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Chapter 12
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Mom, Where Did My $800,000 Go? Chapter 13
“At two in the morning, you told me you might go to prison. I was completely stunned. The properties couldn’t be sold immediately, and I truly had no cash on hand.“I called you afterward, but you didn’t answer.”“I was wrong. Next time something urgent happens, no matter whether I can help, I’ll tell you first, ‘I’m here.’“I’ll never hang up on you again and leave you worrying.”I felt the two remaining property deeds in my pocket.Then I touched the old debit card in my wallet. Every month, $4,600 was deposited into the account on the twenty-third without fail.The balance had already climbed past $120,000, and I always assumed it was some kind of banking error.I remembered when I first started my e-commerce business three years earlier. I slept on the warehouse floor every night and survived on cheap takeout.Customers yelled at me, the platform fined me, and I had only $400 left in my account. I almost could not keep going.Back then, my mother took a twelve-hour train to Harbor
Mom, Where Did My $800,000 Go? Chapter 12
She marked the $80,000 she spent on health products with a large red X and wrote that she would never buy anything like that again.As for the $10,000 owed by our relatives, she noted that my uncle was supposed to repay it by the end of the year. She had already reminded him.Mandy nodded enthusiastically beside her, raising both hands high in agreement.“Exactly. I completely trust Mom to manage the money. I even want to learn how to invest from her.”Ryan set down his fork, guilt weighing on his voice.“Larry, I lost the $140,000 I used to open the shipping depot. I was irresponsible.“I’m working at a friend’s delivery depot now. I earn $1,600 a month, and they provide my meals and a place to stay.“Except for a few everyday necessities, I save everything I earn so I can repay you little by little.”As he spoke, he took out a savings statement and handed it to me. It showed that he had already saved $6,000.My mother quickly waved him off, patted him on the back, and pushed the stat
Mom, Where Did My $800,000 Go? Chapter 11
As we walked away, my uncle muttered that family shouldn’t be so calculating with money.My mother snapped, “Why didn’t you remember that when you came asking for a loan?”Our second stop was my aunt’s house. She borrowed $6,000.When she saw us arrive, she wiped away her tears and said her daughter’s high school tutoring fees were too expensive. She genuinely had no money to repay us.My mother pointed at the brand-new seventy-five-inch television in the living room.Then she pointed at the latest iPhone in her daughter’s hand.“That television cost more than $4,000, and that phone cost over $1,400. You expect me to believe you can’t repay a $6,000 debt?”My aunt’s sobs caught in her throat, and her face flushed crimson.She eventually transferred $4,000 and promised to repay the remaining $2,000 within three months.We visited the rest of our relatives one by one.We argued, pressured them, and kept showing up for five days straight.In total, we recovered $30,000.The remaining $10,
Mom, Where Did My $800,000 Go? Chapter 10
“What if she has other plans for the properties? Besides, keeping them and collecting rent is too good to pass up.”I suddenly realized that my mother might actually be very reliable when it came to managing money.That same day, I finished replacing the warehouse’s fire-safety equipment.I sat on the steps outside the convenience store beneath my office and called my mother.I told her I planned to sell one of the properties and use the proceeds to repay Tom the money that had saved me.She agreed without hesitation.She said I should sell the loft apartment in Harbor City’s western district because it had the best location.A real estate agent had already asked about it three times, and someone just offered $840,000.I contacted the agent my mother used when she handled the paperwork and asked her to list the apartment.The buyer happened to be another e-commerce seller who previously inquired about purchasing inventory from me.He knew I was Larry Watson and accepted the asking pric
Mom, Where Did My $800,000 Go? Chapter 9
I thought my mother was unreliable, secretly squandering the money I had worked myself to the bone to earn over three years.It turned out she had not wasted it at all. She held on to every cent and quietly built me the most secure future possible.I finished the last bite of my meal, set down my fork, and wiped my lips.Three property deeds bearing my name sat on the table. Beside them lay my mother’s debt collection list and the little notebook where she had secretly tracked Harbor City’s property prices for the past two years.Only one thought filled my mind.She was my mother after all.I stayed home for a day and went through every account with my mother until everything was clear.The next morning, I bought a train ticket and reached Harbor City shortly after three in the afternoon.When I unlocked the door, I heard Mandy livestreaming from the spare bedroom.Her voice was bright and energetic as she introduced her viewers to new beauty samples for her e-commerce business.I did
Mom, Where Did My $800,000 Go? Chapter 8
Last year, Dad broke his leg and was hospitalized. I transferred $10,000 to Mom for his medical expenses, but she immediately transferred it back into this account.I stared at my phone screen, and the heaviness that had been weighing on my chest suddenly vanished.“Then… when I called you that day and asked for $60,000 to compensate the customer, why did you say you had no money?”My mother’s eyes immediately reddened.“I was asleep at the time. You called around two in the morning, and I was completely disoriented.“I heard how badly your voice was shaking. You said you had to pay $60,000 or you would be sued and sent to prison. My heart just seized up.“I even dropped the fan I was holding. I wanted to tell you about the properties, but I was afraid you would panic and sell them off to an agent for far below market value.“Someone in the same neighborhood needed money recently and sold a 1,290-square-foot rental house for only $640,000. That was nearly $400,000 below its market valu
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