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Chapter 2

Author: Roselle
Joe had borrowed the laptop exactly three months ago.

"What are these parts worth now?" I asked.

"On the secondhand market, the CPU is valued at approximately 80 dollars. Both RAM sticks are worth about 60 dollars in total. The SSD is around 20 dollars. The GPU core and VRAM are approximately 100 dollars. Altogether, the total does not exceed 300 dollars," he replied.

I frowned. "And the original configuration?"

"The original CPU alone is worth 1,300 dollars. The RAM sticks are 2,300 dollars. The SSD is 900 dollars. The GPU core is 2,800 dollars. Together, these four parts come to 7,300 dollars."

The original components were worth 7,300 dollars in total, while the replacement parts were only worth 300 dollars on the secondhand market, leaving a difference of 7,000 dollars.

"What about the warranty in a case like this?" I asked.

"Unauthorized disassembly and component replacement are considered user-caused damage. This is not covered under warranty. Because the original parts have been removed, it is effectively property loss. You should seek compensation from the person who borrowed the laptop," the technician said.

I paid 50 dollars and received an official inspection report stamped with the company seal.

When I left the service center, I called Joe.

The phone rang six times before he picked up. There was loud background noise, like he was in a shopping mall.

"Hey, Mike?" he answered lazily.

"I need an explanation about the laptop," I demanded.

"What laptop? I already returned it to you," he said, acting as if he had no idea.

I paused, then added, "I went to the official service center today. The report shows that the CPU, RAM, SSD, and GPU core were all replaced with low-end secondhand parts."

There was a two-second pause on the other end.

"What?" he blurted out.

I continued, "The original hardware was worth over 7,300 dollars. It was replaced with parts worth about 300 dollars. That's a difference of 7,000 dollars."

"No, Mike, what do you mean?" he snapped. "Are you saying I swapped your laptop parts? Why would I do that? I don't even understand that stuff!"

"Two months ago, you said the laptop kept crashing and you took it in for a system reinstall, right?" I asked.

"Yeah! It was just a system reinstall! I didn't touch anything else!" he shot back.

"Which shop did you take it to?" I pressed.

"I… I forgot! It's just some crappy shop downstairs," he muttered.

"Since when do you need to open the back panel or replace hardware for a system reinstall?" I asked flatly.

"How would I know? I wasn't standing there watching!" he snapped. "Michael Smith, are you seriously accusing me of telling the shop to swap your laptop parts? Are you crazy? What would I even gain from that?"

"What would you gain?" I repeated coldly. "Maybe you thought I wouldn't notice, or maybe you just didn't care."

"You're slandering me!" he yelled.

"The report is in my hands," I said firmly. "It's officially stamped and documented. You owe me 7,000 dollars."

"7,000 dollars?" he screamed. "Michael, are you insane? I just borrowed your stupid laptop, and now you're saying I owe you 7,000 dollars? Why don't you just rob a bank?"

"It wasn't a stupid laptop," I corrected him. "It was a high-end model, and I'm not robbing anyone. You damaged my property worth 7,300 dollars."

"I didn't swap anything! I didn't!" he insisted.

"Meet me tomorrow afternoon at Starlux Cafe," I said. "We'll settle this in person."

"I have nothing to talk to you about!" he retorted. "If you want to talk, get your mom to talk to my mom!"

He hung up on me.

I stood by the street, my hand shaking so badly that I could hardly hold my phone.

For me, that 7,000 dollars wasn't just a number. It was over a year of rent, half a year of commuting costs, and the fees I had struggled so hard to save for skill courses.

For him, it might have been nothing more than a few gaming accessories.

Why?

When I got home, Mom was already waiting in the living room.

The moment I stepped inside, she confronted me.

"What is going on?" she demanded. "Joe just called me. He said you're falsely accusing him of swapping your laptop parts and demanding 7,000 dollars from him!"

I took the inspection report out of my bag and held it out to her. "Mom, just look at this. It's an official diagnostic report."

She didn't take it. Instead, she frowned. "What is this? I don't understand any of it."

I took a deep breath and explained, "The internal hardware was replaced. The original laptop, worth over 7,000 dollars, now contains cheap 300-dollar parts."

Mom frowned deeply. "What do you mean? Joe is your cousin. How could he possibly swap the parts?"

"It happened while the laptop was in his possession," I said.

"That still doesn't prove Joe did it," she said sharply. "What if it was the repair shop? He doesn't understand any of this."

"Mom, he may not understand it, but he gave it to someone who did," I said, forcing myself to stay calm. "And afterward, he chose not to tell me."
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  • My Cousin Borrowed My Expensive Computer   Chapter 9

    Three years went by. It didn't feel particularly long nor short.The day Joe made his final payment was a bright, sunny Saturday.A mobile banking notification popped up on my phone, showing a deposit of 195 dollars and a balance of 7,000 dollars.It totaled exactly 7,000 dollars, with not a cent extra or missing.I stared at the number for a long time, then took a screenshot and sent it to Joe. "Debt cleared. This matter is closed."He didn't reply, yet I noticed the typing indicator show up and disappear more than once.In the end, nothing came through.That was fine. Once some relationships broke, they never truly healed. There was no need to pretend otherwise.In the afternoon, I went to the mall.I bought a suit I had always liked but once thought was too expensive. After the discount, it cost 380 dollars.While I tried it on, the sales assistant smiled and said, "Sir, this color really suits you. It brings out your presence."I looked into the mirror and saw a 30-yea

  • My Cousin Borrowed My Expensive Computer   Chapter 8

    The mediator added, "At that point, you will not only have to compensate for the damages but also bear the court fees. You may even be placed on the list of dishonest debtors, which will affect your entire future."Joe's face went pale."I… I…" he stammered.The mediator closed her notebook. "Mediation is over. Since no agreement can be reached, the case will proceed to litigation. You will be notified of the court date later."Outside the courthouse, Joe stopped me on the steps. His eyes were red and swollen, yet his gaze burned with resentment. "Michael, are you satisfied now? Did you really have to take it this far?"I looked at him calmly. "Joe, this was your choice from the moment you replaced my laptop parts."He retorted sharply, "I… I didn't steal anything!""Say whatever you want," I said, walking past him. "See you in court."Mr. Miller caught up to me and said, "He won't be able to hold out for long. When the mediator brought up being listed as a dishonest debtor,

  • My Cousin Borrowed My Expensive Computer   Chapter 7

    All that came through the line was Mom crying."Mom, you either support me or stay neutral," I said. "If you keep pushing me to give in, I'll have to reconsider our relationship."The words were hard to hear, but they had to be said. I knew that if I gave in again, I would never be able to stand on my own.…By noon the next day, Joe still had not replied.At 2:00 pm, Mr. Miller filed a lawsuit with the court for a property damage compensation dispute, seeking an order requiring the defendant to pay 7,000 dollars in damages to the plaintiff and cover all legal fees.The case was accepted without issue.A pre-trial mediation was scheduled after the case was filed. The session was set for one week later.I sent screenshots of the case acceptance notice to Joe, Aunt Alice, and the family WhatsApp group."The lawsuit has been filed. Mediation is next week. Joe, see you in court," I typed.The group exploded again.But this time, there was far less criticism directed at me.Inst

  • My Cousin Borrowed My Expensive Computer   Chapter 6

    "You can't just—" Mom began.I cut her off. "Mom, you've always told me to give in. When Joe took my new pencil case in elementary school, you told me to let him have it. When he broke my walkie-talkie in middle school, you told me to forget it. "When he borrowed 300 dollars in college and failed to return it for three years, you said I shouldn't argue with him over it. And now, he's swapped out over 7,000 dollars' worth of my laptop components, and you still expect me to just take it?"Mom parted her lips, but nothing came out."I am not backing down this time," I said. "Not now, and not ever again. Anyone who thinks they can take advantage of me should think carefully about whether they can afford the consequences."With that, I turned and went back to my room.As I closed the door, I heard muffled sobbing from the living room.It hurt, but I didn't turn back.One just couldn't compromise on some things.…The next day, I formally engaged a law firm on retainer.Mr. Mille

  • My Cousin Borrowed My Expensive Computer   Chapter 5

    I picked up the inspection report and my laptop, then walked out of the cafe.That night, the family WhatsApp group blew up.Joe sent a long message, followed by a voice note choked with sobs."I really didn't think Michael would go this far… I just borrowed his laptop for a while. Now he's accusing me of swapping the parts and wants me to pay 7,000 dollars… Where am I supposed to find that kind of money?"Dozens of messages flooded in.Aunt Alice immediately tagged me and fired off a message. "Michael, come and explain yourself! Why are you falsely accusing Joe like this?" Mom's brother, Marco Bennett, followed shortly after, sounding confused and concerned. "What's going on here? How did things end up this bad between you guys?"One of my relatives, Katherine Ford, stepped in, trying to calm things down. "Joe is still young. Can't we talk this through properly?"My cousin, Drake Bennett, chimed in last, taking Joe's side. "Michael, isn't this a bit much? It's just a laptop.

  • My Cousin Borrowed My Expensive Computer   Chapter 4

    "Joe!" Aunt Alice grabbed Joe's arm, trying to stop him."Mom, stay out of it!" Joe shook her off and pointed straight at me. "I finally see what you're really like. Over a broken laptop and 7,000 dollars, you're willing to cut your own cousin off? All you care about is money, isn't it?"I looked at his face twisted by anger and suddenly felt like I was staring at a stranger."This isn't about money," I said calmly. "It's about principle. You borrowed something from me, you damaged it, and you pay for it. That's basic responsibility.""What did I damage?" he shot back. "The laptop still turns on, doesn't it? It still works, doesn't it?""Works?" I opened the laptop and launched Photoshop, then imported an image. "Look for yourself."The progress bar crawled forward. The fans roared to life, and the noise was so loud that customers at the next table turned to look at us."A video that used to render in ten minutes now takes two hours. Software that used to open instantly no

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