Who Are The Main Characters In 'From Student Debt To Pack Debt'?

Kayla, a shy and introverted music major, is starting her first year of college with a mix of excitement and fear. With a scholarship in hand, she is finally able to pursue her passion, but she finds herself completely alone. Having bounced from foster home to foster home, Kayla never really belonged anywhere. Her unique colored eyes made her the target of teasing, and years of trauma have left her struggling with anxiety and PTSD. Her past has kept her from forming meaningful connections, and the idea of love and support feels like an impossible dream. Meanwhile, three powerful mafia kings—known as 'The Kings'—are on a mission. These blood brothers, triplets bound by a pact made in their youth, have searched tirelessly for their one true queen. Known for their brutal and ruthless reputations, the trio is feared across the world. Despite their many enemies, they have always had each other's backs, and they share everything—everything except the woman they were destined to love. After years of failure in their quest, they decide to take on roles as professors, hoping to finally find the one they've been searching for. When they meet Kayla, broken and vulnerable, will they be able to heal her heart and help her find the strength to open up? Or has her past scarred her beyond repair? What they don't know is that Kayla's story is more tangled than they ever imagined, and the truth about her origins may be more dangerous than they could ever have predicted.

When dorm picks opened, two beds were left. My hometown girl, Chloe Parker, beat me by a step and grabbed Room 501—the honors suite. That left me with Room 502, the rich-girl suite. In 501, the try-hards rode her nonstop. She made grad school. In 502, I ran errands and pulled five grand a month. At graduation, she snapped and shoved me off the roof. "It's all your fault. Without you, I wouldn't wake up every day buried in studying. How'd you stack hundreds of thousands in four years while all I got was a useless grad school offer?" I opened my eyes. Dorm selection day. Behind me, Chloe shoved past and lunged forward. "I'm picking first. I want 502."

I sold my $3,500 top-spec laptop for scrap for seventy dollars. In my last life, my roommate Caleb's laptop crashed right before his senior thesis deadline. "Noah, the submission portal is about to close. Please lend me your laptop!" I agreed without hesitation. Then he forgot to save his work, downloaded malware by mistake, lost his entire thesis, and had to repeat the year. Afterward, his parents and relatives stormed the university, accusing me of sabotaging his laptop because I was jealous of his graduate admission slot. The story blew up online. Everyone called me a vicious, scheming college guy. My father tried to clear my name and was beaten to death by extremists who thought they were defending justice. Because of that stain, every job search collapsed. In the end, I jumped from a building in despair. When I opened my eyes again, I was back on the eve of graduation defense. I had just sold the laptop cheap when Caleb came running in, covering his face and crying. "Noah, my laptop died. Lend me yours!" I kept playing on my phone without looking up. "If you're writing your thesis, go use the computer lab. Why come to me?"

After my family is burdened with a debt of 5,000,000 dollars, I become the only person in the family who can no longer afford to "die". Dad is trampled in the mud by our creditors, protecting what's left of my school tuition fees even if it means breaking his fingers. He roars, "You can hit me, but don't you lay a finger on my daughter!" At that moment, Dad's small, hunched figure becomes a debt that I can never repay in my lifetime. Meanwhile, Mom kneels before the creditors, grovelling in the mud as she begs for a few more days of grace. Burdened by Mom and Dad's love for me, I drop out of school and go to work at a factory to make as much money as I can as quickly as possible to pay back the debt. Ultimately, my landlord kicks me out of my lodging on Christmas Eve. I'm also sporting a high fever in the snow, but my wages from the factory are still unpaid. I call Mom and beg her to transfer just 50 dollars to help me out. However, she doesn't sound concerned or anxious on the other end of the line and utters in disgust, "Haven't you gotten your wages already, Carolyn Swanson? "How dare you lie to us? Who taught you that? If you can't afford to buy the meds for your so-called fever, then you might as well just die!" Then, she hangs up on me cruelly. I grip my phone in my hands, watching the snow falling from the sky. My hands feel even colder than the icy ground at this point.

The day my scholarship came through, I was about to send the money to my grandfather in the hospital. Then I suddenly heard a voice. [The Transfer System says that as long as someone eats or drinks something I give them, I can move their money away without anyone noticing.] [Julian just got his scholarship. He'll make the perfect test subject.] [If the transfer works, I can use the money to buy those sneakers I've been wanting.] That voice clearly belonged to my roommate, Caleb Foster. Puzzled, I was just about to turn around to confirm it when a bottle of water was set on my desk. Caleb smiled warmly and said, "Julian, thanks for picking up my package yesterday. Here, have some water." A second later, his delighted inner voice rang out again. [Drink it. Drink it. Once you drink this water, your money will be mine!] Seeing the expectation and greed he couldn't hide in his eyes, fury rose from the bottom of my heart. He knew full well that scholarship was my grandfather's life-saving money. I took the bottle with a blank expression. He wanted to transfer my money away? Then I'd make sure he transferred more than he could handle.

Before my wedding to Sophie Bennett, the impoverished student I've been sponsoring for ten years posts a photo on social media. "Successfully moved into the new apartment. Soph prepared such a big, soft bed for me!" In the photo, Zachary Wells lies sprawled on the wedding bed I bought for Sophie and my new home, taking a smug selfie with his hand waving at the camera. He's even wearing my wedding ring on his ring finger. Zachary also comments on his own post, "Just thinking about how I'm the first man to lie on this bed fills me with overwhelming happiness!" I reply with a question mark under his comment. The next second, Sophie's call comes through. "I'm just letting Zach experience the warmth of home. Why are you being so passive-aggressive?" In the background, I hear Zachary softly trying to calm her down. "Soph, he's not worth getting angry over." Hearing that, Sophie laughs and banters with him, then abruptly hangs up on me. The two of us have been together for ten years, from ages 18 to 28, and we've finally made it to our wedding day. But now, I no longer intend to go through with it.