How To Start A Reading Cooperative Bank In My Community?

It was almost New Year. I had just withdrawn money from the bank when I noticed that the amount on my passbook didn't match the cash in my hand. I counted carefully—my passbook showed a different figure than the five thousand dollars I was holding. Frustrated, I turned and went back to the counter to find the teller who had handled my transaction. Clutching the receipt, I tried to be polite. "Excuse me, I think there might be a mistake with this transaction." Instantly, she snapped, pointing her finger at my nose. "Don't you know that once you leave the counter, we are not responsible for any discrepancies?" I waved my hands, trying to explain. "No, wait, look again. I clearly withdrew five thousand dollars, but on my passbook, it shows…" She cut me off impatiently. "When you filled out the form, it was all right there. Once you leave the counter, it's not our problem. You signed the form yourself, confirming everything. Are we supposed to correct it every time someone claims a mistake after leaving the bank?" I froze. No wonder she kept repeating that the bank isn't responsible after leaving the counter. She thought I had come back to ask for more money. What I was really trying to explain was simple: I withdrew five thousand, yet my passbook showed that I deposited five thousand.

"You built an elevator on a mountain. It's obviously a code violation!" Walter Grady lifts his walking stick, the muddy tip coming inches from my nose. The massive mountain completely boxed in our town, forcing everyone to endure a brutal two-hour hike just to leave town. That is why, the moment I made my fortune, I paid out of my own pocket to install a massive outdoor elevator. For five years, I've been charging a 50-cent fee just to cover the costs of electricity. Knowing the town is mostly comprised of elderly folks and children, I bought the most expensive, heavy-duty materials available and hired a 24-hour maintenance crew for the elevator, never expecting them to report it to the city council as a code violation. I feel completely blindsided, but I still hold out hope that the people I spent years helping will stand up and speak for me. Instead, Martha Bell rolls her eyes and remarks, "Who ever heard of an elevator charging a fee? You're just ripping us off!" Marcus Crowe chimes in with a sneer, "You're just lazy and using us as an excuse to line your own pockets." I let out a bitter, angry laugh. To keep the residents comfortable, I keep the air conditioning running inside the cabin. Now, the city council is giving me a three-day deadline to tear it down or face a fine. Walter is practically gloating, saying that it's about time. I sign the citation on the spot and immediately call a demolition crew. If they enjoy hiking so much, they can be my guest. I'm officially done serving them.

I donated 45 million to the city's best kindergarten, but my daughter failed the enrollment interview. She was a polymath. Furious, I demanded an explanation from admissions. She hurled an assessment file at my face. "Your daughter's brilliant, but you're the exact opposite! You're dead last among the parents!" She continued, "The others have tech domes! You're nothing but a regular Ivy League graduate! Your degree's worth about as much as toilet paper!" The other teachers laughed as well. "If we admit her daughter, it's going to look bad on the other kids. She can't take that responsibility." "Yeah, I can't believe she's demanding an explanation from Ms. Johnson. Her husband is the kindergarten's biggest stakeholder. He can make sure her daughter has nowhere to go." The admission teacher shoved me away. With disdain in her eyes, she said, "Out of my sight if you know what's good for you. My husband is picking me up in his Rolls-Royce. His car plate alone is worth more than your life! It's lucky 777! Only one in Georgeport!" Three sevens? That was my husband's car. I laughed mirthlessly and texted my husband. "I had no idea you had another wife behind me."

My mother suffered a heart attack. We had to pay a deposit of thirty thousand dollars before she could receive bypass surgery. I borrowed money from all my relatives and friends and scraped together this life-saving sum. When I was queuing to pay the fee, my husband said, “Why don’t you go get your mom some water to keep her hydrated? I’ll wait in line and handle the payment.” When I returned with the cup of water, I saw him giving the stack of cash to a family member of a patient he had just met. “Hey, we crossed paths for a reason, man. Take this for now. You clearly need it more. We’re fine on our end, trust me,” he said boastfully and patted his chest. He had always been a show-off. A nurse stood outside the resuscitation room with a consent form in her hand as she shouted for a family member to sign. My mother’s heart monitor had already gone flat.

Since childhood, I've been able to see the exact amount of money in someone's bank account floating above their head. At the orphanage, I use this gift to pick adoptive parents who look shabby but actually have a billion dollars sitting in the bank. Unfortunately, I only get to enjoy the good life for a short time before the family's real daughter is brought home. She's furious that I've taken her place and makes it her mission to make my life miserable. In order to stay in school, I swallow every insult and endure her bullying. After finally graduating, I'm ready to walk away from this family forever. But the real daughter stops me. She's fuming as she says, "I thought my online boyfriend was a rich guy with a Ferrari, but it turns out he's just a broke loser who rides a rental bike. "If he latches onto me, it'll be a stain on my reputation for life. You go meet him for me. Tell him you're the one he's been dating online." I look in the direction she's pointing and see the man she's talking about. A broke nobody? But the bank balance hovering over his head has ten digits! I swallow hard, my heart racing as I grab the real daughter's arm in excitement. "Quick, tell me everything about your online relationship. I'll go meet him right now!"

Some people have a good life, some people have a great childhood, well some people have a roof on top of their head. But not me, I’m different than most people, I lived in my car, worked in the local library, I was no one, add to that being a little doesn’t really help my case at all. It was all going to downward to hell, until I met them, I’ve met her first, then her husband and they wanted me, homeless, bookworm and all. This our story, our adventures, and our love. Contains ddlg and mdlg, you’ve been warned. Apologies for any misspelling and grammar mistakes.