How Do Tightwads And Spendthrifts Handle Finances?

After Isabella is kicked out of her own home by her scheming stepmother and stepsister, she's left feeling lost and betrayed, with even her ex-fiancé turning his back on her. But fate throws her a curveball when she comes across an injured stranger and reluctantly decides to shelter him. Little does Isabella know, this Mr. Vagrant is a big shot in the city. But... this man she saved loved spending money so much that she almost went broke!

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.

My mother-in-law is extremely frugal. She reuses paper others have discarded, carefully saving the unmarked portions. She even takes the black waste oil from the kitchen range hood and uses it to cook our meals. She says, "Frugality is a virtue—it brings blessings!" I try tirelessly to convince her otherwise, throwing out all her filthy items to protect my family's health. But while she praises me to my face, behind my back, she uses my baby's food scissors to clip her grimy toenails. My child eventually dies of a lung infection, leaving me heartbroken. My mother-in-law, however, points her finger at me, saying I'm unlucky and that I've brought misfortune to their family. Even my husband blames me. In the end, they use a knitting needle to pierce my throat and stab me to death. When I open my eyes again, I find myself back on the day I first see her picking up dirty paper. The first thing I do is hide all the high-quality tissue paper I had stocked up on before my pregnancy, pretending I knew nothing. She calls these blessings, right? Fine. The blessings of this miserly frugality—she can reap them all herself!

After I switched from a private company to a foreign enterprise, my salary rose accordingly. My husband, who was always frugal, suggested that I hand over my entire salary to him. He claimed it would be used for daily household expenses. Watching him calculate the numbers, I asked, “What about your salary?” He said casually, “I’m saving it for our retirement.” I said nothing and followed his instructions. I spent my entire salary within a month. My husband finally felt uneasy when he saw how many packages kept showing up at our home. Seeing his doubts, I happily said, “You’re the one who said to use my whole salary for household expenses.” He exclaimed, “What are we, the Rockefellers?! How can one month cost this much?” That was funny. It turned out that he knew that a normal family’s expenses would never take my entire salary.

My partner, Derek Crawford, calls himself a traditional man. On our tenth anniversary, I bought him a pair of his favorite AJ sneakers. Instead, he gifted me a bag of pastries. "Your cake is extremely tiny, and yet it costs you a few dozen dollars! Look at the pastries I got you—not only are they cheap, but they are also huge in quantity! Now this is what I call worth it!" After that, Derek tells me that he'll make it up to me by throwing an engagement party. He has also invited my parents and my relatives to the party. With anticipation brimming in our eyes, we arrive at the restaurant, only to see Derek serving us with store-bought pickles and dinner rolls. "I'm a traditional man, you see. I'm not used to fancy food and foreign cuisines. This, right here, is the basics of a traditional dinner. You don't see patriotic men like me nowadays!" My relatives' expressions change drastically on the spot. Meanwhile, my parents look very mortified. I can only smile awkwardly at them while doing everything I can to stop them from leaving. But as soon as I leave the hotel, I receive a notification from the bank that 200 thousand dollars have been deducted from my account via a supplementary card linked to it. At the same time, Derek's childhood sweetheart, Renee Young, posts a photo of her 12-layered luxurious cake on her social media account. "When I told Derek that I wanted to celebrate my birthday, not only did he buy me the most expensive strawberry cake, but he also reserved a dozen or so tables that are served with the grandest feast! "If your man loves you that much, he won't need any lessons in pampering you! Traditional men definitely know how to love and pamper their queens!" I tighten my grip on my phone. As I look back at Derek, who keeps claiming that he's a traditional man stuck to his traditional ways, I suddenly find it exhausting to continue being in a relationship with him.

My husband, Theo Hudson, is known for being very frugal. After marrying him, my only hobby is to keep buying branded bags, just to get back at Theo for being extremely stingy with his money. When our son, Oliver Hudson, is seven years old, he has successfully inherited the tendency to be overly frugal from Theo. Both father and son look very out of place in the sprawling manor. I, on the other hand, love wearing anything from the haute couture selection of the season while admiring the heartbroken expressions on Theo's and Oliver's faces when they see the bill. But one day, live comments begin streaking across my eyes. "Wait, this wasteful woman is still splurging on bags? Does she have no idea that her husband's company is about to file for bankruptcy?" "The poor male lead has already worn his T-shirt so many times to the point it's starting to fray just to sustain that vampiric wife of his! Thank goodness the female lead, who's brilliant with finances, is about to enter his life!" "I shall wait for Theo to bring up divorce and kick that useless hag who does nothing but spend his money out of his life! Let's see how she's going to fight for scraps with the strays beneath the bridge in the future!" I'm so shocked that I hurl the limited Hermes bag I was clutching in a random direction. Unfortunately, Theo, who's crouching on the floor while opening the packages for me, and Oliver, who's flattening the boxes by stomping on them, get hit by the bag. Scared out of my wits, I quickly snatch the cardboard from Oliver's hands and hug it tightly. "I… I'm not buying these bags anymore! Let's get a refund! But keep the cardboard boxes and don't sell them! I… I want to use them as makeshift mattresses for when we're about to sleep under the bridge in the future…"