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The Year I Stopped Paying for Their Love
The Year I Stopped Paying for Their Love
Author: Bruce

Chapter 1

Author: Bruce
Snow drifted past the window in fine flurries.

My father, Richard Carter, stood in his cashmere coat, checking if any bags had been left behind.

"Swiss winters are brutal on the skin—don't forget the moisturizer I just bought."

My mother Diana was directing my sister Emma.

"Got it."

Emma stuffed the skincare into her suitcase.

"What about Jack? Still messing with the skis?"

"All set."

Jack walked out carrying two ski bags. He took a sip of coffee from the mug on the table and said to my father, "Mr. Carter, the car'll be here in fifteen."

My father nodded, then his gaze landed on me.

"Chloe, I've already talked to security—no visitors will bother you over the holidays. Year-end is the busiest time for Legal. Staying to work will look good for your future promotion. Besides, the whole family going to Switzerland isn't cheap. You staying saves us some money."

He said it like he was handing down a memo at the office. Leaving his eldest daughter out of a family trip, delivered in that same flat tone.

"Yeah, Chloe. Your father's right. You'll have peace and quiet here—no distractions while you work."

My mother zipped up the last suitcase.

"Besides, Emma just finished her exams. We need to take her out to unwind."

"Hey sis, don't forget to feed the cat. Food's in the left cabinet by the kitchen."

Emma stood up too, stretching lazily.

This was the third Christmas in a row they'd left me behind.

First year, my father said his friend's vacation house in Florida only slept four.

Last year, he said Hawaii was a last-minute decision and they couldn't get an extra ticket.

This year, they didn't even bother with a real excuse—just my job, just saving money.

The past two years, I'd tried to reason with him. Tried to get my mother to speak up for me.

But today? I had nothing left to say.

Jack walked over to me.

"Chloe, don't make things awkward. Mr. Carter's looking out for you. And honestly, I speak German—they're going skiing in Switzerland, they'd be lost without a translator."

He made it sound so reasonable.

Like he was staying behind for them, not abandoning me.

In this family, my father's word was law.

And my fiancé Jack clearly wasn't about to defy him for my sake.

"It's fine," I said. "Go."

"Good, Chloe. You're finally learning to see things maturely."

My father nodded, satisfied.

"We'll be back in two weeks."

A horn blared from downstairs.

They didn't look back at me.

My father led the way. My mother walked arm-in-arm with Emma behind him. Jack brought up the rear, hauling luggage.

The door clicked shut. The apartment fell silent.

Minutes later, the cab downstairs disappeared into the snow.

I watched that car vanish around the corner, poured Jack's half-finished coffee down the sink, and turned into the study.

The position of Legal Director at a multinational firm—that took six years of blood and sweat.

It gave me a fat paycheck, and this rent-free executive apartment in the heart of the city.

I'd clung to this job to prove my worth to my father. To earn a voice in this family.

Now it all felt like a joke.

I picked up my phone and dialed Legal Director David.

"Chloe? It's Christmas Eve—I figured you'd be off."

"David, sorry to bother you on vacation."

I stared at the snow piling up outside, paused for a moment, then said,

"I'm calling to formally submit my resignation."

Silence on the line. When David spoke again, his tone turned serious.

"Resignation? Chloe, you can't be serious. You've been handling the year-end M&A deal beautifully—the board's already got you on the shortlist for partner next year. If it's salary or time off, we can talk."

"No, it's not about the money. You've been a great boss—truly."

I thought of my father's entitled stare. Jack's flimsy words dressed up as consideration.

"I just... suddenly realized I've been walking down the wrong road all these years. I need to stop. Start over. Completely."

David heard the finality in my voice and let out a sigh.

"You know Legal can't afford to lose you. This is a huge blow."

His voice carried genuine regret.

"But I respect your decision. If you ever want to come back, the door's always open."

"Thank you, David."

"I'll process your paperwork the moment we're back from the holidays. The official effective date is two weeks from now."

"Great. Merry Christmas, David."

"Merry Christmas, Chloe. Good luck."

I hung up and dialed the head of corporate property security.

"Paul, this is Chloe Carter from Legal."

"Ms. Carter. How can I help you?"

"I've submitted my resignation to the Director. The paperwork takes effect in two weeks."

I kept my voice calm and clear.

"I need Security to deactivate all key card access to my apartment at noon on that date—exactly two weeks from today. And send a team to take over the property."

Paul paused on the other end. Executives don't usually rush the property handover like this.

"Understood, ma'am. I'll set the date in the system as per protocol."

"No grace period. Two weeks from now, whoever shows up with my key card—turn them away."

"Got it, Ms. Carter."

I hung up and looked around the empty apartment.

Two weeks from now. The day they'd come back from Switzerland.

"Can't wait to see the look on your faces, my dear family."
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  • The Year I Stopped Paying for Their Love   Chapter 21

    December had brought the first snow to Manhattan once again.Flakes drifted over Central Park, dusting it in a thin layer of white.In the warm, spacious living room of my new apartment, I was trying to hook the star-shaped tree topper onto the top of a two-meter Nordmann fir.The fireplace crackled with burning logs. The air smelled of mulled wine and pine needles.A few holiday cards sat on the coffee table.In the kitchen, Sophia had tied on an apron and was prepping tonight's roast turkey feast. Upbeat jazz played through the speakers.On the entryway console sat a manila envelope with no return address.Security had brought it up that morning. The postmark was from a community post office in Brooklyn. The recipient: Chloe Carter.It was my father Richard's handwriting.I carried my freshly poured mulled wine to the desk and carefully slit the seal with a letter opener.Inside was a long letter, four pages thick. The paper was rough and yellowed, with dried tear stains along the ed

  • The Year I Stopped Paying for Their Love   Chapter 20

    One year later, deep autumn. Golden leaves blanketed the banks of the Hudson River.Sunlight streamed through the floor-to-ceiling windows of my top-floor office at Rockefeller Center, falling across my spacious solid-wood desk.At the corner sat a crystal trophy—"Outstanding Independent M&A Partner of the Year"—jointly awarded by the New York State Department of Commerce and the American Bar Association.A year ago, after that long, restorative vacation, I'd taken Sophia up on her offer. Together, we'd founded an independent legal advisory firm focused on cross-border capital compliance.With my solid track record and spotless professional reputation, the firm had found its footing within just one year—and climbed to the top tier of the industry.A few days ago, using my partner distributions from this past year, I'd paid cash for a three-bedroom high-rise with a view of Central Park West. I finally had a fortress that was truly, completely mine.At 2 PM, David—my former boss—came by

  • The Year I Stopped Paying for Their Love   Chapter 19

    Emma's POVThe second week after Richard's public confession, Manhattan Vanguard Art Institute officially expelled Emma and issued a full-industry notice regarding her academic integrity violations.Emma Carter—once crowned "Long Island's Socialite" and "Rising Young Artistic Genius"—had become a complete joke.Chelsea Arts District. A light drizzle fell.Emma stood outside a casual dining spot in an old trench coat with yellowed collar stains.At a window booth sat her three former besties from art school—the ones who used to be inseparable from her.She took a deep breath, forced a smile, and pushed the door open."Helen! Julie! What a coincidence—I've been looking everywhere for you! My phone's been acting up, I missed all the group messages—"But when she reached out to take Helen's arm, Helen recoiled like she was avoiding the plague. Her eyes were cold and contemptuous.The other two immediately dropped their smiles and set down their lattes."Helen?"Emma's hand hung in midair.

  • The Year I Stopped Paying for Their Love   Chapter 18

    Richard's POVThursday morning. Manhattan Seventh District Courthouse, mediation room.Richard sat in a faded old jacket, reading glasses perched on his nose, his face ashen.Against the high-definition surveillance footage, bank statements, and the official extortion prosecution warning from the Manhattan DA's office presented by Sophia's team, his defenses crumbled completely.If he didn't sign a full confession and issue a public apology through court-approved channels today, he'd face the thirty-five-million-dollar defamation lawsuit and criminal extortion charges come Monday.That meant most of his remaining years would be spent in federal prison on Rikers Island.With trembling hands, Richard signed the settlement agreement.That afternoon, the notarized public apology was posted simultaneously to the Carter family mailing list, the New York State Bar Association internal forum, and the business social circles where Richard had once been active:"I, Richard Carter, hereby publicl

  • The Year I Stopped Paying for Their Love   Chapter 17

    Returning from my vacation in Maine, I found my mailbox stuffed with several investigation reports forwarded by Sophia.I was just about to go through them when the doorbell rang. The front desk security came through the intercom:"Ms. Carter, there's a Mr. Jack Morris downstairs insisting on seeing you. He doesn't have an appointment, but he's extremely agitated—refuses to leave the lobby. He showed the building manager your previous engagement certificate.""Let him up."I thought for a moment, then said to security,"Have two patrol guards stationed outside the door.""Copy that, Ms. Carter!"The door had barely opened when Jack stumbled forward and dropped to his knees on the threshold.Not even a month had passed, but the polished gentleman who'd glided through the Swiss Alps fluent in four languages was now gaunt and skeletal. His wrinkled suit hung off him like a child wearing his father's clothes.After the bank launched its fraud recovery process, all of Jack's accounts linked

  • The Year I Stopped Paying for Their Love   Chapter 16

    Richard's POVThree days after the blackmail email was blocked, the foreclosure notice was plastered across the front door of the Long Island house.Richard's offshore high-leverage investments—hidden for two years—had finally collapsed entirely.Without Chloe's high salary as collateral and backing, seven million dollars in debt came crashing down on him all at once.Not only had the bank repossessed the mortgaged property and initiated auction proceedings, but aggressive private lenders and creditors, armed with promissory notes, had tracked him all the way to this damp basement in Brooklyn."Richard Carter! Open up! Pay up!"The iron door rattled under heavy pounding. The doorknob shook violently. Outside, loan sharks hurled curses and threats.Diana clamped her hands over her ears, cowering in the corner, her voice trembling:"Richard... we're really finished... they said if we don't come up with the interest tonight, they'll break your legs!"Emma sat on the floor, clutching sciss

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