Which Red Flags Appear In Reverse Mortgage Horror Stories?

On the day I go to the car dealership to pick up my car, I'm told that the previous salesperson has resigned, so a different salesperson will attend to me. Yet the first thing the salesperson does is say that I paid too little for the car and demand that I pay more to make up the difference. "The other salesperson is truly an idiot. How could he sell a car for 300 thousand dollars in cash? It's no wonder he got chewed out and quit. If you want to take the car, you'll have to switch to a five-year loan with an interest rate of 12%." I'm rendered speechless as he blatantly tries to extort me. "I've already paid and signed the sales contract. You're breaching the contract!" The salesperson scoffs. "So what? The car is with us anyway. If you're not going to pay the difference, don't even think of taking the car with you!" I can't help but chuckle. I calmly pull my phone out of my suit pocket. "Walter, place Mr. Paul Roland's loan application on hold for now. He's earning big bucks for his business. It seems like he doesn't need it anymore."

In my previous life, my husband had suddenly died of a brain hemorrhage, leaving behind a massive mountain of debt. For the sake of my son, who was still in high school, I sold the house my parents had left me, gritted my teeth, and worked three jobs to pay off the debt. Overworked and exhausted, my health deteriorated, and I eventually collapsed in the hospital. From my bed, I could hear my son, now a graduate from a prestigious university, smiling as he spoke on the phone. "Hello? Dad, it's me. Yeah, she's about to die. I bought insurance for her, so we should get close to one million. You and Aunt Rena should come back home right away." The "Aunt Rena" he spoke of was none other than my husband's childhood friend and neighbor who had known him for years. It turned out that the debts were all part of a massive money-laundering scheme between my husband and his childhood sweetheart. They had fabricated false accounts to hide their crime, and he had faked his death to escape the law. My son, eager to become the heir to wealth, had stood by and watched me work myself to death. When I next opened my eyes, I was back in the moment of my husband's feigned brain hemorrhage, the day it had all begun.

On the seventh day after my dad's passing, I head over to the funeral home to wrap up the aftermath of the funeral as well as pack up my dad's personal effects. That's when an employee stops me and demands that I cough up an additional 100 thousand dollars for the storage and preservation of my dad's corpse. I'm stunned, to say the least. Dad has already gotten cremated and buried a long time ago. His ashes are already deposited inside the graveyard, as we speak. So, how is his body getting stored and preserved throughout the week? I use facts and logic to argue with the employee. But he has the gall to threaten me with an impatient scowl on his face. "Stop yapping already! The system shows that your father's body is still inside the cold storage! It's been seven days, so you must pay 100 thousand dollars, no matter what! If you refuse to settle the payment, you can forget about taking your father's personal effects with you! "When the time comes, you have to cough up the additional charges as well! If not, I shall see you at court!" As I stare at the hostile employee, I can feel rage simmering in my blood. Still, I call every family member and relative I have to borrow 100 thousand dollars from them just so I can make the payment. With the receipt in hand, I walk into the police station right away. "Officer, my dad was cremated and buried seven days ago. But the funeral home decided to charge me 100 thousand dollars' worth of storage and preservation fees for no reason! I suspect that they didn't send my father off the proper way!" When the police show up at the funeral home, the same employee who threatened me looks alarmed. He quickly gets his manager, Mr. Lawson, to deal with the situation. Impatience is etched all over Mr. Lawson's face as he snaps at me, "Your father has already gone through the cremation process seven days ago. The procedure and all the receipts are intact. Don't you dare kick up a fuss irrationally now!" I let out a cold chuckle in return before showing Mr. Lawson the receipt. "I'm being irrational, you say? I've just paid for the storage fees of my father's corpse, and here's the receipt to prove the validity of the transaction! You must return my father to me today!" I thought the funeral home insisted on charging me earlier. Now, they'd better fulfill their side of the bargain by returning my dad's corpse to me without a single hair out of place!

I was always flying for work, so I left the whole renovation thing to my husband, Daxton Pruitt. This time, my flight got scrapped last minute, so I swung by the house to check in. The second I stepped inside, some woman named Mona Scambley, who claimed she was the designer, chucked a stack of invoices at me. Couples' lingerie display case: $15,000. High-end waterbed: $40,000. One glance at that pile of overpriced tacky nonsense made me nauseous. My brows pulled tight. "Ms. Scambley, this is a private house, not some couples' motel. What is all this?" Her face flipped in a heartbeat. She jabbed a finger at me. "The owner gave those orders. You're just the site supervisor. Disobey me again, and I'll have Mr. Pruitt fire you!" Then she spun around and called Daxton right there. I laughed, cold and low, about to ask what kind of clown show designer he'd hired—until I heard his voice. Gentle. Doting. "This is Mona and my love nest. We'll do whatever we want. Don't like it? Get out." I smiled, snatched the list from Mona, and nodded. "Sure." One week later, that overpriced waterbed showed up—Daxton, very much not smiling.

After my dad's 70th birthday banquet is over, I receive a phone call from my husband, Daniel Hayes, out of the blue. "This is bad, honey! The investor of my company suddenly fled after embezzling all of the company's funds! I need to fly overseas and tide this crisis out for the time being. You mustn't contact me at all for now!" All traces of sleep vanishes instantly. I make sure to tell Daniel to stay safe. After ending the call, I call the bank right away and have them freeze Daniel's cards on the spot. My dad is the investor of Daniel's company, after all. Right now, he's sleeping in the room next door because of how drunk he has gotten at the banquet. I'm interested in finding out just how Daniel manages to file for bankruptcy in the first place.

Because I was a cheapskate, I rented a cheap apartment. The catch? Someone had died in it. The soundproofing of the house was bad, and I could hear my neighbor’s wife moaning every night. But my other neighbor told me that there was no one living in the apartment next to mine.