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I Owe 800,000 Dollars
I Owe 800,000 Dollars
Author: Perfect Timing

Chapter 1

Author: Perfect Timing
On the day of my engagement, both families gathered to discuss my marriage with Jason Lane.

Everything was going smoothly until a relative from Jason’s family laughed and said, “Who would have known that Jenny was this good at handling money? Over the past four years, she has saved quite a lot for Jason. Now there’s enough money for the wedding, and the parents would have nothing to worry about at all.”

I was baffled. Me? Saving money for Jason?

Before I could figure it out, Jason’s mother began wiping her tears. “You truly are my good son. You were afraid of burdening us, so you saved enough for the wedding on your own. I’m proud of you, Jason.”

…What?

Jason’s relatives were all touched by this scene.

Jason grew emotional as well. He immediately held my hand. “I gave you $20,000 every month. That amounts to $960,000 over four years. Even after expenses, there should be at least $800,000 left.

“I cannot bear to let my parents empty their retirement savings for my marriage. We will use my savings. We’ll take out $600,000 for the down payment on the new apartment, and we’ll set aside the remaining $200,000 for you.”

I was dumbfounded as he went on. “Your family can cover the renovation and buy the furniture and appliances. We can put both our names on the deed. $800,000 will be enough. Jenny, I hope you can accept it. This is the most I can give you.”

My parents believed him. They truly thought Jason had given me $800,000 to save. Because of this, they started to see him in a different light, and their admiration deepened.

My mother even agreed on the spot and agreed to buy furniture and appliances. “Since Jason has made such a sincere offer, we’re also fine with it.”

Around us came envious voices. “How nice. Both families are generous and agreeable, and Jason is responsible. Their days ahead will surely be prosperous.”

I could not join in the enthusiastic atmosphere. I pulled my hand out of Jason’s palm. “Are you certain you saved $800,000 with me?”

The relatives who had just been praising us looked confused.

Facing everyone’s gaze, Jason stiffened, then straightened his back. “Of course! I gave you $20,000 every month. That is $240,000 a year, and $960,000 after four years. Even after expenses, it’s reasonable to have $800,000 left.”

I laughed in disbelief. “You’re saying your yearly expenses are only $40,000? That means you spent just over $3,000 a month? Jason, think before you speak.”

As I piece it together, unease crept over me.

If I went along with this supposed $800,000 in front of everyone today, I would never be able to deny it later.

Jason did not even bother to think. He blurted out, “Of course! I do not smoke. I only drink with friends sometimes. How much could I possibly spend each month?”

My expression darkened. “What if I told you there is not a single cent left?”

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  • I Owe 800,000 Dollars   Chapter 9

    When Jason picked up, he was overjoyed. “Jenny, do you finally wish to get back with me? You called me first! I knew you could not bear to leave me. We have been together four years…” I could not be bothered to listen to his rambling. “Which one of your family members went around our neighborhood saying we are getting married, and that I’m pregnant?” He froze for a moment. “I don’t know… Back when we were on good terms, I often came to your house. We were already talking about marriage, maybe people just surmised it and spread it around.” After four years with him, I knew him too well. When he told the truth, his tone was steady, almost flat. When he lied, his words rose and fell. I nearly ground my teeth to pieces. “Jason, whether you know about this or not, it does not matter. It’s impossible between us. Even if people say I am already pregnant, even if they say I have already given birth and am at home recovering, I will never marry you! Your entire family disgusts me!” I

  • I Owe 800,000 Dollars   Chapter 8

    That night, Jason got drunk and showed up downstairs at my building. Through tears, he sent me voice messages. “Baby, I wronged you. Please forgive me, okay? My mom went behind my back and borrowed that money from you. She gave it all to my uncle. “She told me at the time that she and Dad needed money, so she had asked you. Later, she told me she had already paid you back. I believed her, and I trusted you, so I never questioned it. I did not expect this at all.” It was no wonder his mother had suddenly stopped us from settling the accounts on the day of the engagement. She must have remembered that the missing money had been squandered by her brother. But by then, it was far too late. I told Jason to leave. There was no future between us. If he was willing to write an IOU and repay me in installments every month, I could hold off on taking him to court. Jason shamelessly begged me. “Baby, can’t we just get back together? Tomorrow, we can get the marriage certificate. From

  • I Owe 800,000 Dollars   Chapter 7

    Jason went silent and refused to respond, because he knew the things I gave him were all genuine, and he could never afford to pay me back. No matter how much I messaged him, he ignored me. I had no patience left, so I sent him one final warning. “You have three days to return the money. If not, we’ll see each other in court. I could also go to your company, and we can talk face-to-face.” My threat worked. He finally replied, “I was just being impulsive. I was afraid you would really leave me. I never thought you would return everything I bought for you.” His remorseful act had come far too late. He was not afraid of losing me. He was afraid of my demands. When I did not back down, he went quiet again. I was not afraid. He valued his job a lot, because that was the one thing his entire family could brag about back home and among their relatives. He feared I would ruin it for him. The court summons reached Jason. Unexpectedly, his mother came again, this time openly, a

  • I Owe 800,000 Dollars   Chapter 6

    On the third day after everything happened, Jason’s mother came to my door. Seeing that she had come alone, wearing a hat and a mask, I knew right away there were ulterior motives. My father opened the door. He did not greet her warmly, and neither my mother nor I bothered to be nice. I sat on the sofa eating fresh cherries without even lifting my eyes. Jason’s mother forced a smile and sat down beside me. “Jenny, things between you and Jason should not have gotten this bad. I never wanted this. Yesterday, everyone was too impulsive. I have always liked you, and I truly hoped you two could be together. “About the apartment, we will think of something. As for the $200,000 Jason left with you, if you spent it, then so be it. Once he earns more, he will spend it on buying gifts for you. Is that all right?” She showed me just how diverse human beings could be. I was so shocked that I widened my eyes. “Mrs. Lane, you came here today without Jason or his father knowing, right? Yo

  • I Owe 800,000 Dollars   Chapter 5

    Jason was stunned. “Mom, what are you doing?! That phone cost several thousand!” His mother could not come up with an excuse. She held her head, then tilted it to the side. “Oh no, I feel so dizzy, it must be from when I got hit earlier. Take me to the hospital, quickly…” Before leaving with his mother, Jason spat out a threat at me, telling me to just wait until he settled scores with me, and that he would come back after he finished calculating everything. The crowd dispersed, leaving only me and my parents. Looking at the scratches on my mother’s face, I could not hold back anymore. I had not cried when I was slapped earlier, but at that moment, the tears would not stop. “I’m sorry, Mom, I dragged you into this.” My mother gently patted my back. “Who has not misjudged someone when they were young? I don’t blame you. I’m just afraid that you…” I knew what she wanted to say. “Afraid I will not let go? Today, their entire family showed their true colors. If I still tried to

  • I Owe 800,000 Dollars   Chapter 4

    The strange scene was completely taken in by me and my parents. Jason was confused. “Mom, what are you doing? We have to settle this clearly; otherwise, how could this marriage go on? Earlier on, you also—” His mother quickly covered his mouth, then forced a dry laugh as she turned to my mother. “We were impulsive just now. We spoke too harshly. But with so much money involved, of course we got anxious. Please do not take offense. We have embarrassed ourselves. “We are one family, not two. Jason’s money is also Jenny’s money. There is no need to calculate every penny. Everyone must be hungry. Why not let the waiter serve the food first?” But Jason was not letting matters go. He pushed his mother’s hand away. “Mom! How can we eat at a time like this? If what Jenny said is true and all my money is gone, how am I supposed to get married? Should I burden you two by making you use your own savings? I will never do that! “If she does not settle the accounts with me today, I will ne

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