Chapter 2

Leaving the office, I hailed a cab and headed straight to the shadiest loan shark operation in the city.

“I’m here to borrow ten million.”

The entire room went dead silent. Everyone stared at me as if I were a lunatic.

A man with a noticeable scar across his face said, “Little girl, our rates are above thirty percent, with compound interest, too. If you can’t pay it back, you’ll have to settle the debt with something else.”

His eyes roamed over me without the slightest restraint, his meaning crystal clear.

“I know. Since I had the guts to come here, I can afford to pay it back. Bring out the contract.”

My completely calm demeanor brought a flash of surprise to Scarface’s eyes. He waved his hand, signaling his men to bring over the contract and a pen.

“Fine. You’ve got nerve. I’d love to see how you plan on paying this back.”

I took the contract and flipped straight to the signature line on the last page.

The moment my pen hit the paper, I thought silently to myself.

'System, transfer this debt contract. Target: Emily.'

An imperceptible flash of light flickered across the contract.

The name I signed, “Charlotte Brown”, instantly morphed into “Emily Rose”.

Scarface picked up the contract, looked at the signature on it, and nodded with satisfaction.

“Alright! The money will be in your account within the hour.”

Stepping out of the loan shark’s office, I immediately used my phone to contact the top cardiac surgeon in the country.

In my past life, my mother’s illness became my greatest regret and deepest pain.

In this life, I would never let that tragedy repeat itself.

Right after I hung up, my phone buzzed with a notification for the bank deposit.

Looking at the long string of zeros, I didn’t hesitate for a second and turned straight into a dealership.

Half an hour later, I drove out in a brand-new car and headed straight for the most expensive shopping mall in the city.

I began a wild spending spree, living a lavish lifestyle I wouldn’t even have dared to dream of in my past life.

Meanwhile, far away on the sunny beaches of Mantica, Emily was lying comfortably on a lounge chair.

“Babe, do you think that idiot Charlotte actually quit?

“She was just talking tough that day. If she quits, how is she gonna pay for her mom’s medical bills?”

Leo snorted. “Her? She was born to suffer. There’s no way she quit. She deserves to be our personal cash cow!”

Emily opened her mobile banking app, wanting to check how much overtime pay I had contributed to her today.

However, no matter how many times she refreshed the app, her balance didn’t change.

“Huh? What’s going on? Why hasn’t the money hit my account?”

Leo leaned over to take a look. “It’s probably just delayed. What’s the rush?”

Emily frowned as a bad feeling washed over her.

They had always spent money recklessly, completely confident that they had me as an endless supply of cash.

After waiting a few more hours, the money still hadn’t arrived.

Emily finally panicked and called our ex-boss, Mr. Thomas, back home.

On the other end of the line, Mr. Thomas sounded thoroughly annoyed.

“Emily? Didn’t you win the lottery? Why are you calling me?”

“Sir, I’m not asking about that. I wanted to ask about Charlotte...”

“Charlotte? She quit right after you did!” he snapped before abruptly hanging up.

Emily and Leo stood frozen in place, as if struck by lightning.