For Dummies Investing

I turn down a dream research program at Hefford University just so I can stay and help my debt-ridden boyfriend run a burger stand. This time, he says he's serious. I give him all the money I've saved up over the years, hoping we can build a better future together. A few hours later, I discover he's forgotten two hundred dollars in the drawer. I grab the money and run out, hoping to catch him. What I catch is a scene straight out of a corny movie. The loan sharks who used to beat and threaten him are now bowing and nodding deferentially. "Sir, I guess we don't need to show up at your house anymore, right?" Kurt Saunders rubs his temples and replies, "Yup. Anna gave up her entire future for me. She even turned down an opportunity to study at Hefford just to help me pay off my debts." Before he even finishes, his childhood friend lets out a giggle. "Kurt, that's still not enough. You'll only know if she really doesn't mind being poor if she sticks around through a year of flipping burgers without any complaints." Kurt looks at her sly expression and lets out a helpless laugh. "Alright, we'll do it your way. One more year of pretending. Anna would never leave me anyway." I stand there, listening to the sound of my own heart shatter. Kurt, you think I'm giving up my future for you, but it's still mine, and I can take it back.

After my dad's 70th birthday banquet is over, I receive a phone call from my husband, Daniel Hayes, out of the blue. "This is bad, honey! The investor of my company suddenly fled after embezzling all of the company's funds! I need to fly overseas and tide this crisis out for the time being. You mustn't contact me at all for now!" All traces of sleep vanishes instantly. I make sure to tell Daniel to stay safe. After ending the call, I call the bank right away and have them freeze Daniel's cards on the spot. My dad is the investor of Daniel's company, after all. Right now, he's sleeping in the room next door because of how drunk he has gotten at the banquet. I'm interested in finding out just how Daniel manages to file for bankruptcy in the first place.

Being neighbour with a cocky, obnoxious man isn't part of the plan. This is what Sophie Adams thinks of Tyler Duckstein. Tyler is a billionaire hiding out in his rental apartment where Sophie is his next door neighbour. When they meet on a blind date, Sophie begins to think of him differently. She needs a man to pretend to be her fiance just to escape her father's constantly organized blind dates and Tyler seems to be the best option. Without knowing about the fact that he is the real owner of her apartment and also a billionaire, she offers him something she considers mouth watering. Will Tyler accept such an offer from a proud, rude and sassy neighbor? What will happen when Sophie finds out that Tyler is not just the owner of the apartment where she lives in but also the CEO of a Multimillionaire textile company?

In the third year I've decided to support my girlfriend, Iris Fulton, by opening a flower shop, she has gone into bankruptcy once again. The first time she went bankrupt, I sold the house my grandma had left for me so that I could clear the debt of 700 thousand dollars. The second time she went bankrupt, I was able to locate the bank passbook Mom had left for me as a wedding gift. That was how I paid back one million and six hundred thousand dollars. The third time Iris has gone bankrupt, however, I can only grip the note with my filthy rich dad's phone number while staring at her lost and dazed expression. At that time, I'm debating whether or not I should call him. But that night, I accidentally notice the chat history on Iris' group chat that's displayed on her tablet. "Hey Iris, how many figures are you going to fill into the sum of the bankruptcy contract that's supposed to be cleared this time?" "Let's put ten million dollars. Otherwise, that flower-selling plaything will be able to clear the debt in one go. It'll make things very boring." "As expected of you, Iris! I heard that the plaything waters flowers in the morning and waters your 'flower garden' at night. You're never tired of him, are you?" I put down Iris' tablet before calling my dad right away. "You want me to take over the family business and marry your student, right? Fine, I'll do it. Get your men to pick me up in three days."

Carina Lewis, the head of the department, has been a friend of mine since college. While she successfully climbs up the corporate ladder, I'm stuck being the workhorse at the bottom of the totem pole. When she's late for work, I sign in for her. When she messes up, I clean up for her. I'm happy to play along with her, of course. It's not easy to find someone dumb enough to be the scapegoat. One day, a billionaire investor shows up at the company's doorstep, and the senior executives instruct me to take care of him during his visit. This evening, when the rest of the office is empty, Carina takes my hand and tells me earnestly, "Bailey, investors like him are ruthless. You won't even know what's coming for you. An innocent woman like you won't be able to handle him. Let me, your best friend, test the waters with him first. Once everything is settled, I'll make you a manager." I nod sweetly in response. Hours later, I scurry over to the presidential suite at the hotel, where the billionaire investor is staying, and kick down the door. "Open up, Dal!" It's one thing for Carina to constantly take advantage of me, but how dare she dream of becoming my sister-in-law to steal half of my family's assets? That deluded pipe dream of hers will even make the marble statues in my family's garden roll their eyes.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.