On the night college applications closed, Kenneth announced something in the class’ group chat. [My friends, to celebrate, I’ll be treating everyone to dinner at Palatial Restaurant tonight! Make sure you come, all fifty-four of you!]That night at 8:00 p.m., in a private room at Palatial Restaurant, the table was laden with high-quality seafood and various bottles of alcohol. When the waiter brought the bill, he said, “The total is 48,600 dollars, sir.”Kenneth waved his hand like the amount did not matter. Before everyone, he took out his phone and deftly downloaded three loan apps on his phone.In a few minutes, he was able to pay 50,000 dollars. “Kenneth, are you… taking online loans to pay for dinner? The interest is really high!” someone pointed out softly. Kenneth picked up a glass of Hennessy and drained it. “That bit of interest is nothing! Once we start college next month and the referral rewards kick in, I’ll pay them all off!“Besides, once we join the top compa
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