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Isla Bennett survives on poverty math and a meagre $14.22 bank balance until Gabriel Hunt, the ruthless, intelligent CEO known as The Debt Collector, acquires her $250,847.36 inheritance debt and forces her into a clinical, eighteen-month contract marriage. Told through an alternating first-person POV, this dark romance and financial thriller exposes the cold utility assessment behind a billionaire’s search for an asset chosen specifically for maximum compliance. In a world where finance is a weapon and boardrooms are battlefields, Isla is dragged into a thirty-year revenge plot against the Black Swan, a price-fixing syndicate that murdered her father in 1988. As Gabriel deploys mafia-style tactical teams and extraction protocols to protect his interests, Isla begins a weak-to-strong transformation. She evolves from a waitress who feels like breathing, walking furniture, into an interim CEO capable of executing the hostile absorption of forty-seven companies to dismantle her enemies. Behind the silk dresses and staged performances of a perfect couple lies a lethal game of medical hostage taking and manufactured stress tests designed to prove whether she is Option Zero, the only variable that will not break. From the glass towers of Manhattan to the remote Morrison Estate, the bought variable must choose between the $4.7 billion profit of a ghost and her own sovereignty.

Nate is a rich playboy who doesn't care about women's feelings all he cared was his family, his car racer and his friends but that all changed when he met Sophia. Sophia is a french transfer student who comes from a middle-class family, she is a sweet girl who is the girl that wants no drama in her life. What will happen when those two will meet? She ended up being his tutor. She hates his arrogant, fuckboy way. And he loves her beautiful, calming smile. He needs her and will do anything for her. Heartbreak, jealousy, arrogant and mostly manipulation. What will happen between those two? Will they fall in love or nothing will change?

My boyfriend always said he liked independent women. So, whether it was paying for dates, hotel rooms, or even birth control, he insisted we split every expense. He always said, "I hate women who think men should pay for everything. They expect guys to buy them gifts on special occasions and even feed them while they eat. They're adults. Do they really think they're princesses? You're so much better." I told him I only agreed to split the bills because I knew he loved me. Then one day, I saw a message on his computer after he forgot to lock the screen. A female coworker had thanked him. "Thanks for treating me to dinner and even slicing the steak for me. Next time, I'll buy the movie tickets." My boyfriend replied almost instantly. "How could I let a lady pay?" I kept scrolling through their chat history. On a rainy night, he had driven across half the city just to take her home. Whenever she had a nightmare, he would stand outside her apartment building and stay on the phone with her until she fell asleep. That was when I realized the truth. He didn't love independent women. He only loved the convenience that came with an independent woman. Just then, he walked in carrying my cat. "Your cat can't be a freeloader. The expenses should be split three ways between the three of us. Since the cat can't pay, you'll cover his share too. That means you pay two-thirds, and I'll pay one-third. Transfer me 800 dollars."

At the New Year’s team-building event, the intern, Lilith Woods, did not obtain my approval and changed our suburban trip to a seven-day tour of Baline. “Mr. Lucian Stone, I hear a change of scenery can really spice things up. Don’t lock up tonight. I’ll come by for a deep dive into our collaboration.” She pretended to be drunk and fell into my arms while slipping the room key into my pocket in the process. To avoid suspicion, I did not return to the hotel. However, in the middle of the night, the police called me in for questioning—someone had reported a dine-and-dash. Only then did I realize that the reserved budget of $100,000 for the accommodation had long since been exceeded. Lilith had upgraded their room to a presidential suite, feasted on high-end seafood buffets, and even used company funds to buy luxury handbags! When I showed up at their private room, the interns were still casually taking king crabs and several unopened bottles of the Macallan Whisky with them. “Mr. Stone, you’re just in time. Could you please settle the bill?” Lilith looked utterly righteous as she said this with a grin. “Young people like us make mistakes, while adults help to pay the price. You’re not exactly short on cash, anyway. Just think of it as buying my happiness.” I stared at the $700,000 bill and paid it in silence. The next day, the payment invoices made their grand entrance in the group chat, accompanied by my pinned message. [Upon financial review, this team-building event does not meet reimbursement criteria. All expenses will be shared equally among the seven participants.] [Each person will need to pay $100,000, payable immediately. If payment needs to be deferred, please print the proof and submit it to the President’s Office.]

"I've transferred the three hundred-dollar rent to you. Thanks, Samuel." A contact named Misty has sent my husband, Samuel Tucker, a message on WhatsApp. I snatch his phone immediately, only to be stunned by what I see. "Rent? Samuel, you told me that this is the income you earn from your part-time job!" Samuel's expression freezes on his face. Then, he tries to snatch his phone back. "Darling, my brother has already passed away. It's difficult for Misty to raise two children on her own…" As I caress my tiny baby bump with a hand, I feel my heart sinking at his words. "Which residence is this rent for?" Samuel parts his lips hesitantly. A long time later, he finally tells me the residential area's name. I'm completely flabbergasted at that point. The luxurious apartment sitting in that particular area is an asset that my deceased parents have left for me. Also, the rent there is worth 10,000 dollars. Yet, Samuel has rented it out to my widowed sister-in-law, Misty Patterson, and her children for only 300 dollars!

Being neighbour with a cocky, obnoxious man isn't part of the plan. This is what Sophie Adams thinks of Tyler Duckstein. Tyler is a billionaire hiding out in his rental apartment where Sophie is his next door neighbour. When they meet on a blind date, Sophie begins to think of him differently. She needs a man to pretend to be her fiance just to escape her father's constantly organized blind dates and Tyler seems to be the best option. Without knowing about the fact that he is the real owner of her apartment and also a billionaire, she offers him something she considers mouth watering. Will Tyler accept such an offer from a proud, rude and sassy neighbor? What will happen when Sophie finds out that Tyler is not just the owner of the apartment where she lives in but also the CEO of a Multimillionaire textile company?