The Billionaire’s $500,000 baby

The Billionaire’s $500,000 baby

last updateLast Updated : 2026-01-16
By:  Kay BloomUpdated just now
Language: English
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“Sign the contract. Give me an heir. Then, disappear.” Liora Hayes has sixty minutes. $500,000 or her mother dies. No money. No hope. No way out. Then Darian Volkov walks in. The ruthless "Ice King" of Luminaire Corp doesn't want her heart. He wants an heir. The deal is simple: 1. Carry his child. 2. Get the money. 3. Never return. But the Volkov mansion is a cage. Inside, Liora finds a lethal secret: Darian didn't choose her by chance. He is the son of the man who destroyed her father. Now, she is carrying the baby of her greatest enemy. The debt was paid in blood. The contract was signed in lies. What happens when the Ice King refuses to let his "asset" go?

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Chapter 1

Chapter 1: The Weight of a Life

POV: Liora Hayes

The clock on the grease-stained wall of the Golden Spoon diner was mocking me. 3:00 AM. The red second hand moved with a loud click that made my head throb. I’d been on my feet for eighteen hours straight. My ankles weren’t just swollen; they felt like they were vibrating with pain. Every time I shifted my weight, my back felt like it was being poked with hot needles.

My uniform was a disaster. It was a faded pink polyester mess that fit me all wrong. It smelled like a mix of old fries, industrial-strength floor cleaner, and the cheap floral perfume I used to hide the scent of my poverty. I hated that perfume. It smelled like desperation.

This was my third double-shift in a row. My body was screaming at me to sit down, to close my eyes for just five minutes, but I couldn't. I had to do it. Every cent, every nickel left under a plate, every pity-tip from a truck driver was another minute of oxygen for my mother. I calculated the tips in my head constantly. Five dollars there, three dollars here. That’s another hour of the ventilator.

"Liora! Table six is waving their menu. Move it or I’m docking your break!" Joe barked from the kitchen.

Joe was a man who looked like he’d been deep-fried himself. He sweated grease and had a heart made of gravel. He didn't care that I was tired. He didn't care about anyone. To him, I was just a machine that moved coffee.

"I'm on it, Joe," I whispered. My voice was scratchy. It was worn down to nothing. I wondered if I’d ever have a normal conversation again, or if I’d just spend the rest of my life saying, Do you want fries with that?

I grabbed the glass coffee pot. It was heavy, and my wrist felt weak. I headed toward the booth. My vision blurred for a second, and I had to grab the edge of a table to steady myself. The neon "Open" sign in the window flickered, casting a sickly red light over the empty tables. The diner was a graveyard at this hour. It was for people who had nowhere else to go and people who didn't want to be found. I realized, with a sinking feeling, that I was both.

As I poured the coffee for a tired-looking man in a flannel shirt, my phone vibrated in my pocket. It wasn't a text. It was a long, steady buzz.

The hospital.

My heart did a slow, painful roll in my chest. I almost spilled the coffee on the man’s lap. I set the pot down with trembling hands and ducked behind the pie display. The smell of stale crust and sugar made me feel nauseous.

"Hello?" I answered. My heart was hammering so hard I thought it might crack a rib.

"Is this Liora Hayes, daughter of Mara Hayes?" The voice was sharp. Efficient. It reminded me of a paper cut. Thin and painful.

"Yes. Is she okay? Did something happen?" I gripped the edge of the counter so hard my knuckles turned white.

"I’m calling from the patient accounts and billing department at St. Jude’s," the woman said. I could hear the clicking of a keyboard on her end. Click. Click. Click. It sounded like a countdown. "We’ve received the final notice from your insurance provider. They are categorizing your mother’s cardiac maintenance and the required valve surgery as a 'pre-existing complication' due to her chronic history. The claim has been denied."

I felt the air leave my lungs. It was like someone had punched me in the stomach. "Denied?! But... she’s already in the ICU. She’s on a ventilator. They can't just deny it now. She’s in the middle of treatment."

"The current balance, including the arrears from her last stay, is $512,400.67," she continued. Her tone was flat. She might as well have been reading a grocery list. "To keep her in the private cardiac wing and maintain her spot on the surgery list, we require a good-faith deposit of $50,000 by 9:00 AM tomorrow. Otherwise, we will have to move her to the county public ward."

"The public ward?" My voice rose to a panicked pitch. I didn't care if Joe heard me anymore. "The nurse told me they don't have the same monitoring equipment there. She could have a stroke! She’s stable, but she’s fragile. You can't move her! You’re basically killing her!"

"Nine o'clock, Miss Hayes. If the payment isn't processed, the transfer order is automatic. Have a nice night."

The line went dead.

I stared at the phone. Half a million dollars. The number was so big it didn't even feel real. I didn't even have fifty dollars in my savings account. I had fourteen. I’d been skipping meals for two weeks just to pay for the bus pass to get to the hospital. I thought about the fourteen dollars. It felt like a joke.

"Liora! What did I say about the phone?" Joe was suddenly right behind me. He smelled like cigarettes and old ham. He snatched the phone from my hand. "Are you on the clock or are you on a social call?"

"Joe, please," I gasped. I reached for the phone, my fingers shaking. My eyes were stinging with hot, angry tears. I hated crying. Especially in front of him. "That was the hospital. My mom... they’re going to move her. I need to make a call. I need to find a way. Please, just give it back."

"I don't care about your ways!" Joe yelled. His face was turning a dark shade of purple, the veins in his neck bulging. "I’ve got customers waiting, a floor that needs mopping, and you’re standing here crying like a kid. You’ve been distracted for weeks. You’re slow. You’re depressing the customers. I’m done with you."

He threw my phone onto the counter. It skidded across the laminate and hit the floor with a sickening thud.

"You're fired, Liora. Get your stuff and get out of here, girl."

"Joe, you can't," I pleaded. My voice broke, and I hated how weak I sounded. "This job is all I have. I’ll work the night shifts. I’ll do the dishes. I’ll do extra cleaning. Please, just don't fire me."

"I just did. Out! Before I call the cops for trespassing or something."

I stood there, paralyzed. My brain couldn't process it. No job. No money. No mom. The man in the flannel shirt looked away, staring intensely at his eggs, embarrassed by the scene. I slowly reached down and picked up my phone. The screen was cracked. A jagged line ran through the middle of the time, splitting the world in half.

I walked to the back. My legs felt like lead. I grabbed my old, thin jacket…the one with the broken zipper…and stepped out the back door.

The winter storm had arrived in full force. The rain was freezing, turning into slush the moment it hit the ground. I didn't have an umbrella. I didn't even have a scarf. I just had the thin polyester of my uniform and the crushing weight of $512,000.

I walked toward the bus stop, my shoes soaking through within seconds. My feet were cold, then numb, then painful. My mind was racing, going in circles like a trapped animal. Who could I call? My aunt had already stopped answering my letters months ago. My friends from high school had moved away. They were posting photos of their weddings and their new apartments. My life was stuck in a loop of medicine and misery.

I was alone. Truly, completely alone.

I stopped at the edge of the curb, waiting for the light to change. The city was dark. The skyscrapers looked like jagged teeth against the sky, biting into the clouds. One building stood out…the Luminaire Corp headquarters. It was a spire of glass and light. It glowed with the kind of wealth that didn't know what it felt like to be hungry.

The "Ice King" lived up there. Darian Volkov. I’d seen him on the news. He was the man who bought and sold companies like they were toys. He was the man who had everything while I was losing the only thing that mattered to me. I wondered if he ever had to choose between a bus pass and a sandwich. Probably not.

Suddenly, a pair of bright, white headlights cut through the rain. They were blinding.

A massive black town car, sleek and silent as a predator, sped toward the intersection. It was beautiful and terrifying. It didn't slow down for the giant puddle at the curb.

Splash.

A wave of icy, dirty gutter water hit me full-on. It soaked my hair. It went into my eyes and my mouth. It drenched my thin jacket. I gasped, the cold knocking the wind out of me. I stood there, dripping, shivering, and utterly humiliated. I felt like a piece of trash left on the sidewalk.

The car slowed down for a moment. Just a few feet away from me.

Through the tinted glass of the rear window, I saw the silhouette of a man. The window rolled down just an inch. Barely enough to see out, but enough for me to see his eyes. They weren't kind. They weren't sorry. They were a piercing, frozen blue. They looked at me not as a person, but as an obstacle. A speck of dust on a windshield that needed to be wiped away.

He didn't say a word. He didn't offer an apology or a hand. The window rolled back up, sealing him away in his warm, leather-scented world.

The car accelerated. Its red taillights disappeared into the mist like the eyes of a demon.

I stood in the freezing rain, trembling so hard my teeth rattled. I looked down at my cracked phone. I felt small. I felt like I was disappearing.

I had no job. I had no home. And in six hours, I was going to lose my mother.

I didn't know then that the man in the car was the only person who could save me. I didn't know that he had already looked into my life and found exactly what he wanted. And I didn't know that his price would be much higher than half a million dollars.

He didn't want my gratitude. He didn't want my soul.

He wanted a child. And he had already decided I was the one who would give it to him.

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