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Chapter 4

Author: Soaring Slothcat
I went back to my room and exported the file from my recorder under [Evidence_007_InsurancePreAssessment]

I backed up every single file in three separate places.

One copy stayed on the iPad, and another went onto a flash drive, which I hid under my mattress.

I needed to hand the last copy off to someone I could trust. The problem was, I had no one.

My classmates only saw me as a rich kid and never really talked to me. The last time I had bruises on my arm, my teacher asked a single question, and my mom smoothed it over with a phone call. My relatives? Every single one of them worked for Daniel's company. Nobody would dare cross him.

I stayed awake thinking about it all night.

The next morning, I saw someone sitting near the gated entrance of our neighborhood.

It was a homeless man. He sat on the bench across the street every single day, cradling a filthy stray cat. The security guards had chased him off dozens of times, but he always came back.

I walked over to him.

"Hi, mister. What's your name?"

He lifted his head, staring at me with dull, clouded eyes. "Craig."

"Craig, do you have a cell phone?"

"No."

"Can you read?"

"I used to be a teacher."

I paused. A homeless man who used to be a teacher?

"Craig, can I come talk to you every day?"

He didn't say anything, but he gave a subtle, quiet nod.

From that day on, I stopped by to see Craig every afternoon on my way back from school. I’d bring him a bottle of water and a sandwich, saved from skipping parts of my own meals.

It turned out Craig really had been a teacher. After his wife passed away from an illness, his life completely spiraled until he ended up on the streets.

Gradually, we got to know each other.

Then, one afternoon, I reached into my backpack and pulled out the flash drive.

"Craig, if I die one day, can you give this to the police for me?"

Craig's hands began to tremble. "What... what are you talking about?"

"My parents bought a five-million-dollar life insurance policy on me. When I die, they get all that money. That's why they stopped treating me and are cutting my medicine.

"Everything on this drive is evidence. If the police prove they deliberately let me die, the insurance company won't pay out a single cent.

"They're waiting for me to die so they can get five million dollars. But instead of a payday, they're going to get a prison cell."

Tears welled up in Craig's eyes and began streaming down his face. "I can't let you die. You're only twelve years old!"

I squatted down beside him and gently patted his back.

Though I was the one whose life was ticking away, here I was, comforting a total stranger who was crying for me.

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  • The Death Benefit   Chapter 12

    Dr. Kelly walked over and crouched in front of my wheelchair."Freya, what do you want to do from now on?"I wiped away my tears. "Dr. Kelly, I want to study medicine.""Medicine?""Yeah. I want to become a doctor, just like you. So if I ever run into kids who were like me, I can save them."Dr. Kelly smiled softly, a tear spilling over her cheek. "Alright then. I'll be waiting for you."Craig chimed in from behind the wheelchair, "Well, then I'll be your English tutor from now on, completely free of charge!""No way," I said. "You have to charge me."Craig blinked, taken aback."I'm paying you a salary. You're a teacher, and a teacher deserves to make an honest living."Craig's lips trembled, unable to utter a word for a long moment. Finally, he just gave a deep, resolute nod.The warm sunlight washed over us.Craig pushed my wheelchair, Ginger lay contentedly on my lap, and Dr. Kelly walked right beside me. Behind us was a crowd of strangers calling out their heartfelt bl

  • The Death Benefit   Chapter 11

    Craig was sitting in the chair by my bed, cradling Ginger in his lap, fast asleep. Nearby, Dr. Kelly leaned against the wall, heavy dark circles hanging under her eyes.James Hawthorn was there too, holding an official document in his hand."You're awake?" James smiled softly. "I've got good news for you. The court reached a verdict in the first-instance trial."Daniel Mason was convicted of attempted murder and sentenced to twelve years in state prison. Sandra Warren was convicted as an accomplice to attempted murder and sentenced to eight years."Furthermore, the court has permanently stripped both of them of their parental and legal guardianship rights."I leaned my head back against the pillow, staring up at the ceiling.Twelve and eight years… It was enough.Not because of the severity of the sentence, but because from this day forward, I would never have to look at that whiteboard again. That countdown had finally hit zero, and yet, I was still alive."Mr. Hawthorn?" I

  • The Death Benefit   Chapter 10

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  • The Death Benefit   Chapter 9

    "You can't do this! I have rights! I want my lawyer!" Daniel roared, thrashing against the officers' grip.Sandra collapsed into her chair, her whole body shaking. "No... it wasn't my idea! He's the one who made me cut her medication! I was just following his orders…""Mrs. Warren, you're coming with us too," James said coldly. "Accomplices are just as guilty."The officers pulled Sandra to her feet as she screeched, "I'm her mother! How could I possibly want to hurt my own daughter? Everything I did was for her own good!"Out in the hallway, I sat quietly in a wheelchair.Dr. Kelly stood behind me, holding the handles as we watched the scene unfold from a short distance away.Sandra caught sight of me, and her expression instantly shifted from terror to pure rage. "It was you! Freya, you recorded us! You ungrateful little brat! We raised you for twelve years, and this is how you repay us?!"I stared at her, my voice calm."Mom, you raised me for twelve years. But it only took

  • The Death Benefit   Chapter 8

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  • The Death Benefit   Chapter 7

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