asks how you proposed?” Then my ex, Victoria, appeared at our table. “Nate,” she purred, ignoring Serena completely. “I heard a ridiculous rumor. Tell me it’s not true.” Serena’s hand tightened in mine. I kept my voice even. “Victoria. This is my fiancée, Serena. Serena, this is…” “I know who she is,” Serena said, surprisingly calm. “And I’d appreciate it if you didn’t interrupt our dinner.” Victoria’s eyes narrowed. “Fiancée? Really? After you told me last month that you’d never settle down?”Serena's Pov "Last month?" The words tasted like ash in my mouth.Nate's face stayed composed, but I felt his hand tense around mine. "Victoria is exaggerating. We haven't spoken in months.""Liar," Victoria said sweetly, flipping her hair. "You called me, remember? Said you needed someone who understood your world. Not some… charity case."People at nearby tables were staring. Phones were coming out. This was going to be all over the internet in minutes.I stood up, pulling my hand free. "I need some air."Nate rose too. "Serena, wait…""No." I looked at him, chest tight. "You said no secrets. You said this was just business. Was any of it true?"Victoria smirked. "Oh honey. With Nate, it's never just business."I turned and walked toward the back exit, ignoring the whispers. My cheap heels clicked against the fancy floor. I pushed through the door into a quiet alley, breathing hard.Nate followed seconds later. "Serena, stop. Let me explain.""Explain what?" I spun around. "That yo
Nate's Pov She froze when I mentioned the coast. Recognition flickered across her face, but she shook her head. “What coast? What are you talking about?” I stepped closer. “Ten years ago. Stormy night. You pulled me out of the water when my boat capsized. Then you disappeared before I could even thank you properly.” Serena’s mouth opened, closed. “That was… you?” “Yes.” She backed up a step, bumping into the couch. “You’ve been looking for me all this time and your solution is to blackmail me into a fake engagement? That’s messed up, Nate.” “It wasn’t supposed to be blackmail,” I said quietly. “The debt just… happened. When I saw your name on the file, I knew it was my chance.” “Chance for what?” Her voice rose. “To own me for two months because I saved your life once? Do you realize how crazy that sounds? You could’ve just said thank you like a normal person!” The words stung more than I expected. “To get to know the girl who’s stayed in my head for a decade. To help you in
Serena's Pov The elevator ride down felt like descending into hell. Nate’s hand stayed on my back the whole time, warm, steady, completely fake. I wanted to shrug it off but remembered the contract. Appear in love. Starting now.“How did reporters even know?” I hissed under my breath.“Someone always talks.” His voice was calm, but his jaw was tight. “Just follow my lead.”The doors opened and camera flashes exploded. Voices shouted questions all at once.“Mr. Calloway, is this your new girlfriend?”“Who is she?”“Nate! Over here!”He pulled me closer, tucking me against his side like I belonged there. “Gentlemen, this is Serena Voss. My fiancée.”The word sent a shock through me. Fiancée. God.A reporter shoved a recorder closer. “Fiancée? When did this happen? You’ve never been seen with anyone seriously before.”Nate smiled, that polished, charming smile that probably closed million-dollar deals. “Some things are worth keeping private until they’re certain. We’re certain.”They tu
Nate's Pov She said yes.I watched the word leave her lips like she was signing her own prison sentence instead of saving her father’s life. Serena Voss. After ten years, here she was, older, exhausted, still the same girl who dragged me out of freezing water and vanished.She had no idea.“You’re really going to wipe the entire debt?” she asked again, leaning forward in the chair like she expected me to laugh and say it was a joke.“Every cent,” I replied. “Medical bills, interest, late fees, everything your family owes Calloway Financial disappears the moment you sign.”She scanned the pages, biting her lip. “And there are no tricks? No hidden clauses that suddenly make me owe you even more later? I’ve heard horror stories about these kinds of contracts.”“No tricks,” I assured her. “I had my legal team write it in plain language. Read it carefully. You’ll see it’s straightforward. Debt forgiveness in exchange for sixty days of your time. Everything is spelled out.”Serena flipped
Serena’s Pov “You’re not Mr. Hargrove.” The words slipped out before I could stop them. The man behind the massive desk wasn’t the balding loan officer I’d spoken to twice before. This guy was younger, sharper, in a black suit that probably cost more than my rent for a year. His eyes, dark, unreadable, locked onto mine the second I stepped through the door like he’d been waiting for me. “Sit down, Serena.” His voice was low, calm, the kind that didn’t need to raise itself to be obeyed. I stayed standing, clutching the strap of my bag like a lifeline. “I had a meeting with Mr. Hargrove about my loan. If this is some kind of mistake….” “It’s not.” He leaned back slightly, still watching me. “I’m Nate Calloway. This is my company.” Calloway. As in Calloway Financial. My stomach dropped. I’d seen his name on the documents, but I never imagined the actual man. He looked like he belonged on the cover of a magazine, not behind a desk deciding whether my family sank or swam. I forced







