I Was Worth Less Than His Debts

My husband, Julian Harlow, has died, leaving behind a five-million-dollar debt. I decide to inherit his debt right away. However, my best friend, Evangeline Frost, goes crazy from worry because of my decision. In my previous life, Evangeline had advised me to not inherit Julian's debt because he didn't have any assets. So, I signed the agreement to give up on inheriting his assets and declare that I had nothing to do with Julian in order to escape from the debt. But the debtors kept haunting me. They even kidnapped my son, Shawn Harlow, just to force me to pay the debt. The debtors were extremely violent and ruthless. On top of that, they kept using Shawn's safety as leverage over me. Every time they forced me to pay the debt, I felt as though I was being tormented slowly yet painfully. In just 24 hours, I asked all of my relatives for help, but I was only able to gather 100 thousand dollars. In the end, Shawn never escaped from his fate. I was sold to Northreach by the cruel debtors in order for the debt to be cleared. But that was when Evangeline claimed that her own son had finally returned to his roots, thus successfully inheriting the assets of a billionaire. I finally found out that said billionaire was actually my dead husband when I watched the news on the TV. Only then did realization dawn on me. Julian was pretending to be poor this whole time. It turned out that Evangeline's son was actually his illegitimate child. The assets that I had given up all went to Evangeline and her son in the end. Filled with resentment, I tried to escape back to the country in order to settle the score with Evangeline, only to die to the electric fence surrounding the slave camp in Northreach. When I open my eyes again, I've returned to the day Evangeline tells me to give up on the assets.

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

After my family is burdened with a debt of 5,000,000 dollars, I become the only person in the family who can no longer afford to "die". Dad is trampled in the mud by our creditors, protecting what's left of my school tuition fees even if it means breaking his fingers. He roars, "You can hit me, but don't you lay a finger on my daughter!" At that moment, Dad's small, hunched figure becomes a debt that I can never repay in my lifetime. Meanwhile, Mom kneels before the creditors, grovelling in the mud as she begs for a few more days of grace. Burdened by Mom and Dad's love for me, I drop out of school and go to work at a factory to make as much money as I can as quickly as possible to pay back the debt. Ultimately, my landlord kicks me out of my lodging on Christmas Eve. I'm also sporting a high fever in the snow, but my wages from the factory are still unpaid. I call Mom and beg her to transfer just 50 dollars to help me out. However, she doesn't sound concerned or anxious on the other end of the line and utters in disgust, "Haven't you gotten your wages already, Carolyn Swanson? "How dare you lie to us? Who taught you that? If you can't afford to buy the meds for your so-called fever, then you might as well just die!" Then, she hangs up on me cruelly. I grip my phone in my hands, watching the snow falling from the sky. My hands feel even colder than the icy ground at this point.

After I graduated, I kept hitting walls while job hunting, but my boyfriend landed a position at a big company with ease. My boyfriend of two years voluntarily gave me his salary to comfort me. When I finally found a job, he worried about my long commute and bought me a car. All my friends envied me for having such a thoughtful boyfriend. In order to buy our first house, I secretly transferred my own salary into his account as well. A year later, we decided to get married. He held my hand and said excitedly, “I know you don’t have much saved. I don’t want a single cent from you. All I want is your whole heart.” I was deeply moved by how considerate he was. However, on the day of our engagement, he pulled out photos of me with more than 40 different men and accused me of cheating. I stared at them. I had never even seen these people before. Then, he showed me his card’s transaction history, filled with charges from a place called Sunshine Club. “I trusted you with my card, and you used my money to fool around! I’m not marrying you. Give me back my car and the 800,000 dollars you’ve burned through.” I calmly took out the card he had given me before and sneered, “Sure. Let’s settle the accounts properly.” The moment my attorney revealed the true financial statements, he was completely stunned.

He was, and had nothing when I met him. He was a terribly poor dreamer, and all he had was smooth words and endless promises. I gave up everything for him, including my family’s wealth, my privileged life, my identity as an heiress. I hid who I really was just to help him climb the ladder, brick by brick, until his name shone like gold. Our empire was built on my sacrifices. And how did he repay me? By throwing me away like a piece of used, wet tissue. By parading his new fiancée in my face and sneering, “Don’t you think I’m out of your league now?” He thought he could erase me. He thought he could take my love, my labor, my loyalty…and bury me like garbage. But he forgot one thing. I’m not just a girl he used. I’m an heiress. The gold in his pocket? The power in his hands? The empire on his shoulders? All of it came from me. Now I’ve returned to the world I left behind, with bodyguards at my side, a new fiancé chosen by my family, and more power than he could ever dream of. And when he calls me a gold digger? I’ll smile and remind him of the truth… “Gold digger? No. I’m the gold maker. And without me, Mr. Billionaire, you are nothing.”

Three years ago, my rich boyfriend, Steven Delaney, went into bankruptcy. He decided to break up with me so that he wouldn't drag me down. As I looked at his broken expression, I steeled my heart and ripped the overseas college application I had just received. "I'll stay with you. Together, we can rebuild your legacy." Everyone told me that I was nuts. Still, I decided to move into a damp basement room with Steven. After that, I took on a job out in the streets that allowed me to earn money the fastest, which was promoting beer to the customers. One day, when I'm delivering beer to the customers, one of them calls out to me. "Hey, this lady looks like you!" There are two screens being shown on a livestream, that's being replayed. The left screen shows me crouching at the doorway of the basement while washing shirts for Steven. It's so cold that my fingers have gone completely red. The right screen shows him all dressed up in a smart-looking suit. He has an arm wrapped around a beautiful and well-dressed woman, and they're both sitting in a luxury car. Steven smiles at the camera and says, "This is my third year lying to my girlfriend about my financial situation. Till now, she still hasn't realized the truth! She really is a pathetic idiot!" The live comments keep popping up on the side. "You really know how to make things interesting, Mr. Delaney! I can't believe you're capable of coming up with the whole 'pretending to be broke in order to test your girlfriend's humanity' act!" "What exactly is that lady aiming for, honestly? She's just someone who sells beer! Does she seriously think she's in a romance drama?" "Oh, this is hilarious! That penniless girlfriend of his is even washing underwear for him! The truth is, the underwear belongs to the Delaney family's household staff!"