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You Want My Life? Pay the Interest First
You Want My Life? Pay the Interest First
Author: Explosive King

Chapter 1

Author: Explosive King
The air at the dining table instantly froze.

Mom slammed her fork down onto the table so hard the porcelain bowls hummed. "Have you lost your mind, Irene Campbell? Why are you keeping score with your own brother?"

She sprang to her feet, jabbed her finger in my face, and fumed. "You're a woman. You're bound to get married off sooner or later. Why on earth are you competing with your brother?

"If you don't give this house to your brother, are you planning to hand our family's assets to an outsider? You're his older sister. Don't you know that you're supposed to look out for him?"

There it was again. In my previous life, those words, "You're his older sister. You're supposed to look out for him", weighed me down like a death sentence.

I had paid for my brother, Elio Campbell's, tuition, paid off his credit card bills, and even drained my savings to scrape together the down payment for his house. In the end, I had been bled dry until I couldn't even borrow 30 thousand dollars for my surgery.

Then, I died a miserable death in a hospital bed.

However, since I'd been given a second chance at life, there was no way in hell I was ever going to make the same mistakes again!

"Regardless if I get married or not, I'm the one who paid for this house, Mom. Since I bought it, I have every right to take it back." My tone was calm, yet it left no room for debate.

The plastered-on smile on Elio's face froze.

Before he could utter a word, Bonnie Smith, my heavily pregnant sister-in-law, who was sitting beside him, immediately burst into tears. "I know how hard you work for your money, Irene. Yet, Elio just changed jobs, and we still have to pay off our car loan every month.

"On top of that, we're about to have another mouth to feed. We really can't afford to pay you back."

After wiping away her tears, she noticed that I remained unfazed. Hence, she clutched her belly and wailed, "Mom, since Irene's determined to drive us to the wall, what choice do we have?

"I'm going to the hospital tomorrow to get an abortion. Better that than bringing a child into the world just to watch them starve with us!"

Drinking in her delicate and pitiful demeanor, I could feel a sickening, metallic tang rise in my throat.

In my previous life, when I was diagnosed with uterine fibroids, writhing in agony in bed and begging them to lend me 30 thousand dollars to save my life, Bonnie had told me money was tight and wouldn't even let me through the door.

However, the very next second, she posted a brand-new designer bag that cost 100 thousand dollars on her social media. The caption read, "This is a gift from my mother-in-law. Love you!"

Suppressing the nausea churning inside my stomach, I tugged at the corner of my lips and chuckled wryly.

"Whether you have an abortion or not is between you two. What does it have to do with me? I bought this house with my own money. Surely you don't expect me to foot the bill for raising your child, do you?"

After hearing that, Bonnie sobbed even louder.

Mom's heart went out for Bonnie. She spun around and shoved me.

My back slammed hard against the solid wood chair, sending a sharp pain shooting straight up my spine.

"Bonnie's carrying the only heir to our family, you jinx! Why are you making things difficult for them? Listen here, this house has to be transferred to your brother!"

I didn't say a word. Reaching into my bag, I pulled out a stack of bank statements bearing the bank's official seal and slammed them onto the dining table. "The down payment was 180 thousand dollars, and ten years of mortgage payments bring the total to 586 thousand dollars."

I pointed at the red seal, my voice cold and devoid of emotion. "Furthermore, in the last five years, Elio has charged 113 thousand dollars to four of my credit cards. I'll round it to 700 thousand dollars with principal and interest."

I pushed the account information toward the center of the table. "Once the money hits my account, I'll go to the housing authority with you to sign the transfer agreement. Don't even think about shortchanging me by a single cent, though."

Looking at the thick stack of bank statements, Elio blanched. "Irene… We're family. How could you keep all the evidence behind our backs? Where am I supposed to get 700 thousand dollars for you? You're driving me into a dead end!"

"She's not driving you into a dead end. She's driving me into a dead end!" Mom shot to her feet and launched into a furious tirade, pointing her finger at my nose. "I raised you, fed you, and clothed you, only for you to harbor bad intentions and scheme against your own brother!

"700 thousand dollars? You're not getting a single cent! The house is in my name. I can give it to whoever I want!"

I took in the three self-righteous faces before me, crushing the last laughable glimmer of hope in my heart.

"Good fences make good neighbors, and clear accounts make good kin. I have the transfer records for the house's down payment and every payment I've made toward the mortgage. Legally, that makes this a jointly funded property, and I have every right to my share.

"I'm giving you three days. If the money isn't in my account by then, I'll petition the court to preserve the assets and have this house forcibly auctioned off!"

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  • You Want My Life? Pay the Interest First   Chapter 11

    Time flew by, and two years passed in the blink of an eye. Without those bloodsuckers weighing me down, my life had changed dramatically in those two years. Thanks to my outstanding performance and decisive leadership, I had risen through the ranks and was now the company's regional director. I had bought myself a car worth more than 300 thousand dollars, and I was living an elegant and free life. Meanwhile, life for the Campbells had gone from bad to worse. Elio had worked himself to the bone in prison in hopes of receiving a reduced sentence. He behaved well and was rewarded with a six-month reduction. However, with an eleven-year sentence, it was still a distant dream for him to get out of prison. Bonnie remarried soon after her divorce. Her new husband was a divorced man who ran a wholesale seafood business. She had no intention of bringing her son into her new marriage, so she dumped the Campbell family's only heir on her parents and washed her hands of him. Mom, on th

  • You Want My Life? Pay the Interest First   Chapter 10

    Three months later, the civil court's final ruling was officially handed down. The house I had spent ten years paying off—the one Mom had secretly transferred into Elio's name—was put up for court-ordered foreclosure. After paying off the remaining mortgage, the proceeds from the auction netted 860 thousand dollars. Based on the contribution ratios determined by the court, my share came out to 620 thousand dollars. Mom, on the other hand, was left with a measly 240 thousand dollars. Because she was currently on probation and her movements were restricted, and Elio was still serving his prison sentence, she had no choice but to humiliatingly grant me full power of attorney to handle the final signatures and paperwork for the sale of the house. Mom sat in a wheelchair in the signing hall of the housing authority. Her hair was completely white, and her plump face had sunken. She looked like the walking dead.Her hand trembled violently as she gripped the pen, her eyes glued to th

  • You Want My Life? Pay the Interest First   Chapter 9

    Three months later, as the biting winds of early winter swept in with freezing rain, the criminal case finally went to trial in the district court. As the victim, I sat in the front row of the gallery. The moment the bailiffs brought Elio and Mom into the courtroom, I could barely recognize them. Mom was gaunt beyond recognition. Her hair, which had previously been dyed jet black and styled in glossy curls, was now more than half gray. Elio, on the other hand, looked like a walking skeleton, his eyes vacant. The judge struck the gavel, and the trial officially began. The prosecutor opened by reading the indictment, laying out each of Elio's charges—forging a company seal, defrauding the victim of 300 thousand dollars, breaking into the victim's house and committing robbery, and extortion. The moment the judge asked the defendant whether she disputed the allegations, Mom suddenly dropped to her knees in the dock as if she'd lost her mind. Her voice was hoarse as she wailed at th

  • You Want My Life? Pay the Interest First   Chapter 8

    A month later, the criminal case officially entered the public prosecution stage. Uncle Axel was the first unlucky scoundrel to face the music.That morning, he was standing under the old oak tree at the village entrance, bragging to anyone who would listen about the new house his son had just bought. The postal courier rode up on a motorcycle and handed him a court summons in front of the entire village. I had sued him to recover the full 80 thousand dollar loan, plus interest, and had also applied for a court-ordered asset freeze. The court immediately froze the bank accounts and pension account in his name.Uncle Axel's blood pressure shot through the roof. He nearly suffered a stroke on the spot.Not long after, Aunt Anna also received a court summons. I had my lawyer calculate the original 20 thousand dollar debt along with the accrued interest over the past year down to the last cent. I wouldn't let a single cent slide.That sent the dead family group chat into another fren

  • You Want My Life? Pay the Interest First   Chapter 7

    The officer in charge mercilessly cut Mom off, "The legal system doesn't bend to your whims, Nora. Do you think you can just take the fall because you want to? "The surveillance footage clearly shows that your son was the one who assaulted Irene, forged her signature, and masterminded the loan fraud! You're an accomplice and an accessory at best. No one can save him now!"After Mom heard that, her eyes rolled back, and she fainted in her chair.…Bonnie's comeuppance arrived even faster. After being kicked out of the hospital once the tests confirmed she was fine, she was so terrified that she packed her bags that very night and fled back to her parents' home.Yet, the moment she stepped through the door, her mother, who had learned that Elio had been arrested for fraud and robbery and was facing ten years in prison, immediately turned on Bonnie. "I told you the Campbells were unreliable, but you insisted on marrying into it, you jinx! Look at you now, married to a convict. Do

  • You Want My Life? Pay the Interest First   Chapter 6

    The financial crimes unit moved with far more speed and force than Elio had ever imagined. The following afternoon, I was called in as the victim to give my statement. Elio sat in the interrogation chair, his hands cuffed behind him. He held his chin stubbornly high as he brazenly defended himself. "Officer, you've got the wrong guy! That 300 thousand dollar online loan was taken out with Irene's consent! It's a personal loan between siblings. How the hell is that fraud? "Also, that whole home-invasion robbery thing is a joke! She signed that agreement willingly!" The more he talked, the more convinced he became that he was in the right. He even slammed his fist against the table. "That surveillance footage was definitely edited by her! She's just trying to frame me!"Detective Eden Lane, who was in charge of the interrogation, sneered and pulled out a thick stack of documents from the case file, tossing them onto the table in front of Elio. "Oh? Elio Campbell, you're still

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