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Chapter 4

Author: Roselle
"Joe!"

Aunt Alice grabbed Joe's arm, trying to stop him.

"Mom, stay out of it!"

Joe shook her off and pointed straight at me.

"I finally see what you're really like. Over a broken laptop and 7,000 dollars, you're willing to cut your own cousin off? All you care about is money, isn't it?"

I looked at his face twisted by anger and suddenly felt like I was staring at a stranger.

"This isn't about money," I said calmly. "It's about principle. You borrowed something from me, you damaged it, and you pay for it. That's basic responsibility."

"What did I damage?" he shot back. "The laptop still turns on, doesn't it? It still works, doesn't it?"

"Works?" I opened the laptop and launched Photoshop, then imported an image. "Look for yourself."

The progress bar crawled forward. The fans roared to life, and the noise was so loud that customers at the next table turned to look at us.

"A video that used to render in ten minutes now takes two hours. Software that used to open instantly now freezes for three minutes. You call this usable?"

Joe's face turned red, then pale.

"That's not my fault! It was the repair shop!"

"You chose that repair shop," I said.

"I didn't know they'd swap the parts!" he shot back.

"Then why didn't you tell me it was repaired? Why didn't you tell me the shop's name? And why did you say 'it's fine' every single time I asked?" I demanded.

His mouth opened, but no words came out.

Aunt Alice stepped in quickly.

"Joe probably just didn't want to worry you…"

"Didn't want to worry me?" I repeated, laughing under my breath. "Or he just didn't want me to find out and make him pay?"

A trace of unease crossed Mom's face.

"Watch how you speak…" she murmured.

"Mom, I'm stating facts," I replied evenly.

"You—" she began.

"Enough," Joe snapped, cutting her off.

He pulled out his phone and shoved a transfer record toward me. "Look! 850 dollars! That's what I paid for a system reinstall. If I'd replaced parts, you really think it would only cost this much?"

I glanced at the screen briefly. "A system reinstall usually costs 50 to 100 dollars. 850 dollars is more than enough to buy a set of used low-end components."

Joe froze.

"Michael Smith!" Aunt Alice interrupted sharply. "Watch your tone. Joe is your cousin. Are you really trying to back him into a corner like this?"

"Aunt Alice," I said, holding her gaze. "Am I really the one backing him into a corner, or is he the one forcing me here? A laptop worth over 7,000 dollars in hardware has been reduced to barely 300 dollars in junk. That's a 7,000-dollar loss. Shouldn't he be held responsible for that?"

Aunt Alice retorted, "That's not how you talk! We're family. Why can't we handle this properly?"

"I did try to handle this properly," I replied. "Three months ago, I lent him the laptop. A month later, I asked when he'd return it. Two months later, I asked if anything was wrong with it. Yesterday, I called him after getting the diagnostic report."

I looked at her calmly.

"When exactly did he ever give me a proper answer?"

Aunt Alice went silent, clearly caught off guard by my response.

Joe grabbed his bag. "Mom, let's go. There's no point talking to people like this."

He turned and walked out without hesitation.

Aunt Alice gave me a complicated look. She hesitated for a moment, then hurried after him.

Across from me, Mom sat in silence, frowning deeply.

After a long pause, she finally said, "You were too impulsive."

I looked at her.

"Mom, what exactly was impulsive about what I said? What did I say wrong?"

Mom let out a sigh.

"The way you spoke… How could Joe possibly admit he was wrong after that?"

"He's the one at fault. Am I supposed to kneel down and beg him to admit it?" I shot back.

"That's not what I meant…" Mom said weakly.

I looked straight at her.

"Then what did you mean? Since I was a kid, you always told me to let it go whenever Joe broke my things or failed to return money he borrowed from me. As long as he said he didn't mean it, that was the end of it.

"But this time, I lost 7,000 dollars because he swapped out my laptop parts. What about next time? If he hits someone with a car, is he just going to say 'I didn't mean it' and walk away?"

Mom frowned deeply.

"It's not the same…"

"It's the same at its core," I said as I stood up. "When you do something wrong, you take responsibility for it. That's the most basic principle of being an adult, and yet he's gone over 20 years without ever learning it. If no one else has taught him, then I will."
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  • My Cousin Borrowed My Expensive Computer   Chapter 9

    Three years went by. It didn't feel particularly long nor short.The day Joe made his final payment was a bright, sunny Saturday.A mobile banking notification popped up on my phone, showing a deposit of 195 dollars and a balance of 7,000 dollars.It totaled exactly 7,000 dollars, with not a cent extra or missing.I stared at the number for a long time, then took a screenshot and sent it to Joe. "Debt cleared. This matter is closed."He didn't reply, yet I noticed the typing indicator show up and disappear more than once.In the end, nothing came through.That was fine. Once some relationships broke, they never truly healed. There was no need to pretend otherwise.In the afternoon, I went to the mall.I bought a suit I had always liked but once thought was too expensive. After the discount, it cost 380 dollars.While I tried it on, the sales assistant smiled and said, "Sir, this color really suits you. It brings out your presence."I looked into the mirror and saw a 30-yea

  • My Cousin Borrowed My Expensive Computer   Chapter 8

    The mediator added, "At that point, you will not only have to compensate for the damages but also bear the court fees. You may even be placed on the list of dishonest debtors, which will affect your entire future."Joe's face went pale."I… I…" he stammered.The mediator closed her notebook. "Mediation is over. Since no agreement can be reached, the case will proceed to litigation. You will be notified of the court date later."Outside the courthouse, Joe stopped me on the steps. His eyes were red and swollen, yet his gaze burned with resentment. "Michael, are you satisfied now? Did you really have to take it this far?"I looked at him calmly. "Joe, this was your choice from the moment you replaced my laptop parts."He retorted sharply, "I… I didn't steal anything!""Say whatever you want," I said, walking past him. "See you in court."Mr. Miller caught up to me and said, "He won't be able to hold out for long. When the mediator brought up being listed as a dishonest debtor,

  • My Cousin Borrowed My Expensive Computer   Chapter 7

    All that came through the line was Mom crying."Mom, you either support me or stay neutral," I said. "If you keep pushing me to give in, I'll have to reconsider our relationship."The words were hard to hear, but they had to be said. I knew that if I gave in again, I would never be able to stand on my own.…By noon the next day, Joe still had not replied.At 2:00 pm, Mr. Miller filed a lawsuit with the court for a property damage compensation dispute, seeking an order requiring the defendant to pay 7,000 dollars in damages to the plaintiff and cover all legal fees.The case was accepted without issue.A pre-trial mediation was scheduled after the case was filed. The session was set for one week later.I sent screenshots of the case acceptance notice to Joe, Aunt Alice, and the family WhatsApp group."The lawsuit has been filed. Mediation is next week. Joe, see you in court," I typed.The group exploded again.But this time, there was far less criticism directed at me.Inst

  • My Cousin Borrowed My Expensive Computer   Chapter 6

    "You can't just—" Mom began.I cut her off. "Mom, you've always told me to give in. When Joe took my new pencil case in elementary school, you told me to let him have it. When he broke my walkie-talkie in middle school, you told me to forget it. "When he borrowed 300 dollars in college and failed to return it for three years, you said I shouldn't argue with him over it. And now, he's swapped out over 7,000 dollars' worth of my laptop components, and you still expect me to just take it?"Mom parted her lips, but nothing came out."I am not backing down this time," I said. "Not now, and not ever again. Anyone who thinks they can take advantage of me should think carefully about whether they can afford the consequences."With that, I turned and went back to my room.As I closed the door, I heard muffled sobbing from the living room.It hurt, but I didn't turn back.One just couldn't compromise on some things.…The next day, I formally engaged a law firm on retainer.Mr. Mille

  • My Cousin Borrowed My Expensive Computer   Chapter 5

    I picked up the inspection report and my laptop, then walked out of the cafe.That night, the family WhatsApp group blew up.Joe sent a long message, followed by a voice note choked with sobs."I really didn't think Michael would go this far… I just borrowed his laptop for a while. Now he's accusing me of swapping the parts and wants me to pay 7,000 dollars… Where am I supposed to find that kind of money?"Dozens of messages flooded in.Aunt Alice immediately tagged me and fired off a message. "Michael, come and explain yourself! Why are you falsely accusing Joe like this?" Mom's brother, Marco Bennett, followed shortly after, sounding confused and concerned. "What's going on here? How did things end up this bad between you guys?"One of my relatives, Katherine Ford, stepped in, trying to calm things down. "Joe is still young. Can't we talk this through properly?"My cousin, Drake Bennett, chimed in last, taking Joe's side. "Michael, isn't this a bit much? It's just a laptop.

  • My Cousin Borrowed My Expensive Computer   Chapter 4

    "Joe!" Aunt Alice grabbed Joe's arm, trying to stop him."Mom, stay out of it!" Joe shook her off and pointed straight at me. "I finally see what you're really like. Over a broken laptop and 7,000 dollars, you're willing to cut your own cousin off? All you care about is money, isn't it?"I looked at his face twisted by anger and suddenly felt like I was staring at a stranger."This isn't about money," I said calmly. "It's about principle. You borrowed something from me, you damaged it, and you pay for it. That's basic responsibility.""What did I damage?" he shot back. "The laptop still turns on, doesn't it? It still works, doesn't it?""Works?" I opened the laptop and launched Photoshop, then imported an image. "Look for yourself."The progress bar crawled forward. The fans roared to life, and the noise was so loud that customers at the next table turned to look at us."A video that used to render in ten minutes now takes two hours. Software that used to open instantly no

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