Insurance Code Of The Philippines

The Cities are in turmoil and evil spirits and dark creatures stalk the night. Balance needs to be returned. The Mages must be returned from their fall from grace and the guardian of the cities must be purified to protect and not harm. They have found a Dragon's Egg. The ancient Guardian Dragon and to hatch it means deliverance from evil, or does it?

James Anderson lost his future mate and luna, Stephanie, during a rogue attack. Stephanie's death left his entire pack in mourning; her death anniversary was even declared a pack holiday. Five years later, James discovers that Stephanie's younger sister Lily is his mate. But how can that be? Wasn't Stephanie supposed to be his mate? And would his pack even accept Lily as his mate and Luna—many have always blamed Lily for Stephanie's death, because Stephanie died trying to save Lily. For her part, Lily has lived in the shadow of her beautiful older sister for years. She knows very well that pack members and her parents wish that it was Lily that died that day instead of Stephanie. Lily had looked forward to the day that she would meet her mate and finally feel important to someone. Discovering that her mate is James is Lily's worst nightmare, especially when James reacts poorly to the discovery. Lily decides that she is unwilling to live in Stephanie's shadow any longer. She will not spend the rest of her life with a mate who wishes she was someone else. She rejects James, who all too quickly accepts the rejection. Soon afterwards, horrifying truths come out and James immediately regrets letting Lily go. He sets out to get Lily back and right the wrongs that have been done. But is it too late? Will Lily find love with James, or with someone else?

She had a devil on one shoulder and an angel on the other. She was also deaf in one ear.

Book Two of the Luminary Quartet Veronica's life was thrown into turmoil with the beginning of the war and the abrupt loss of her parents. One night of bliss was all she had been granted as compensation before her brother’s best friend absconded without a trace the next morning. Yet, the wheels of fate had already been set in motion, forever changing the course of Ronnie’s life as she struggles to rebuild her future in the South on her own. Ryker had been pushed around his whole life, up until that tragic night that he had fled his home without a backward glance and somehow found himself in the middle of the Northern Province with no recollection of how he had arrived there. Still reeling from the loss, only the effervescent emerald eyes-of who he learned much later was his mate-was able to break him out of the haze that had taken hold. One night was all he got before she became just another ghost that haunted him from his past, but all bets are off now that Ryker is finally returning home to reclaim his rightful role. Tension mounts as secrets are spilled and the elders treachery is further exposed in this riveting sequel to 'Mated to the Alpha of the North.' *Note: While the main characters all receive their HEA in each individual story, I would not recommend reading them out of order due to the overarching storyline that continues throughout them all. ****Warning**** This book is intended for adults 18+ only. There is mature scenes and adult language included. Please read at your own discretion.

[Mature Content] Caitlin Rowell, a young, orphaned girl who was adopted by a devious woman, is thrown into a life of difficulties after a traumatic encounter with a handsome, well-off young man who delights in having his way with women, and she becomes pregnant with his child. Her guardian throws her out of the house, leaving her with no choice but to fend for herself. She relocates to a distant city with the help of a wealthy obstetrician who is obliged to support her. In the new city, she gets a cleaning job at a major private corporation after having her child, and the CEO turns out to be her worst nightmare.

Godiva's attempt to escape from her cruel fate of being sold to seven Alphas, turns interesting when she is rescued by Alpha Rock who promises to protect her, only if she bears his mark. He is everything she hates. Cold, unspoken, wild and ruthless but if she was going to bear his mark, then she needed to tame him. Alpha Rock was known in North America as the Alpha of Alphas due to his ruthlessness. Luck shines on him when he goes to redeem his purchase and ends up rescuing her when he recognizes her as his mate. She agrees to be marked by him but the mark soon disappears because of an error of his past. Now how does he protect Godiva from six ruthless Alphas' while trying to correct the errors of his past? Will he give her up or fight for her till his last breath to keep her?

Evie is an Immortal, not an ordinary Immortal but the daughter of the Evermore leader. Her parents expected their first daughter together to be destined for greatness, as were their sons. All Evermore and Immortals expected her to be a Chosen Immortal just like her brothers, it was expected. But shortly after her birth, a book of destiny with a red and gold cover appeared beside her, shattering all the expectations they had for her. Since the books of destiny are destined for ordinary immortals, her family was deeply disappointed and ended up neglecting her. Evie was raised by her older half-sister and her brother-in-law. Being exposed to rigorous education and heavy training since she was little, so she could prepare for when she was sent to the reality of her book of destiny. And finally, on her twentieth birthday, the day of her departure has arrived. She was physically ready and psychologically prepared to change Danika, the reality of her book of destiny, and to find her soulmate. But more than anything, she was eager to get away from all the gods who neglected her in her twenties. And as much as she was aware that her life in Danika was not going to be easy, she didn’t expect the family she was going to end up in to cause so much trouble for her. Nor that she would be exposed to pains that she would not wish for even her worst enemy.

A fight for power, a thirst for blood, a heart of revenge. Harriett sets to take revenge for her mate who she feels has been unjustly killed, she does something grave that would endanger the werewolf species and Donald is ready to fight her till the very last drop of his blood.

Sky Hepburn is a normal eighteen year old boy in his last year of high school but finds himself in the middle of a murder incident after spending a day in detention. Detention that gets him in the same place with the school quarterback, Ace who’s a rumored gay and the ever weird, Lyla. A detention that gets them creeped out and afraid of the unknown.

Book Four of the Luminary Quartet Join Marigold as she ventures far outside of her comfort zone, accompanying her true mate Asher into unknown territory in a flight across both land and sea in order to seek aid from the enigmatic clan of shifters who call the Eastern Islands home. Imagine her shock when she learns that she has not one, but two mates. Asher has spent the last two years fighting off the invading bears, and the only thing that has kept him going was the thought of finding his soulmate. Mari was absolute perfection despite the barriers she’d erected around her heart, but he never dreamed he would have to share his other half. Zacharias has ruled over his clan alone ever since his second passed in a tragic accident over a year ago, but dragons always mate in triads and some believed his position was temporary, as a result. Furthermore, the arrival of his mate and Asher only increased the already mounting tension. What began as a journey to end one war somehow led to the precipice of another. Yet this time, Mari and the humans were the ones directly in the crosshairs, leaving Asher and Rias to scramble against the clock to break down their mate’s walls as long-held secrets emerge. Will Mari be able to let go of her fears before it’s too late, or will the last remaining elder standing win when everything is said and done? *Please Note: This is the fourth book in the Luminary Quartet, and it's recommended to read the previous books in the series first. This is a MFM romance, but there are no MM scenes.