What We Owe To Each Other

My dad has died in a car crash when I'm seven years old. So, my mom marries her first love, Robert Hayes, and integrates me into his family. During the first meal with my new family, Robert announces a newly instated family rule. "From now on, we have to split the bills in this family." Once I eat a piece of steak, Robert tells me to pay him 300 dollars for the meal. I just look at my stepsister, Harper Hayes, who's digging into her meal happily. "Harper ate steak as well. Why didn't you ask her to pay you back, Dad?" "That's because Harper's my biological daughter. I love her, and she has the bloodline privileges," Robert answers. Then, I glance at Mom. So, Robert adds, "Your mom is my wife. I love her, which means she has privileges as well. But in your case, we're not related by blood, nor do we have any ties of affection with each other. I'm not obligated to raise you at all, Maddie."

My father raised me on one principle: fair exchange. If I wanted anything, I had to earn it myself. Fifty cents for washing the dishes. A dollar for mopping the floor. Five dollars for a perfect score on a test. To buy the pair of white sneakers I had been dreaming of, I spent three months collecting recyclables. In that house, I lived like a pieceworker, paid by the task. It was not until my senior year of high school that everything began to crack. I collapsed during morning study, my body worn down by years of malnutrition. The doctor said I needed better nutrition. My father stood by my hospital bed and started doing the math. "Three hundred for the hospital stay. Two hundred for medication. Chester, this all goes on your tab for the future." I turned my head and saw a boy in a school uniform in the next bed. His father was feeding him spoonfuls of chicken soup, his eyes red with worry. In that moment, the world I had known for 18 years fell apart. It turned out not every child had to earn their parents' love. After I was discharged, I went home and saw the pair of designer sneakers on my brother's feet; it was worth thousands. That was when I finally woke up. I tore up the family photo and, without hesitation, applied to the college farthest from home. Ten years later, my father called me in tears. My brother had taken all his retirement savings, sold the house, and run off with his girlfriend. He was left with nothing. No home. No one. I smiled and tossed him a rag. "Want a place to stay? Sure. It's 50 cents per window. Earn your own rent."

I saved the man who destroyed my family. Dr. Emma Lawson has spent five years hating billionaire Damien Cross. His corporate takeover crushed her father's company, shattered her parents' marriage, and forced her to work three jobs just to survive medical school. Then he crashes onto her operating table. Bleeding out. Dying. One slip of the scalpel. No one would question it. But Emma took an oath. Even monsters deserve to live. When Damien wakes with amnesia, his assistant offers Emma $200,000 to pretend she's his girlfriend. Just three days. One merger vote. Then she walks away. Emma agrees. Not for the money. For revenge. What she doesn't expect: Damien without his memories is nothing like the ruthless CEO she imagined. He's vulnerable. Protective. Looking at her like she's his entire world. What she doesn't know: Damien has been watching her for five years. The photo in his wallet. The surveillance files. The reason he destroyed her father's company. It was never about business. It was about protecting the woman he couldn't stop thinking about from a conspiracy that would have killed her entire family. As fake feelings become dangerously real, Emma discovers the truth: their families weren't destroyed by corporate greed. They were caught in a pharmaceutical conspiracy involving illegal human trials, billions in black market research, and a man who will do anything to perfect a drug that was never meant to cure. Some debts are paid in money. Some are paid in blood. But the debt between Emma and Damien? That one can only be paid in truth. She saved his life. He's been saving hers for five years. Now they have three days to save each other.

Just because I refused to help my nephew, Albert Wesley, pay for his wedding, my very own sister took me to court. When my sister, Jocelyn Guthrie, appeared in court, she wept as she spoke. "I worked myself to the bone, taking every job I could find just to support your college education. I endured endless humiliation, and it even ruined my health." "You have an annual income of a million dollars, yet you won't even spare a fraction to help me! You're even talking about cutting ties with me? Do you even have a conscience?" Seeing me sitting in the defendant's seat, unmoved, she trembled as she revealed the grotesque scars covering her body, even pulling out a disability certificate. "I was even injured because of you. I was struck by a falling object at a construction site, leaving my leg permanently disabled. Now... I can't support my son anymore, so I'm asking you to repay the tuition. Isn't that the least you should do?" My mother, Samantha Lawrence, and my brother, Andrew Guthrie, nodded along, backing Jocelyn up, condemning me for my ingratitude. The entire courtroom erupted in anger, voices rising against me. "What a monster! Her education has gone to the dogs!" "Don't insult dogs! She's even worse than an animal!" "Three hundred thousand dollars is too little! Your Honor, she must repay it with interest!" Watching their righteous fury, I could only feel a bitter sense of irony. She claimed she had sacrificed everything to put me through four years of university. But the truth was... I had never even been to college at all.

The notice of my mother's layoff sat on the kitchen table. Rent was due in three days. My younger brother's tutoring fees were already two weeks late. And my little sister, Stephanie, clutched her acceptance letter to the local public arts high school like she'd done something wrong. None of this would be happening if it weren't for me. My illness had taken everything our family had saved. I stayed in my room, leaning against the door, wanting to tell them I'd drop out of treatment—but I couldn't bring myself to open it. "Why did he have to fall sick?" My mother was crying, her voice low and tight, like the words were being forced out of her. "If it were just you both, Stephanie and Jamie, we'd be fine by now." "Mom, please don't say that." My brother and sister held her, barely holding back their own tears. "He's a burden… but he's still my son." Her voice cracked. "I just… I can't do this anymore…" I stepped back and sank into my chair. It wasn't an accusation. It was a verdict.

Isabella’s Herrera’s world unravels when her father’s reckless dealings with the notorious mafia boss Lorenzo Castillo leave her family drowning in debt. With her younger brother’s life hanging by a thread, Bella is forced into a dangerous bargain: herself as payment for her father’s sins. Lorenzo Castillo is a ruthless and calculating man, hardened by the violent underworld he controls. Bound by a code of power and loyalty, he has no room for emotions—until Bella’s fiery spirit and unwavering determination begin to chip away at his cold exterior. As the contract between them deepens, so does the dangerous attraction that neither can ignore. But Bella’s past is riddled with secrets, and as she navigates the shadows of Lorenzo’s empire, she discovers that not everything is what it seems. A rival mafia leader, Gabriel Moretti, is hell-bent on taking over Lorenzo’s empire, and Bella becomes the key to his plot. With her life now at the mercy of two powerful men, Bella is caught between love, loyalty, and survival. In the world of betrayal and bloodshed, can a debt born from desperation ignite a passion that could either save or destroy them both? A Debt of Passion is a gripping tale of forbidden love, power, and redemption, where every choice comes with a deadly cost, and every heart is a battlefield.