Payoff Chapter 13 Early Novels & Stories

"Alright, I'll lend you the money. But be aware, if you don't pay me back on time, I'm going to come find you." Chad Stanley failed to keep to the end of his bargain as the debt he incurred was just so much he that he made no profit. He had dreaded what would be done to him when his creditor came to collect, but to his surprise, she offered a settlement plan. One he should have thought about earlier, but he was glad to have found a way out of debt. Priscilla had offered him a contract to read the terms and conditions of the settlement agreement but he had eagerly signed it.

Calix pushed his glasses and indifferently said, “Please let me introduce him. This is Mr. Clarus Hart. He is the executive officer that the court sent to handle the debt dispute. “Based on the ‘prestige’ of your family, you could even chase the debt collectors away. Our company has to take some measures to protect ourselves. Mr. Hart is sent by the court. If you still dare to act violently, it’ll not be as simple as paying back the debt.” Johnson kept nodding. “Yes, I know. We won’t do anything for sure, but the $900,000,000 debt is too much. How is it possible for us to pay it all at once?” Clarus stood out. “The court naturally also understands this. We are not asking you to instantly pay

That was until I peeked at Amy's social media and saw fancier versions of everything he had ever given me. The pendant he gave me had one wolf tooth on it. He told me it was a prize for beating another pack's leader. However, Amy had a necklace with twelve wolf teeth. Her post said Adam had taken one off because thirteen was an unlucky number, so he had given her the necklace with twelve. It turned out I was just Adam's dumpster, where he threw the leftovers he did not want after pleasing Amy. When I first got that pendant, I felt so lucky and happy that I cried.

"Yes, Mr. Aldridge. But I believe we still have time before that payment is due. Isn’t that correct?" Aldridge met his gaze without blinking. "Under normal circumstances, yes. However, given recent events, the bank has decided to accelerate the repayment schedule. We require full repayment immediately." "Immediately?" Raphael's voice quivered with barely contained frustration. "We’ve been loyal clients for years. Surely there must be some flexibility?" Aldridge's expression remained unchanged. "I'm afraid not, Mr. Hawthorne. The bank’s decision is final." The Hawthorne men exchanged a tense look. After a brief, tense silence, Raphael gave a resigned nod. "Fine.” Then he turned to Marcus, “Ha

He immediately complained, "Mr. Richmond, I hate to say it, but you've been behind on our payments for three months now. "Ms. Hurley keeps giving us the runaround. If this goes on any longer, I won't be able to pay my workers' wages." "I understand," I said with a nod. "That's why I'm here today as a creditor to formally notify you both. "According to my personal loan agreement with Jennifer, in the event the project cannot repay its debt to me on time, I have the priority right to claim all liquidable assets under the project's name. "That naturally includes any future accounts receivable that might be payable to you."

“What if I tell you that I will double your pay? Make it three months into one month for this month, and you'll still get your normal pay by next month.” My breathing quickened, sweat wet my palm, and my mouth dried up as my brain launched into calculation. Three months' pay in one month will cover more than half of Rodriguez's debt, and all I need to add is just ten thousand dollars from my savings, and I would be free from debt forever. The deal was so tempting to ignore. Fuck. What should I do? I couldn't say no. It's too good a deal to pass up. At least I won't have to keep working even after graduation to pay Rodriguez. I wouldn't have to see his face either.

“Told you she’d pick it apart.” Kieran didn't blink. “The clause stays. Our public relations team handles the narrative. As long as you don't do anything intentionally foolish.. your money is secure. The first wire transfer of two hundred and fifty thousand dollars will hit the escrow account the moment both signatures are on that paper, your student loans are already being processed for payoff.”

“But you have cost Mr. Volkov time and inconvenience. You left the country. You made him chase you. So the new amount is seven million dollars. To be paid within forty-eight hours.” “Forty-eight hours? That’s impossible!” “It is very possible. You have access to twelve million dollars, yes? Seven million is quite reasonable.” “I don’t have access to anything. That account is—” “Please, Mr. Ashcroft. We both know you are working to access it. So here are the new terms: You have forty-eight hours to transfer seven million dollars to the account I will text you. If you do this, your debt is cleared. You and your girlfriend can go on your way.”

“Medical bills, interest, late fees, everything your family owes Calloway Financial disappears the moment you sign.” She scanned the pages, biting her lip. “And there are no tricks? No hidden clauses that suddenly make me owe you even more later? I’ve heard horror stories about these kinds of contracts.” “No tricks,” I assured her. “I had my legal team write it in plain language. Read it carefully. You’ll see it’s straightforward. Debt forgiveness in exchange for sixty days of your time. Everything is spelled out.” Serena flipped another page, her eyes moving quickly. “It really says ‘all outstanding balances zeroed.’ I just… I can’t believe this. People don’t just erase hundreds of thousand

"We have a payment schedule. We're not in default." "The new lender is exercising an early-call clause buried in the original terms," the business manager said grimly. "Perfectly legal, if aggressive. We have thirty days to produce the full amount, or they take the collateral." "What's the collateral?" A pause, heavy and telling. "The estate," he said quietly. "And a controlling interest in what's left of the family's investment portfolio." Chloe closed her eyes, understanding settling over her with cold, sinking clarity. "Who's the new lender?" she asked, though some part of her already suspected the answer.