Debt

"She never knew her father's secrets would cost her freedom. Aria's life changes forever when Cassian Romano storms into her world, demanding payment for a debt she never knew existed. Cold, ruthless, and devastatingly handsome, Chicago's most feared mafia boss takes what her father can't repay—her. But captivity isn't what terrifies Aria most. It's how her body betrays her every time Cassian's dark eyes linger on her. How her pulse races when his fingers graze her skin. She should hate him, fight him, yet she finds herself drowning in the dangerous waters of their forbidden attraction. Some debts can be paid in cash. Others demand your soul."

Elara Vance is down to her last four dollars when she accidentally blackmails NYC’s most ruthless billionaire, Julian Thorne. Instead of ruining her, Julian pays up, daring her to see how much of his world she can handle. In this high stakes game of debt and desire, who will be drained first?

Elena Thompson’s life has never been easy, but she’s always managed to survive. Working long shifts at a small diner, she’s spent years cleaning up the mess her father made—until the day he makes the ultimate mistake. Drowning in debt to dangerous people, he signs away the only thing he has left to offer: her. Alexander Calloway is ruthless, powerful, and dangerously cold. When he steps in to settle William Thompson’s debts, he doesn’t want money—he wants Elena. To him, marriage is just another contract, another deal to control. But what he doesn’t anticipate is the fire in her eyes and the way she refuses to bend to his will. into a world of wealth and secrets, Elena vows to fight for her freedom. But the more she clashes with her formidable husband, the more she finds herself drawn to the man behind the icy exterior. And as an old flame from Alexander’s past resurfaces, determined to ruin everything, Elena realizes that escaping her new life might not be her biggest challenge… Surviving it—and resisting the growing tension between her and Alexander—might be. In a battle of wills, desire, and betrayal, how long can Elena fight the pull of the man who holds her fate in his hands?

The night my father collapsed, I learned some men negotiate with money… but Noah Thorne negotiates with lives. I never planned to marry a billionaire CEO, especially not the man my father owed $50,000 to. But when the hospital demanded an $80,000 deposit before surgery, life made the choice for me. While my mother sobbed in a cold hallway, Noah’s bodyguard arrived with an offer, an arranged marriage, a contract marriage that would clear the debt and cover every medical bill. When I confronted Noah, he presented the terms without cruelty: one year, no intimacy, public appearances only, and freedom after. He believed he was offering mercy but I felt like beautifully packaged captivity. Desperation crushed pride, and I signed. Our “marriage” was a seven-minute formality, no vows, no meaning. Moving into his penthouse was like stepping into a museum built to contain silence. Publicly, we were the perfect romance. Privately, we were strangers navigating a fragile arrangement thick with unspoken tension. Complications followed us: Noah’s elegant, smug ex who treated me like a placeholder, and my own ex-boyfriend, whose sudden reappearance triggered jealousy in Noah he couldn’t hide. Arguments, silences, and late-night moments softened something between us. Slowly, painfully, the man behind the empire emerged, the lonely boy shaped by loss, abandonment, and guarded walls. We began to care. We tried to deny it. Feelings weren’t in the contract but feelings don’t read contracts. Near the end of the year, Noah pulled away. I thought he wanted freedom. He signed the release papers with steady hands and a breaking heart. I was almost gone when he whispered the truth: “Please don’t go.” We tore up the contract. A year later, we married again, this time for love, not survival. This time, I chose him

After my family is burdened with a debt of 5,000,000 dollars, I become the only person in the family who can no longer afford to "die". Dad is trampled in the mud by our creditors, protecting what's left of my school tuition fees even if it means breaking his fingers. He roars, "You can hit me, but don't you lay a finger on my daughter!" At that moment, Dad's small, hunched figure becomes a debt that I can never repay in my lifetime. Meanwhile, Mom kneels before the creditors, grovelling in the mud as she begs for a few more days of grace. Burdened by Mom and Dad's love for me, I drop out of school and go to work at a factory to make as much money as I can as quickly as possible to pay back the debt. Ultimately, my landlord kicks me out of my lodging on Christmas Eve. I'm also sporting a high fever in the snow, but my wages from the factory are still unpaid. I call Mom and beg her to transfer just 50 dollars to help me out. However, she doesn't sound concerned or anxious on the other end of the line and utters in disgust, "Haven't you gotten your wages already, Carolyn Swanson? "How dare you lie to us? Who taught you that? If you can't afford to buy the meds for your so-called fever, then you might as well just die!" Then, she hangs up on me cruelly. I grip my phone in my hands, watching the snow falling from the sky. My hands feel even colder than the icy ground at this point.

Just because I refused to help my nephew, Albert Wesley, pay for his wedding, my very own sister took me to court. When my sister, Jocelyn Guthrie, appeared in court, she wept as she spoke. "I worked myself to the bone, taking every job I could find just to support your college education. I endured endless humiliation, and it even ruined my health." "You have an annual income of a million dollars, yet you won't even spare a fraction to help me! You're even talking about cutting ties with me? Do you even have a conscience?" Seeing me sitting in the defendant's seat, unmoved, she trembled as she revealed the grotesque scars covering her body, even pulling out a disability certificate. "I was even injured because of you. I was struck by a falling object at a construction site, leaving my leg permanently disabled. Now... I can't support my son anymore, so I'm asking you to repay the tuition. Isn't that the least you should do?" My mother, Samantha Lawrence, and my brother, Andrew Guthrie, nodded along, backing Jocelyn up, condemning me for my ingratitude. The entire courtroom erupted in anger, voices rising against me. "What a monster! Her education has gone to the dogs!" "Don't insult dogs! She's even worse than an animal!" "Three hundred thousand dollars is too little! Your Honor, she must repay it with interest!" Watching their righteous fury, I could only feel a bitter sense of irony. She claimed she had sacrificed everything to put me through four years of university. But the truth was... I had never even been to college at all.