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Frozen Funds, Dead Consequences
Frozen Funds, Dead Consequences
Author: Everlasting Peace

Chapter 1

Author: Everlasting Peace
I stared at the innocent-looking face behind the glass partition, took a deep breath, and pushed my ID card back through the slot.

"Hello, I need this freeze lifted. That money is for Karl Young's mother's surgery.

"Ma'am, even if you know our branch manager, rules are still rules."

She sat upright behind the counter, maintaining that perfectly polite smile.

"Carmen Sanders, do you even know what this money is for?"

I swallowed the metallic taste rising in my throat. My hands were shaking.

"I don't care whether you're doing this out of personal spite or for some other reason.

"Unfreeze my account. Right now."

The intern let out a soft laugh and leaned toward the microphone.

"Oh, Ms. Nolan, listen to yourself.

"I'm just a junior teller. How would I dare abuse my authority?

"Besides, this is for your own good.

"You said your mother is sick, but what if it's a scam?

"There are so many fraud cases these days. As a bank employee, it's my responsibility to protect customers."

My phone started vibrating wildly in my pocket.

The hospital.

I answered immediately, and the nurse's anxious voice burst through the line.

"Ms. Nolan, the patient's blood pressure is unstable!

"Has the surgery payment gone through yet? The anesthesiology department is chasing us!

"If the payment doesn't arrive soon, we're going to miss the critical treatment window!"

My heart clenched so hard it hurt.

"I'm at the bank right now! I'll handle it immediately!"

The moment I hung up, I nearly threw myself against the bulletproof glass.

"Carmen, I'm begging you!

"Just let me transfer the money first! Investigate whatever you want afterward!

"This is someone's life!"

People around the lobby had already started whispering among themselves.

"She looks decent enough. Who would've thought she scams elderly people out of their savings?

"Seriously. Scammers these days are incredible actors.

"The teller is just doing her job. This woman is being ridiculous."

Listening to the murmurs around us, the smugness on Carmen's face only deepened.

She picked up the intercom beside her, her voice sickeningly sweet.

"Security, could you come to Window Three for a moment?

"There's someone causing a disturbance and affecting other customers."

Two security guards rushed over carrying rubber batons and grabbed me by the arms from both sides.

"Ma'am, you need to leave. Stop interfering with bank operations!"

I struggled desperately. "I'm not leaving! I need to withdraw my money! That money belongs to me!"

"I want to see your branch manager! Get Karl out here!"

Carmen covered her mouth as she laughed, her eyes full of contempt.

"Mr. Young is in an important meeting right now.

"You're shouting his name in public like this. How embarrassing for him.

"If he knew you behaved with such poor manners…

"He'd probably be fighting with you the moment he got home."

I stared at her carefully made-up face.

A wave of nausea twisted violently in my stomach.

So this was the 'sweet and sensible' intern Karl always talked about?

Over jealousy, she was actually playing games with someone's life.
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  • Frozen Funds, Dead Consequences   Chapter 8

    "Ms. Nolan, please help me... I'll beg if I have to..."I turned and walked away.Behind me, I could hear the prison guard shouting at her.For people like that, even giving them a second glance was a waste of life.Karl's ending was even worse.He was charged with multiple crimes: embezzlement, illegal lending practices, negligent homicide, and more. With all charges combined, he was sentenced to fifteen years.I attended the sentencing.His head had been shaved clean, and he had lost so much weight he barely looked human anymore. He seemed to have aged twenty years overnight.The moment he saw me sitting in the gallery, a flicker of light appeared in his eyes, only to fade away just as quickly.After the hearing, he requested to see me.I agreed.Separated by a pane of glass, he held the phone receiver with trembling hands."Carmen... how is everyone at home?"Does... does the child miss me?"I looked at him calmly."Everything's fine at home. Better than when you were

  • Frozen Funds, Dead Consequences   Chapter 7

    There were photos of him and Carmen checking into hotels together.There were even recordings from a dashcam, capturing the disgusting things they did inside the car."I may be a housewife, but I'm not an idiot."Karl, did you really think your dirty little secrets could stay buried forever?"I wanted to leave you some dignity. For the child's sake, I was willing to endure it."But the one thing you never should have done was gamble with your mother's life."I've already sent all this evidence to your bank's disciplinary committee."And the footage from the bank earlier? I sent that to the media too."Mr. Young, your good days are over."Karl trembled violently before collapsing onto the floor like a pile of mud, slumped beside his mother's corpse.He knew it was over.Not just his marriage, but his career, the future he valued more than anything.Even his freedom.Because that so-called 'high-risk transaction freeze' had never been an automatic system interception.He ha

  • Frozen Funds, Dead Consequences   Chapter 6

    "Honey... honey, hit me if you want!"I'm a piece of sh*t! I'm not even human!"How could I not believe you? How could I hang up on you?"Let's go to the hospital! Right now!"Maybe... maybe it's not too late to save her!"Doctors always exaggerate things these days, right?"I took a step back, avoiding his filthy hands.Looking down at him, I suddenly found the man in front of me both pathetic and disgusting."Karl, it's too late."Dead people don't come back."If you go now, the only thing left to do is explain to your mother's corpse why she died."And I'm not your wife anymore."We're done."I turned toward Officer Tanner, who was still standing there in shock."Officer, your body camera recorded everything just now, right?"He froze for a second, then nodded heavily.His eyes were filled with both sympathy and anger."Yes. Every word.""Good. Thank you."I pulled the 'Transaction Rejection Form' that Carmen had thrown at me out of my bag.A bright red official

  • Frozen Funds, Dead Consequences   Chapter 5

    A deathly silence filled the room.Carmen's fake sobbing stopped abruptly.The anger frozen on Karl's face stiffened into something else entirely.He stood there like a statue, eyes bulging so wide they looked ready to fall out. His lips trembled, but for a long moment he couldn't force out a complete sentence."W-What did you say?"Who... who died?"No... that's impossible... impossible..."He suddenly snatched my phone and roared into it before the call had even disconnected."Hello? Doctor! This is Karl! I'm her son!"There has to be some mistake!"My mom's always been healthy! How could she possibly be dead?"Did Jane hire you people to act this out? Huh?"Answer me!"The doctor on the other end had clearly lost patience with his attitude. His voice turned ice-cold."Mr. Young, please show some respect for the deceased, and for our profession."The patient suffered a sudden cerebral hemorrhage. By the time she arrived, she was already in a deep coma."We repeatedly

  • Frozen Funds, Dead Consequences   Chapter 4

    Since reason would not work.Since calling the police was useless.Since even my husband could not be relied on.Then don't blame me for losing my mind.I rushed forward and grabbed the red fire extinguisher by the wall. The heavy metal canister felt ice-cold in my hands, just like my heart.A wave of screams broke out around me as the crowd stumbled backward. Even the security guards went pale, clutching their batons without daring to come closer."What are you doing?! Put that down! Put it down right now!"Carrying the extinguisher, I walked step by step toward the counter.Through the glass, I locked eyes with Carmen. Terror was written all over her face."Carmen, I'll ask you one last time."Are you processing it or not?"She clearly had not expected me to actually go this far. She shrank back instinctively, but her mouth was still stubborn."Y-you dare smash up a bank?"That's a serious crime! You'll go to prison!"Security! Call the police! Grab this crazy woman!"

  • Frozen Funds, Dead Consequences   Chapter 3

    "My mother had a brain hemorrhage. She's in the hospital being resuscitated. We urgently need two hundred thousand."That intern teller, Carmen Sanders, froze my account."I need you to call her right now and tell her to unlock it."There was a two-second silence on the other end.However, what came back was not panic.It was something colder. Deeper disgust."Jane, if you're going to make up excuses, could you at least make them believable?"Mom was perfectly fine when she went out to buy groceries this morning."How did she suddenly end up with a brain hemorrhage?"Are you trying to check up on me again?"Or are you deliberately causing trouble because Carmen is here?"I was trembling with rage, gripping my phone so tightly I could barely hold onto it."Karl! Do you seriously think I'm that kind of person?"The critical condition notice from the hospital is right in front of me!"If you don't believe me, call Mom yourself!"Her phone is at the nurse's station right now

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