Unpayable Debt Novels & Stories

My husband, Julian Harlow, has died, leaving behind a five-million-dollar debt. I decide to inherit his debt right away. However, my best friend, Evangeline Frost, goes crazy from worry because of my decision. In my previous life, Evangeline had advised me to not inherit Julian's debt because he didn't have any assets. So, I signed the agreement to give up on inheriting his assets and declare that I had nothing to do with Julian in order to escape from the debt. But the debtors kept haunting me. They even kidnapped my son, Shawn Harlow, just to force me to pay the debt. The debtors were extremely violent and ruthless. On top of that, they kept using Shawn's safety as leverage over me. Every time they forced me to pay the debt, I felt as though I was being tormented slowly yet painfully. In just 24 hours, I asked all of my relatives for help, but I was only able to gather 100 thousand dollars. In the end, Shawn never escaped from his fate. I was sold to Northreach by the cruel debtors in order for the debt to be cleared. But that was when Evangeline claimed that her own son had finally returned to his roots, thus successfully inheriting the assets of a billionaire. I finally found out that said billionaire was actually my dead husband when I watched the news on the TV. Only then did realization dawn on me. Julian was pretending to be poor this whole time. It turned out that Evangeline's son was actually his illegitimate child. The assets that I had given up all went to Evangeline and her son in the end. Filled with resentment, I tried to escape back to the country in order to settle the score with Evangeline, only to die to the electric fence surrounding the slave camp in Northreach. When I open my eyes again, I've returned to the day Evangeline tells me to give up on the assets.

I sold my body to save my sister. I didn’t know I sold my future to the man who ruined my family. The clinic promised anonymity. A contract. A womb. A clean escape. Three months later, Lorenzo De Luca walked into my apartment and proved that was a lie. He is cold, powerful, and untouchable, the billionaire heir who buried my father and shattered my life the man who now claims the child growing inside me as his legacy. He says I stole from him. I say he stole everything. Now I am trapped inside his estate, bound by a marriage contract written in fear, carrying an heir he refuses to let go. He calls it protection. I call it a cage. But hatred is dangerous when it burns this close to desire. Because blood debts don’t fade And this one might cost us both our souls.

After my physical examination, I'm about to leave the pack infirmary located in my cousin's territory when a heavily made-up healer suddenly grabs my arm. She hisses, "Stop right there! You think you can break something in the infirmary and just run away? No way!" I look at her unfamiliar face and blink, feeling utterly confused. "What did I break?" She points to the crystal potion bottles on the shelves and wrinkles her nose exaggeratedly. "You reek, and your stench has contaminated all the potions, making them unusable! Alpha Xander bought these at a high cost, and all of it is worth 500 thousand dollars. There's also compensation for causing me emotional distress—that's another 200 thousand. "Altogether, that's 700 thousand dollars. Will you pay by cash or card?" My scent is a mix of violet and amber. It's noble and cool, like a winter dusk. Of course, not everyone loves this scent, but "contamination"? Please! I can't fathom why the infirmary in Xander's territory is operating like a scam. I laugh out of anger and say, "I'm Alpha Xander's cousin. I don't pay a single cent in his territory. If anyone has a problem with that, have Xander come say it to my face." But the healer only rolls her eyes. "You bitch, trying to use such lowly tricks to get my Alpha's attention? You wish! If you don't pay up today, I'll strip you naked and throw you onto the street so that everyone can smell how foul you are!" She has no idea who she's threatening. I take a deep breath and quickly contact my Beta. "Tell Xander—either banish this healer from the pack, or I'll banish him."

I fought with my husband, Alessio, the Don of the Moretti family, over the mistress who'd given him twin sons. The next day, he stormed into my bedroom and put a gun to my head. "Did you take my sons?! You vicious bitch!" While I was still in shock, he ordered his men to lock my eight-year-old daughter, Lucia, in the icehouse for three whole days of "training." He gave me an ultimatum: Lucia would stay there until I brought him his sons. Lucia froze to death in that icehouse. I returned with her death certificate in my hand, my heart a hollow stone in my chest, only to find him moving his mistress and their sons into the home we once shared. He was cheerful, dismissing the whole thing as a misunderstanding. He even had the audacity to tell me to go get Lucia to meet her "new little brothers." I just stared, tears tracking paths down my face, the life inside me extinguished. It wasn't until that thin piece of paper—the death certificate—fluttered to the floor that the color drained from Alessio's face. He finally realized Lucia was gone. Killed by his own blind, cruel pride.

They've called me a lot of things; Desperate, reckless and stupid. My name is Arthur Rowen, and three months ago, my world ended. My father was murdered—skull branded on his forehead like a sick calling card, Lionel family signature marking him as a traitor. My twin brother Asher vanished the same night without a trace, like he never existed. The police won't help because Lionel's own them. So I did what any desperate, reckless, stupid person would do: I got myself hired at The Pit of Lust, the Lionel family's underground sex club. The plan was simple: infiltrate, investigate, find Asher, get out. Then Andreas Lionel noticed me. Seven years older, dangerously beautiful, rumored to have appetites that would make a devil blush. The man who might have signed my father's death warrant. He wants me in his private suite, in his bed and under his control. Maybe I should run and while I'm at it, I should remember why I'm here but Andreas touches me like I'm something precious, not another pretty body in his collection. Fucks me like he's trying to ruin me for anyone else, while somehow making me feel whole for the first time in my life. The worst part? It's working and my legs are spreading with each passing night shamelessly. I'm falling for the man who destroyed my family. My brother is still missing and my father is still dead. And I'm still lying to the one person who's made me feel alive. They say revenge is a dish best served cold. No one warned me it would taste like whiskey and sin on Andreas Lionel's tongue Or that I'd crave the flavor like an additive.

To the world, Elena was a penniless orphan who struck gold by marrying the "Titan of Tech," Julian Vane. For three years, she endured his coldness, his mistress’s taunts, and the label of "trash" housewives. But when Julian tosses the divorce papers at her to marry a socialite, he triggers the end of Elena’s "Poverty Trial." The woman he discarded doesn't exist. In her place stands the sole heiress to the Everett Global Syndicate—a shadow empire that owns the very ground Julian walks on. As Julian watches his world burn, Elena isn't just seeking a divorce; she’s seeking a total liquidation. But as a new, more dangerous King enters the board, Elena realizes her revenge was only the opening move in a much deadlier game.

After I get hospitalized from a stroke, I tell my son, Raymond Thornton, to come to the hospital and pay for my hospital bills. But my daughter-in-law, Vivian Mills, mumbles in displeasure, "It's just a stroke, isn't it? Why is she being so whiny? Also, she's called you so many times! Is she asking you for help or ordering you to do her bidding?" I pretend to not hear Vivian's words. After that, I waited the whole night for Raymond. The thing is, he never shows up despite the fact that he has agreed to come to the hospital. The next day, he finally calls me on the phone. "Mom, if I'm not mistaken, there should be some money left in your medical insurance, right? Why don't you use that money to pay the bills for the time being? I'll make sure to care for you more in the future!" While Raymond is still making empty promises over the phone, I hear another voice appear in my mind. "Ding! An empty promise has been detected! Fair Balance System is now activated!" "Once I'm back, I'll buy the best medication for you!" "Calculation in progress. The amount deducted for the best medication available is 6599 dollars!" The next moment I know, I receive a text, stating that the money is now in my bank account.

The Lamb and the Butcher In a world governed by moonlight and tooth, Elara is a pariah—branded "wolfless" and framed for the death of her golden-child half-sister, Selene. Sold at a shadowy auction to settle a blood debt, she is claimed by Alpha Kaelen, a man driven by a singular, freezing desire: to make the woman he believes murdered his intended bride suffer. He binds her in silver and shadows, unaware that the woman he treats as a monster is his true, fated mate.

"Bianca, be a good girl and spread those legs of yours. Tonight, you belong to us." During the holidays, my husband, Ernest Bowman, has lost a card game against his three childhood friends, so he decides to pay off the debt by offering me to the men. The village men have never seen a city woman as dainty and delicate as me. That's why they get turned on right away. I struggle against them violently, but I can't stop them from spreading my legs forcibly. Thanks to the strong sensations overwhelming me, I can't help but get aroused by their actions, causing my panties to get soaked. "Settle down! Slutty women like you are meant to pleasure us!" After that, someone tears my soaked panties into shreds.

Lylia grew up in the province orphaned and poor, caring for a sick sibling and surviving through sheer grit. With barely any capital, she built a small eatery near the cockpit arena, their only source of income. Her world collapsed when she learned that Raze, the feared district captain, was the creditor of her late parents. To save her home and eatery from demolition, she accepted his cruel offer: marriage as payment for half of the debt. The rest would be paid by serving as a household helper in his home. Known as a strict and ruthless leader in District Abueña, Raze hid a dangerous secret, he was a billionaire tycoon. And when he returned to town, it was at the cockpit arena where he first saw Lylia, the woman destined to become part of his twisted plan. What began as a deal and a game would soon test hearts, would their forced marriage turn real, or leave one of them shattered in the end?