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You... you did say you'd pay me 1,000€ euros for an hour, right?" she asked. "Yes, Allysa, I confirm that's what I said," he replied with a big smile. Allysa lay down on the bed, and the second man approached her. She thought she should be wary, but strangely, the man inspired confidence. "Now, you're going to have to take off your clothes," he said in his soft, warm voice... There are encounters that turn a life upside down, moments when fate knocks at the door with disconcerting brutality. Allysa Moreau never imagined that losing her virginity for 1,000€ euros in a sordid basement would lead her to cross paths with Paolo Mancini, a billionaire and mafioso whose empire extended far beyond her comprehension. Driven from her apartment, desperate and confronted with the relentless reality of poverty, Allysa had made a decision she could never forget. She had sold herself, not for pleasure at first, but as events unfolded, she developed a taste for it, and to prove herself right, she told herself it was for survival. For Paolo, this story was not trivial. Allysa had his youthful features and palpable innocence, a curiosity in a world where everyone wore masks. Their story was not meant to exist. A mafia billionaire and a homeless teenager had nothing in common. But in a world where rules are meant to be broken, Allysa and Paolo would discover that chance doesn't exist. Desire, fear, and secrets would forge bonds.

Finals were over, my class started planning a graduation trip, and I offered to have my family's travel agency put the itinerary together. Ten days and nine nights across five countries in Aurelia, for $999. Everyone was scrambling to sign up until the prettiest girl in class spoke up. "We're all classmates here. Isn't it a little gross to gouge us like this? "I found an agency online. All of Aurelia for five sixty-nine. There are forty of us. How big a kickback are you taking off that?" Forty hands stopped halfway through sending their deposits. "Four hundred bucks buys a lot." "Yeah, let's not." The whole class turned around and booked with her agency instead. I shrugged and let them go. At $999 all-inclusive, with airfare alone running over seven hundred, my family was already eating the difference. I knew the company behind that $569 offer. All I could do was wish them a safe trip.

My mother-in-law, Mabel Grath, always liked me to arrange family trips. But she only transferred a small fraction of the cost. She called it a “deposit.” “I’m just following what you young people do with deposits. It’s not like I’m going to skip out on the rest.” After the trip, however, she never mentioned the rest of the payment again. I did not really mind. I quietly paid out of my own pocket for five-star hotels and luxury meals every time. Then one day, my husband’s sister, Marlene Grath, dropped a sarcastic comment in the family group chat. “Noelle Frost loves playing travel agent with my mom’s retirement money. “For all we know, she’s signing us up for cut-rate shopping tours and skimming the kickbacks.” Mabel replied with a smirking emoji. It seemed she was silently agreeing with her daughter. My heart sank. Over the years, I had taken them on trips all over the country and abroad. I had covered at least 100,000 dollars out of my own pocket. Yet, I still ended up looking like the one taking advantage of them. Mabel transferred four hundred dollars to me again and asked me to arrange a seven-day tour to Erope. So, I went ahead and booked them a one-day farm stay just outside the city.

On Valentine's Day, I suggest going to a restaurant to celebrate, but my boyfriend, Michael Nelson, refuses. He says impatiently, "Why should we celebrate some lousy holiday? I don't want to waste good money on it." He turns around and happily chats away on his phone, completely absorbed in the conversation. Then, I hear the system's notification going off in my head. "Congratulations. You have received 2,860 dollars." This means that Michael just transferred 1,430 dollars to his side chick. He doesn't know it yet, but I have a system. It's called the Infidelity Cashback System. Every time he spends money on his other woman, I get double the cashback in my bank account.

Isla Bennett survives on poverty math and a meagre $14.22 bank balance until Gabriel Hunt, the ruthless, intelligent CEO known as The Debt Collector, acquires her $250,847.36 inheritance debt and forces her into a clinical, eighteen-month contract marriage. Told through an alternating first-person POV, this dark romance and financial thriller exposes the cold utility assessment behind a billionaire’s search for an asset chosen specifically for maximum compliance. In a world where finance is a weapon and boardrooms are battlefields, Isla is dragged into a thirty-year revenge plot against the Black Swan, a price-fixing syndicate that murdered her father in 1988. As Gabriel deploys mafia-style tactical teams and extraction protocols to protect his interests, Isla begins a weak-to-strong transformation. She evolves from a waitress who feels like breathing, walking furniture, into an interim CEO capable of executing the hostile absorption of forty-seven companies to dismantle her enemies. Behind the silk dresses and staged performances of a perfect couple lies a lethal game of medical hostage taking and manufactured stress tests designed to prove whether she is Option Zero, the only variable that will not break. From the glass towers of Manhattan to the remote Morrison Estate, the bought variable must choose between the $4.7 billion profit of a ghost and her own sovereignty.

On my way to the bank, I stumbled across a post: [What's the most shameful thing you've done behind your partner's back?] One comment stood out: [I secretly married my first love, and my girlfriend keeps dumping money into our joint account like an idiot. She actually thinks I'm saving for a house. There's already sixty-seven grand in there. Once she hits eighty, I'm taking it all!] The flood of likes made my stomach twist. I pulled up my account balance. Sixty-seven grand. Not a penny more, not a penny less. So, my boyfriend secretly married his ex.