How We Got Out Of Bad Debt!

To afford train tickets home for New Year's Eve, I searched for a part-time job and stumbled into a livestream that was practically throwing money at the chat. A young woman in a silk robe rested her chin on her hand. Behind her, a villa glowed under expensive lighting that reflected off polished marble floors. "Being kept in here is suffocating," she said in a voice that mixed boredom with sweetness. "My sponsor gives me more money than I can spend. Help me out. Take some off my hands." Cash drops flashed across the screen one after another. I tapped as fast as I could, my heart hammering. A few large ones landed in my account. I was close. One more would cover both my ticket and my boyfriend's. The streamer leaned closer to the camera. "He keeps saying my tear mole looks like his girlfriend's," she said, her mouth twisting with disgust. "So unlucky. Of all things, I had to match with some broke girl." My finger slipped. I had a tear mole under my eye in the same spot. The live chat flooded with questions. [How is the sponsor's girlfriend broke?] The streamer gave a short snort and reapplied her lipstick, as if correcting a minor flaw. "He's just messing around. He tricked her into 200,000 dollars in debt. She's so stupid she works multiple jobs to help him pay it off." A chill settled in my chest. My boyfriend also owed 200,000 dollars. She continued, her tone light, "The funniest part? He slept with me for three days. When he left, I asked if he was giving her a taste of honey." She smiled cruelly. "He said all he has to do is claim he's going to work a construction site hauling rebar. The idiot will feel guilty and deliver food all night. So he won't need to please her." Another large cash drop flashed across the screen. The total reached the exact amount I needed. My phone rang. Benjamin's name lit up the display. When I answered, his voice sounded worn down, as if it had scraped against concrete. "Via, we still don't have enough for the tickets," he said. "I hauled rebar and made a little over 40 dollars. I'm heading home now."

My husband, Julian Harlow, has died, leaving behind a five-million-dollar debt. I decide to inherit his debt right away. However, my best friend, Evangeline Frost, goes crazy from worry because of my decision. In my previous life, Evangeline had advised me to not inherit Julian's debt because he didn't have any assets. So, I signed the agreement to give up on inheriting his assets and declare that I had nothing to do with Julian in order to escape from the debt. But the debtors kept haunting me. They even kidnapped my son, Shawn Harlow, just to force me to pay the debt. The debtors were extremely violent and ruthless. On top of that, they kept using Shawn's safety as leverage over me. Every time they forced me to pay the debt, I felt as though I was being tormented slowly yet painfully. In just 24 hours, I asked all of my relatives for help, but I was only able to gather 100 thousand dollars. In the end, Shawn never escaped from his fate. I was sold to Northreach by the cruel debtors in order for the debt to be cleared. But that was when Evangeline claimed that her own son had finally returned to his roots, thus successfully inheriting the assets of a billionaire. I finally found out that said billionaire was actually my dead husband when I watched the news on the TV. Only then did realization dawn on me. Julian was pretending to be poor this whole time. It turned out that Evangeline's son was actually his illegitimate child. The assets that I had given up all went to Evangeline and her son in the end. Filled with resentment, I tried to escape back to the country in order to settle the score with Evangeline, only to die to the electric fence surrounding the slave camp in Northreach. When I open my eyes again, I've returned to the day Evangeline tells me to give up on the assets.

On the very first day Jason and I made our relationship official, he insisted on handing over his salary for me to manage. He said marriage was only a matter of time and that he trusted his future wife to keep the money safe. On the day of our engagement, Jason demanded that I hand over the $960,000 in salary I had “kept” for him over the past four years. “Each month, I gave you $20,000. In four years, that’s $960,000. After expenses, there should be at least $800,000 left, right? I can’t bear to make my parents empty their savings for my marriage. We will use my savings for the wedding, $600,000 as the down payment for the new apartment, and the remaining $200,000 will be my wedding gift to you.” I froze. “But there isn’t a single dollar left!” Jason exploded. “You wasteful woman! You spent all the money?!” His mother also erupted. “So much money, and you squandered it all! What shameful acts have you been up to?! This marriage is off!” Jason demanded to see the accounts. I immediately pulled out the records in front of everyone. Seeing this, Jason’s mother panicked.

My husband’s company went bankrupt, and his creditors quickly came over to threaten him. Then, of course, they asked me for the money. Milo Cardilo, my husband, was worried that they would hurt me, so he shielded me and said while crying, “Stella, the company owes ten million dollars. Let’s fake a divorce and split our assets. That way, I won’t drag you down with my debts. Trust me, honey. Once this is settled, we can get married again.” His sincerity and selflessness touched me. When the creditors came to drag him out of his company to beat him up again, I stepped forward. “I’m Stella York, and my father is the Don of the Rosa Family. Let my husband go, and I’ll give you the money.” But when I went downstairs to call my estranged father, I heard my husband talk to his creditors. “Don’t believe her. How could she possibly be the Principessa of the Rosa Family? She must be bluffing to stall for time. Make your act more convincing. Puncture all the fake blood bags I have on me! Once she signs the agreement to walk away with nothing, I’ll pay you ten times the acting fee!” My heart went cold. So, when it was time to sign the divorce agreement, I agreed without hesitation. Milo sighed in relief, but what he did not know was that he was going to pay the price for his deceit.

The day after my parents finally find me and bring me home—18 years after my abduction—they announce their bankruptcy and plunge into massive debt. Over the next two years, I'm forced to drop out of school and work three jobs a day to pay off the family debts. I even lose hearing in one ear after a brutal beating from a debt collector. Through it all, Mom and Dad hold me close in the middle of the night, weeping and apologizing for failing me. Foolishly, I believe them. I tell myself that as long as our family is together, I can endure anything. Desperate to hear again, I buy a used hearing aid on a secondhand goods platform for 9.90 dollars. The comments section congratulates me on snagging a rare steal. But the seller replies indifferently, "This is something my housekeeper doesn't want anymore. I'm just giving it away as charity." Swallowing my pride, I travel to a massive luxury villa to pick it up. After taking the hearing aid from the young woman, I bow my head in deep gratitude. But as I look up, my gaze catches Mom and Dad in the garden behind her. They were calling out to her, saying, "Stephy, hurry back after meeting with that peasant. And be careful not to get your hands filthy."

My wife was in a car accident and barely clinging to life, but I calmly stood outside the operating room listening to a sales agent introduce a new apartment to me. The doctor, covered in blood, came up to me. "The patient was impaled by a hard object in her lower body. There are two options. We can remove her uterus immediately, or we can try to preserve the organ, but that will require extremely precise equipment and the cost will be very high. "Please decide quickly. She doesn't have much time." I answered impatiently, "Then remove it. Don't waste the effort." When my mother-in-law heard that, she broke down in front of me, wailing. "Jason, I'm begging you. Use the money to save my daughter. If they remove it, how is she supposed to hold her head up for the rest of her life?" My father-in-law pleaded through tears too. "She's your wife. Can you really bear to watch her lose the chance to be a mother? Aren't you going to think about your own future?" I quickly stepped back and said, "If you want to save her, pay for it yourselves. I don't have any money." "Didn't we give all our money to you two? Take out the four hundred fifty thousand dollars you saved to buy a house and save her first!" My voice shot up instantly. "What? Spend four hundred fifty thousand dollars to save a piece of rotten meat? Are you kidding me?" As I spoke, I tossed my card to the sales agent and paid in full on the spot for the new apartment I had just chosen.