IFC (IFIC) Investment Funds In Canada Mutual Funds CFIC Exam Prep Kit

I gave my full support when my father decided to set aside $2.1 billion in trust funds for his three illegitimate kids. Things had been very different in my previous life. At the time, the company urgently needed capital for a new project, and I had convinced my father to postpone setting up the trusts. I never imagined the three of them would take it as an attempt to seize the family fortune for myself. Furious, they went street racing to vent their anger. The result was a fatal crash. The car was destroyed, and none of them survived. Under my leadership, the company continued to grow at an astonishing pace and eventually secured a place on the Fortune Global 500 list. Yet on the very day I received the title of Young Entrepreneur of the Year, my father got me drunk and ordered my limbs broken. As I lay there screaming in agony, I demanded to know why he was doing this to me. His reply was filled with venom as he crushed my fingers one after another. "If you hadn't been so greedy for the inheritance, Ethan and the others wouldn't have gone out to clear their heads. They never would have died in that crash." In the end, my father beat me to death. When my critically ill mother learned the truth, the shock took her life as well. When I opened my eyes again, I was back on the very day my father decided to establish the trust.

My mother-in-law suffered a sudden brain hemorrhage and was rushed into the ICU. The hospital demanded a $200,000 surgery deposit immediately, so I rushed to the bank to raise my transfer limit. The trainee teller behind the counter took my ID card, swiped it through the reader, then stared at her screen for a long time. "Hello, ma'am. Our system has flagged this transaction as suspicious and potentially linked to elder fraud. Your account has been frozen." "That's impossible! That money is for emergency surgery! My mother is still waiting at the hospital!" The trainee gave me a perfectly rehearsed customer-service smile. "For the safety of your funds, we'll need the account holder to appear in person to unlock the account." I slammed my ID against the bulletproof glass and pointed at the name on it. "Open your eyes and read carefully! I am the account holder! Who else are you waiting for?" The trainee shrank back slightly, looking utterly wronged, then spoke into the microphone in a meek voice. "Ma'am, please control your behavior. The system's risk controls are determined by big data. There's nothing I can do. "If you continue shouting and disrupting financial order, I will have to call the police." Oh, I see. She wanted to play power games using company policy as a weapon? Fine. I was more than willing to play along.

Gina lost everything after her secret boyfriend of three years betrayed her and got engaged to her cousin, stealing the copyright of her award-winning song. Branded a public enemy after being falsely accused of plagiarism by them. Determined to reclaim her life, Gina fought to restore her reputation—and unexpectedly found love in the midst of the scandal.

I have always had an almost pathological sense of paranoia. Ever since I was a child, I was convinced that the people around me were out to get me. Back in elementary school, when everyone was lining up for their student ID photos, I flatly refused to have mine taken. I insisted that the district office was going to use my picture for identity theft. The situation escalated so badly that the principal had to personally sit me down and spend half an hour trying to convince me otherwise. Then, there was the fingerprint registration system in middle school. The school required every student to submit their fingerprints to access the campus buildings. I was so terrified that someone would steal my biometric data that I literally rubbed the skin off all ten fingertips to make them unreadable. Even when my fingers were bleeding, I kept shouting that they were trying to steal my identity. I would rather climb over the school fence every day than cooperate. Every relative I had called me crazy. My parents were so fed up that they seriously considered having me admitted to a psychiatric hospital. I did not care. I guarded my privacy with obsessive determination, gritting my teeth and holding my ground all the way up to the eve of the final exams. Then came the day before the exam. That afternoon, our homeroom teacher, Tracy Collins, walked into the classroom carrying a metal lockbox. A warm, motherly smile spread across her face as she set it down on the desk. "Everyone," she said, "to make sure nobody forgets their documents tomorrow, I'd like you to hand over your IDs and exam admission slips for safekeeping tonight." She patted the lockbox reassuringly. "Tomorrow morning, I'll personally return them to each of you outside the testing center. This way, there's absolutely nothing that can go wrong." The class was deeply moved by her thoughtfulness. Some students even looked close to tears as they eagerly pulled out their documents and lined up to hand them over. Everyone except me. My hand clamped down over my pocket so tightly that my knuckles turned white. Cold sweat poured down my back. A sharp alarm bell was ringing in my head. Trying not to attract attention, I fished out a spare flip phone from my bag, ducked beneath my desk, and dialed emergency services. As soon as the call connected, I lowered my voice and spoke into the receiver. "Hello. I'd like to report a crime. My name is Charles. "I believe a teacher at St. Alden High is working with an identity-fraud ring and is planning a large-scale operation tonight involving examination fraud and identity theft."

My parents were renowned educators, celebrated as top-tier teachers who mentored countless high achievers. Yet, I was the black sheep of the family, consistently bringing home failing grades. After yet another gentle reminder from my homeroom teacher, my mom erupted in frustration. "How could I have given birth to such a foolish child? You only exist to torture me!" She disappeared for three days. When she returned, she brought a girl with her. "From today on, Cora is my real daughter. You are forbidden to call us Mom or Dad ever again. Get out. Only when you can pass your exams will you be worthy of being my daughter!" Our next encounter was at the hospital, during the school staff's annual physical check. The dean spotted me, speaking. "Renee, isn't this your daughter? Sherry works here now! That means Cora's illness can be treated. Ask her to introduce you to the new director!" My mother's gaze landed on my white coat and shifted from shock to irritation. "She changed jobs and didn't even bother to tell me?" I discreetly covered the badge pinned to my chest, trying to conceal my status. I was now Evie Coffey, the director of Obstetrics and Gynecology.

My roommate, Sylvia Colman, is the ultimate overachiever at Southend High School. She sleeps only three hours a day and takes first place in every exam throughout all three years of high school. As for me, I'm known as the "sleepy slacker" in our school. I sleep in class, constantly fail exams, and can even fall asleep while walking. My parents are completely disappointed in me. They say I'm a hopeless mess. My childhood friend, Jeffrey Rivers, also turns his back on me. He claims I've fallen too far and becomes Sylvia's die-hard fan instead. But when the dean of studies summons me for a talk to tell me that I face the possibility of being expelled, I accidentally discover the secret behind Sylvia's inexhaustible energy. It turns out she has been transferring all of her exhaustion and drowsiness onto me. She's the one stealing my energy, my grades, and my life! On the night before the SAT, Sylvia confidently stays up all night doing practice papers for one final push before the real deal. I smile slightly as a plan forms in my mind. Inwardly, I sneer, "You despicable thief who stole my life… I have a wonderful surprise in store for you. Stay tuned and accept my gift to you!"