How Do Pocketbook Apps Help Manage Personal Finances?

"You need to shut up baby. Let me take care of your needs. Can you do that for me?" He unzipped my dress, as it falls freely down to the floor. ***** The lifestyle is not for everyone. That was the first warning that she got from the woman.  She's in need of cash. Her parents suddenly got a divorce. Leaving her to struggle with her financial education alone.  She never imagined at the end of her college years to be like this. Gone was the lifestyle that she used to have. The best friends, and even the boyfriend. She jumped at the first chance to be a sugar baby. Because deep down she knew that she needed the money, that it would be over in a year. Then she can find a job and move on with her life.  ***** He never needed a girlfriend. They're always too needy for his time. And time was the one thing that he treasured.  He's a workaholic. He likes the arrangement of a sugar baby where he can pay a sum of money for a companion of a young attractive woman.  His friend actually suggested the idea. With the last sugar baby being too attached to him. It's time for him to find another one. A less demanding one. ***** Will he get what he paid for? *Warning! R-Rated for 18+ due to strong, explicit language and sexual content*.

After being reborn, the first thing I do is bind myself to a transfer system and agree to my mother's proposal that the whole family splits expenses equally. It is because in my previous life, after I refuse the transfer system, my mother throws a bill at me and demands repayment. The bill lists every expense from my childhood to adulthood. There are small things like the cost of an eraser or a pencil, as well as big ones like tuition and living costs. "The total cost of raising you is one million dollars. On top of that, the money your brother needs for his wedding, car, and house are all family matters. So, we will split them equally. Taking all those into account, you need to repay us three million dollars in total." So right after graduating, I fall into a massive debt of three million dollars. I do not finish paying it off until I am 38. Just when I try to break away from my family and look for my own happiness, my parents start a livestream and curse me for being a terrible daughter. They claim that I abandon them in our hometown while running off to a big city to chase my own freedom. As a result, I face overwhelming criticism online. I fall into depression for two years, and on my 40th birthday, I accidentally fall from a building after getting drunk. When I open my eyes again, I am back to the moment when the transfer system first appears. This time, I say firmly, "Bind me to the system."

My best friend had borrowed money from me 220 times in a single year. Sometimes it was $50 for groceries. Sometimes it was $5,000 for appliances, cookware, or furniture. I knew he was broke, and I knew life had been hard on him, so I never made a big deal out of it. Then one day, while we were shopping together, my phone died. I asked him to cover a $2.50 bottle of water for me. He said, "Your phone always dies when it is time to pay. Could you make it any more obvious that you are trying to freeload?" It was the first time I had ever asked him to pay for anything.

On the six-year anniversary of my relationship with my girlfriend, Sheila Loom, I buy some groceries with the intention to surprise her with a home-cooked meal. After I'm done, I head over to Sheila's place right away. That's when the reel I was watching automatically skips to the next one. It's a live stream where people call in to discuss legal matters. A familiar feminine voice drifts to my ears at that moment. "My boyfriend shelled out 500 thousand dollars to put me through school. I've already paid ten thousand back to him. "At first, I wanted to clear the debt before breaking up with him, but I don't want to wait any longer. If he insists on taking me to court after the breakup, can I still pay the debt off slowly?" Almost immediately, comments flood into the comments section, chewing her out and calling her a heartless wench. But the voice replies calmly, "If I truly were heartless, I wouldn't have paid him back to begin with. I no longer have feelings for him. Are you saying that I should sacrifice the rest of my life just so I can pay 500 thousand dollars back to him?" My heart skips a beat at that moment. It's true that I've spent 500 thousand dollars putting Sheila through school over the years. But I feel that I'm overthinking it, seeing as she's never brought up the matter of wanting to pay me back before. After I call Sheila repeatedly for half an hour, she finally answers my latest phone call. At the same time, the woman's phone call that's connected to the live stream is cut off. "It's my birthday today, Sheila—" "Have you secretly come looking for me again? Didn't we agree that we'll only meet up after you've successfully gotten into college?" I don't get to finish the rest of my sentence. Suddenly, I catch a glimpse of the notebook sitting on the corner of Sheila's table. The first page shows "debt repayment ledger". Some of the details are as shown. "The SAT study materials I bought for him: 188 dollars." "The Uber fees I've paid for him: 35 dollars." "The cologne I've gifted him on his birthday: 380 dollars." "Total: ten thousand dollars now paid."

On my way to the bank, I stumbled across a post: [What's the most shameful thing you've done behind your partner's back?] One comment stood out: [I secretly married my first love, and my girlfriend keeps dumping money into our joint account like an idiot. She actually thinks I'm saving for a house. There's already sixty-seven grand in there. Once she hits eighty, I'm taking it all!] The flood of likes made my stomach twist. I pulled up my account balance. Sixty-seven grand. Not a penny more, not a penny less. So, my boyfriend secretly married his ex.

I happen to come across a popular post regarding a company's finance department on social media. "Seriously, that person in the sales department is such an idiot! All I wanted was to claim reimbursement under her name for the bag I bought, and yet she still refused! "Since she doesn't want me to reimburse my bag, then she can forget about reimbursing everything! This time, I'll teach her a lesson about what happens when she offends a member of the finance department!" There are many bashing comments in the comment section, but the original poster doesn't care at all. She continues adopting a haughty tone. "What am I scared of? The finance department is extremely vital to the company! I refuse to believe that the boss has the courage to offend me, the most important person alive, just to stand up for a sales employee who's easily replaceable!" As I stare at the familiar profile picture belonging to the original poster, I can't help but mentally sneer. She wants to suspend all of my reimbursements, huh? Go ahead, then! This time, I'd like to see what the consequences are for offending a member of the finance department!