Does Personal Finance For Dummies Cover Retirement Planning?

They say life begins after 40, but Cassie ain't feelin' it. Divorced and feeling trapped by her job, she wants to let loose for her friend's tropical beach wedding. She decides to let her hair down and get a little unpredictable. That's when she meets a handsome bartender, Wyatt. Despite a few grey hairs, Wyatt's the liveliest man that Cassie has ever met. She knows that there's got to be more to his life story than just being a bartender, but this is just supposed to be a vacation fling. And after sunny days spent breaking all the rules on the beach together, Cassie realizes that nobody has ever listened to her the way that Wyatt does. His carefree life is enviable, his kisses are intoxicating, and she can almost imagine a life with him. But all vacations come to an end. And when Cassie invites him to visit her hometown, Wyatt reveals that he can never go back. Not to her town. Not to America. Not to civilization. Cassie leaves, confused and heartbroken, wondering just who she got herself involved with. Suddenly, her predictable life gets turned upside down when she sees her picture splashed across the Internet. And when the tabloids come looking for the mature woman who found the lost billionaire, she has no idea what to do... ...until he comes back.

In the third year I've decided to support my girlfriend, Iris Fulton, by opening a flower shop, she has gone into bankruptcy once again. The first time she went bankrupt, I sold the house my grandma had left for me so that I could clear the debt of 700 thousand dollars. The second time she went bankrupt, I was able to locate the bank passbook Mom had left for me as a wedding gift. That was how I paid back one million and six hundred thousand dollars. The third time Iris has gone bankrupt, however, I can only grip the note with my filthy rich dad's phone number while staring at her lost and dazed expression. At that time, I'm debating whether or not I should call him. But that night, I accidentally notice the chat history on Iris' group chat that's displayed on her tablet. "Hey Iris, how many figures are you going to fill into the sum of the bankruptcy contract that's supposed to be cleared this time?" "Let's put ten million dollars. Otherwise, that flower-selling plaything will be able to clear the debt in one go. It'll make things very boring." "As expected of you, Iris! I heard that the plaything waters flowers in the morning and waters your 'flower garden' at night. You're never tired of him, are you?" I put down Iris' tablet before calling my dad right away. "You want me to take over the family business and marry your student, right? Fine, I'll do it. Get your men to pick me up in three days."

When Neil Young brought up divorce again, I calmly signed the divorce agreement and began to cut off all contact between us. On the first day, I sold the unfinished marital house I had bought two years ago. On the second day, I stopped his grandma’s monthly $2,000 pension and cancelled his sister’s supplementary card. On the third day, I called my brother and returned to my real home. Once the plane touched down, I suddenly became curious. Without me, his ever-ready, self-sacrificing maid, how would Neil support his irritable grandmother, vain sister, and leeching junior?

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

After I resign from a private company and move to work at an overseas company, my salary has increased by leaps and bounds. My wife, Vivian Spencer, who's always been smart about money, suggests that I turn in all of my salary. At the same time, she will decrease my allowance. Her reasoning is that she needs to use my salary on our family's daily expenses, so she can't spare me a single cent. As I watch Vivian record all the expenses dutifully, I can't resist asking, "What about your salary, then?" Vivian replies in a matter-of-fact tone, "I'm saving it up for our retirement pension." I don't bother responding afterward. Since then, I start spending every single cent of my salary, as per Vivian's suggestion. When Vivian notices the stream of packages being delivered to our home, she finally can't take it anymore. Upon hearing her question, I tell her happily, "You were the one who said that my salary is meant for our family's expenses!" Vivian exclaims in shock, "What sort of family do you think we are? As if we can afford to spend this much money every month!" What a joke. It turns out that Vivian knows that a regular family's expenses can't possibly drain every single cent of my salary in one go.

Most girls dream of marrying a billionaire.Me? I’d rather make fun of one. Especially if the billionaire in question is Alexander Grant, the mega-hot entrepreneur who seems to top every magazine’s “Rich Eligible Bachelors” list these days.To me, he’ll always be Alex, my childhood best friend. The guy who joined me on all sorts of wild teenage misadventures. The only person in our small town who understood me.It’s been four years since I’ve seen Alex. But suddenly he’s back in our town at the exact same time my life is imploding around me.I only hope my heart is prepared.Due to explicit scenes, this friends-to-lovers romantic comedy is rated 18+. The Billionaire Escape Plan is created by Ember Casey, an eGlobal Creative Publishing signed author.