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Charlotte Hawkins had everything—a powerful family legacy, a loving husband, and a best friend she trusted with her life. But on her birthday, her world collapses. After years of mysterious illness, Charlotte finally discovers the horrifying truth. The man she married, Vance Vardern, has been poisoning her slowly, waiting for the moment he secures control of her family’s company. And he isn’t alone. Standing beside him is the person Charlotte trusted most—her best friend. Betrayed by the two people she loved most, Charlotte dies knowing everything she built was stolen from her. But fate gives her a second chance. Charlotte wakes up three years in the past, before the poison destroyed her body and before she handed her future to the people who would kill her. This time she remembers everything. The lies. The manipulation. The betrayal. And this time, Charlotte refuses to be the naive woman they once deceived. Armed with knowledge of the future, she begins to rewrite her fate—protecting her family’s empire while carefully setting traps for those who betrayed her. They believe she is still weak. Still blind. But they are about to learn the truth. Charlotte Hawkins has been reborn. And this time, she will make them pay.

15 years ago, my father fell severely ill. Out of desperation, I sold one of my kidneys to raise the 300,000 dollars required for his treatment. Who would've thought that the moment the money reached my bank account, my wife, Isabella Marten, would transfer it all away? With the money meant to save my father's life, for which I'd sacrificed a kidney, she bought her brother-in-law, Phil Gentry, a luxury car. Dad passed away on the very night his surgery was scheduled because I couldn't afford the fees. Yet, with Phil at her side, Isabella chose that moment when I was at my most anguished to bring up the topic of divorce. My mother, Gloria Sonnier, was so enraged that she suffered a heart attack right then and there. The medical personnel on scene also hurled insults at Isabella in righteous anger. However, I readily agreed to Isabella's demands and even voluntarily walked away from the marriage with nothing. Thanks to my actions, Mom severed ties with me on the spot, and I became notorious among our relatives for being a wretched ingrate. I never bother to explain myself. It's not until 15 years later that I hear of Isabella and Phil's daughter getting accepted into the police academy. I contact the Office of Personnel Management. My opportunity for revenge, for which I've waited 15 years, is finally at hand.

I was a retired mercenary. A middle-aged man like me, without any ‘proper’ skills, could only work as a stockkeeper at a private company. On my first day at work, the warehouse lost an important item, and I was accused of stealing it. My new colleagues scoffed. "Hand over what you stole, you penniless loser! This warehouse hasn't lost anything for eight years. If you hand over the stolen item, we'll submit an appeal letter on your behalf when you get arrested by the police." I stepped forward to look at a mark left behind in the corner. "I can find what was stolen." The entire warehouse fell silent. When my boss arrived after hearing the news, he scrutinized me condescendingly. "If you can find the stolen item, I'll give you half of the company shares. If you fail, you'll have to pay with your life!"

I said yes to becoming Trevor’s girlfriend on a dare. He was geeky and so besotted with me which was a major turn-off. I broke his heart but soon I regretted what I did but it was too late because he was gone. After several years, we met again. There was no trace of the old Trevor because he became a good-looking hunky millionaire. Unfortunately, karma caught up with me. My used-to-be smitten and devoted ex only wanted one thing from me now, revenge. But I wondered if he could stick to his plan or if everything would backfire on him.

After my best friend, Penny Hallmark, found herself a wealthy man, she suddenly became a different person. I had done nothing more than glance at her husband, Martin Rembrandt, yet she slapped me hard across the face. “I treated you as my closest friend, but you dared seduce Martin right in front of me. He’s Chris’s brother! Have you no shame at all?” Her accusation brought tears to my eyes, but Penny resorted to locking me inside a reservoir. “What are you playing at anyway? Fine. Let me give you something to really cry about!” I nearly drowned, and she uploaded photos of me soaked to the skin, claiming online that I was behaving indecently. I became the target of cyberbullying, my boyfriend, Christopher Rembrandt, proposed a breakup, and in utter despair, I decided to end my life. Yet my best friend mocked me coldly. “Do you really think I don’t know your little tricks? You’re just pretending to be pitiful to gain sympathy, aren’t you? “That won’t do at all, Rose. Let me give you a hand!” She pulled out my breathing tube, and only when my life completely slipped away did she smile in satisfaction. “Good. Now I can enjoy both Chris and Martin’s affection.” When I opened my eyes again, I had transmigrated into the body of Chris’s mother, who had just passed away. Given a second chance at life, I was determined to make Penny pay. After all, the man she loved most was nothing more than a hopeless mama’s boy.

Four nerds. One humiliating night. Years later, they’re billionaires. Luke, Dru, Kyle, and Duke were laughed at once but now, they’ve come back for payback. Three women at the club that dismissed them? About to find out how much a billionaire sting really hurts. Revenge was the plan… but attraction, secrets, and chaos have other ideas. The Billionaire Payback: witty, sexy, and full of unexpected twists, where the game of love and revenge begins—and no one leaves unscathed.