The Deficit Myth

I bought an apartment during a market slump, $30,000 below what others had paid for the same layout. I had just finished moving in when Linda Carver, the neighbor across the hall, stormed over. "Same unit, same building, yet you paid $30,000 less than we did. You need to make up the difference!" I froze for a second. She took it as fear and raised her voice, "If you had the guts to snap it up cheap, you’d better be ready to compensate the rest of us. Otherwise, don’t expect to live here in peace." I looked at her, so self-righteous it was almost absurd, and I laughed. I had just been discharged from a psychiatric hospital. Threaten me? If anyone wasn’t going to live in peace, it was her.

After I get hospitalized from a stroke, I tell my son, Raymond Thornton, to come to the hospital and pay for my hospital bills. But my daughter-in-law, Vivian Mills, mumbles in displeasure, "It's just a stroke, isn't it? Why is she being so whiny? Also, she's called you so many times! Is she asking you for help or ordering you to do her bidding?" I pretend to not hear Vivian's words. After that, I waited the whole night for Raymond. The thing is, he never shows up despite the fact that he has agreed to come to the hospital. The next day, he finally calls me on the phone. "Mom, if I'm not mistaken, there should be some money left in your medical insurance, right? Why don't you use that money to pay the bills for the time being? I'll make sure to care for you more in the future!" While Raymond is still making empty promises over the phone, I hear another voice appear in my mind. "Ding! An empty promise has been detected! Fair Balance System is now activated!" "Once I'm back, I'll buy the best medication for you!" "Calculation in progress. The amount deducted for the best medication available is 6599 dollars!" The next moment I know, I receive a text, stating that the money is now in my bank account.

Someone started a thread on a forum asking, [Do men become stingy with their wives after marriage?] The replies were full of women complaining about how cheap and calculating their husbands were. My husband, however, went in the opposite direction. After we got married, he handed me his payroll card to manage and kept only a few dozen dollars a month for his own expenses, as though he had truly given everything to me and to this family. I shook my head and was about to respond when my mother-in-law's call interrupted me. "Chloe, Josh's god sister is sick. She needs $4,500." My husband immediately slipped an arm around my shoulders and assured me, "Don't worry. We'll use my salary. You won't have to pay a cent." "Alright," I said. Seeing how certain he was, I transferred one dollar to him on the spot and added a note: Medical expenses transferred. When my mother-in-law saw the transfer, she flew into a rage, sharply accusing me of being jealous and petty, even withholding money meant to save a life. I remained unmoved. "That's all there is on the card." She completely lost her temper, threatening to come over and audit how many kickbacks I had supposedly pocketed over the years. I agreed to settle the accounts. That was when my husband suddenly lost his enthusiasm.

Four babies. A billion lies. One mess. Ares Langford is reckless, spoiled, and dangerously close to losing his billionaire inheritance. One more mistake and his father swears to cut him off for good. So when a cop pulls him over for speeding, Ares panics and lies. His girlfriend is giving birth, he claims. The officer insists on escorting him to the hospital. Desperate, Ares bribes a random nurse and finds a stranger who just gave birth to quadruplets. Tessa Monroe is exhausted, broke, and alone with four newborns she never planned to raise by herself. When a cocky rich guy begs her to play pretend for a million dollars, she agrees. But one lie spirals into a full blown scandal when Ares’ mother storms into the hospital, declares Tessa family, and whisks them all into the billionaire’s world. Now Ares is stuck playing baby daddy to four kids who aren’t his, pretending to love a woman he barely knows, and fending off his father’s wrath all while the world watches. What starts as a lie turns into the biggest twist of their lives. Will love bloom in the chaos or will the truth destroy everything?

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

To afford train tickets home for New Year's Eve, I searched for a part-time job and stumbled into a livestream that was practically throwing money at the chat. A young woman in a silk robe rested her chin on her hand. Behind her, a villa glowed under expensive lighting that reflected off polished marble floors. "Being kept in here is suffocating," she said in a voice that mixed boredom with sweetness. "My sponsor gives me more money than I can spend. Help me out. Take some off my hands." Cash drops flashed across the screen one after another. I tapped as fast as I could, my heart hammering. A few large ones landed in my account. I was close. One more would cover both my ticket and my boyfriend's. The streamer leaned closer to the camera. "He keeps saying my tear mole looks like his girlfriend's," she said, her mouth twisting with disgust. "So unlucky. Of all things, I had to match with some broke girl." My finger slipped. I had a tear mole under my eye in the same spot. The live chat flooded with questions. [How is the sponsor's girlfriend broke?] The streamer gave a short snort and reapplied her lipstick, as if correcting a minor flaw. "He's just messing around. He tricked her into 200,000 dollars in debt. She's so stupid she works multiple jobs to help him pay it off." A chill settled in my chest. My boyfriend also owed 200,000 dollars. She continued, her tone light, "The funniest part? He slept with me for three days. When he left, I asked if he was giving her a taste of honey." She smiled cruelly. "He said all he has to do is claim he's going to work a construction site hauling rebar. The idiot will feel guilty and deliver food all night. So he won't need to please her." Another large cash drop flashed across the screen. The total reached the exact amount I needed. My phone rang. Benjamin's name lit up the display. When I answered, his voice sounded worn down, as if it had scraped against concrete. "Via, we still don't have enough for the tickets," he said. "I hauled rebar and made a little over 40 dollars. I'm heading home now."