Isabella's POV "Mr. Chadwick," I said, relief flooding through me. "Thank you for calling me. I was hoping you could help clarify some details about the claim process." "Of course," Mr. Chadwick replied, his voice professional and reassuring. "I've been in contact with Mrs. Elena Martinez, your… umm… former sister-in-law, and she's informed me about the change in beneficiary status following your brother's divorce." "Yes," I said eagerly. "The divorce papers were signed by Marcus before he died, which means I'm his only surviving relative and as such, now his next of kin and primary beneficiary." "Well I'm sorry to hear that," Mr. Chadwick confirmed. "I've reviewed the documentation, and everything appears to be in order. However, there is one additional requirement before we can process the payout." My heart sank at his words. I didn't need any more bad news. "What kind of requirement?" "Our company requires an autopsy to confirm that the insured died of natural causes.
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