All Chapters of Cash Buyer vs. Loan Scam: I Went Off: Chapter 1 - Chapter 10

When I ended the call, the salesperson in front of me had an extremely arrogant look on his face."Oh, you're even calling my boss by his name, huh? Quit the freaking act! I'll make it clear right now—until you pay the full amount, it'll be of no use even if you called God himself!"He pulled out a sales contract he had prepared ahead of time from his folder, outlining the loan and payment terms. Then, he slammed it down hard on the table."Here you go. It's written in black and white—a five-year loan and an interest rate of 12%. Sign it, and you'll be able to drive off with the car right away."I picked the contract up and scanned it briefly. Then, I tapped my finger on the loan repayment schedule on the final page.The principal was 300 thousand dollars. Over five years, the interest alone added up to almost 180 thousand dollars—which was over half the principal amount. "Five years of interest amounts to almost 180 thousand dollars."I looked up at him, my voice frosty as I c

"I'm Paul Roland, the owner of this car dealership. I just got back to the showroom and heard about this minor incident. I'm really sorry for troubling you, Officer Warren," Paul said in a sincere voice. He had a pleasant smile on his face. Meanwhile, the salesperson quickly hid behind him, as if he had found his lifeline. Officer Warren summarized the situation and my request. As Paul listened, he maintained a friendly smile. "Officer Warren, at the end of the day, this is a civil dispute over a contract between us and Mr. Lyons, right? Strictly speaking, it's not a serious matter that warrants your involvement." Though he spoke courteously, his meaning was clear—the police had overstepped by intervening here.Then Paul turned to me, his smile still in place. "Mr. Lyons, it's good for young people to have drive. However, some matters may not be as simple as they appear on the surface. If something as small as purchasing a car ends up stirring unnecessary trouble, you'd stand

The crisp ringtone sounded unusually clear in the dead silence of the showroom. Everyone's eyes darted toward me at the same time. Paul froze, staring at me in disbelief.I pulled my phone out of my suit's inner pocket in a composed manner. The caller ID on the screen read, "Paul Roland". I swiped my finger across the screen. "Hello?" I answered the call, staring calmly at Paul, whose face had turned pale.My voice traveled clearly through the phone and even echoed through the pin-drop silence in the showroom."Why, you—"Paul's lips trembled, and his phone fell to the floor with a loud clank."You're… Mr. Boone?"He finally recalled the vague silhouette glancing down at me from the second floor of the bank a few days ago. He had been so focused on begging for that loan that he hadn't dared to—or even thought to—properly look at the bank president, someone in such a high position. Moreover, getting past the account manager was difficult enough, let alone meeting the bank

"Larry and his men are the kind of people who would really take action…" As the whispers grew increasingly loud, the employees at the car dealership turned paler. At the same time, Larry and the burly men who had come with him crossed their arms over their chests, watching the internal strife unfold impassively. "Wow, Paul. Just, wow. You owe me a few million dollars, and you can't even pay your employees' salaries. Yet, you dared to put on airs and extort money from your clients? You really are shameless!" He strode up to Paul and stared down at him. "A loan, you said? Eight million dollars from Redward Bank, huh?"Larry scoffed. Without warning, he grabbed Paul by the collar and dragged him over to me, making him stumble in the process."Go on, Mr. Roland. Explain things properly in front of Mr. Boone once again and see if that eight-million-dollar loan of yours will still be approved." Paul turned pale. His knees gave way as he was dragged right up to me. "Go on!" Larr

At this moment, the blank space on the contract looked glaringly ridiculous. "There's no need for that," I said, putting the contract back in the envelope."I'll take the car first. Tell your boss to be prepared. My lawyer will contact him about the contract dispute and compensation." The young salesperson nodded repeatedly, holding his breath in fear. I got in the driver's seat and closed the car door. The whole world fell silent. As I turned the ignition, a deep hum came from the engine. As I drove out of the gates, I could see the salesperson's face growing smaller in the rearview mirror. The streets were bustling with traffic, and upbeat music played on the radio. Everything seemed perfectly normal. Nevertheless, I knew that for Paul, his life and business were about to take a completely different turn from today onward. And it was all his own doing.A few days later, I saw the car dealership's name in a small circular for the industry's insiders. The owner's creditor h