I liquidated my investment fund and lost money to fees, leaving me with only $4,000.Along with the $16,000 I had on hand, I scraped together roughly $20,000.I was still short by $40,000.Dawn was breaking. The smell of fresh coffee from a nearby diner drifted through the air. I was starving, but I couldn’t bring myself to eat.As I crouched on the steps and searched through my contacts, I tapped Tom’s number.He had been one of my suppliers for two years. The last time a sudden surge in orders left me short of money to pay for inventory, he arranged an overnight shipment for me without asking for anything in return.I called him with the last of my hope. He answered after two rings, and the roar of factory machinery came through the phone.“Larry? Why are you calling this early? I thought you went to Westhaven to source products.”“Tom, I just got back to Harbor City. There was a fire at my warehouse, and I have to pay a customer $60,000. I’m still short by $40,000. Could you…”Befor
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