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Chapter 3

Author: Roselle
"Maybe he didn't even realize it himself…" Mom said.

"For three months? How could he not feel it if the performance was that bad? He was still using that laptop to edit videos and play games, wasn't he?" I shot back.

That shut her up. Her expression darkened immediately.

"Michael, do you really have to fall out with Joe over a small amount like this?" she asked coldly.

As I looked up at Mom's disapproving expression, a deep sense of sadness washed over me.

"Mom, are you seriously telling me 7,000 dollars is just a small amount to you?"

"You make over 2,000 dollars a month. Is it really worth all this trouble for just 7,000 dollars? Joe just started working, and he barely earns anything. If you make him pay that much, you're basically ruining his life," she said.

For a moment, it felt like I couldn't breathe.

"Mom, that laptop cost 7,800 dollars, split into 12 installments of about 650 dollars a month. I'm still paying the loan, and now the laptop is ruined. Why shouldn't he be held responsible?"

Mom took a deep breath and softened her tone. "I know it's not easy for you, but Joe is your cousin. I just worry you'll end up damaging the relationship. Alice dotes on him the most. If you do this, how are we supposed to face each other in the future? What will people think?"

"What will people think?" I repeated.

"Exactly. They'll say you're unreasonable and making a big deal about money with your own family," she said.

"He destroyed my property first," I said through clenched teeth. "If I let this go, what's next? My camera? My car? Or would he just borrow money and never pay it back like it's nothing?"

"Why are you being so stubborn?" she snapped.

I cut her off. "Enough. You don't need to be involved in this anymore."

I said nothing more, turned away, and headed to my room.

At 2:00 pm the next afternoon, we met at Starlux Cafe. Mom insisted on coming along, saying she was afraid Joe and I would fight.

Joe showed up 30 minutes late, and he wasn't alone.

Mom's sister, Alice Bennett, was with him.

When our eyes met, Joe's expression gave nothing away except impatience, edged with open provocation.

Aunt Alice frowned, as if I were the one being unreasonable.

As soon as Joe sat down, he snapped, "Mike, did you bring me here just to put me on trial in person?"

"I just want to get things straight," I replied.

Joe looked agitated. "What's there to straighten out? I already told you I didn't swap anything!"

I raised a brow. "Then how did every single internal component get replaced?"

Joe's expression darkened. "What are you implying? That I did it on purpose? Do you think I have nothing better to do?"

"Then tell me, how did it end up like this?" I asked.

"How should I know?" he shouted. "I used it normally. It crashed once, I took it to a shop downstairs for a system reinstall, and that was the end of it!"

"Which shop? What's the name?" I pressed.

"I told you, I don't remember! It's just some tiny crappy shop. Who remembers names like that?" he shot back.

I slid the inspection report across the table.

He glanced at it and didn't even reach for it.

"I'm not looking at that. I don't understand it," Joe said flatly.

"It's an official diagnostic report with the company seal," I said evenly. "The CPU, RAM, SSD, and GPU core have all been replaced with low-end secondhand parts."

"Yeah, right," he said, scoffing lightly. "Do you really believe everything a repair shop says? They're just trying to scam you."

"This is from an authorized service center, not some random shop," I said firmly.

"Sure, whatever you say," he replied, crossing his arms. "You've already decided I'm guilty. What's the point of me saying anything?"

At that moment, Aunt Alice spoke up.

"Mike, Joe would never do something like that. He's not in tech, and he doesn't understand hardware at all. It must've been the repair shop that messed with it."

I turned to her and said calmly, "Aunt Alice, he chose the shop. He says he doesn't remember which one. The laptop was in his hands for three months, and when it came back, everything inside was replaced. Shouldn't he be responsible for that?"

"Responsible for what?" Joe snapped, leaning forward. "Do you have proof? Did you see me do it?"

"The proof is simple," I said calmly. "The laptop was fine when I lent it to you, and it came back damaged. Time, possession, cause and effect—it's all crystal clear."

"Clear my ass!" he shouted, suddenly standing up. "I'm telling you now, I'm not paying a single cent! Go ahead, take me to court! I want to see what they can do to me."

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  • My Cousin Borrowed My Expensive Computer   Chapter 9

    Three years went by. It didn't feel particularly long nor short.The day Joe made his final payment was a bright, sunny Saturday.A mobile banking notification popped up on my phone, showing a deposit of 195 dollars and a balance of 7,000 dollars.It totaled exactly 7,000 dollars, with not a cent extra or missing.I stared at the number for a long time, then took a screenshot and sent it to Joe. "Debt cleared. This matter is closed."He didn't reply, yet I noticed the typing indicator show up and disappear more than once.In the end, nothing came through.That was fine. Once some relationships broke, they never truly healed. There was no need to pretend otherwise.In the afternoon, I went to the mall.I bought a suit I had always liked but once thought was too expensive. After the discount, it cost 380 dollars.While I tried it on, the sales assistant smiled and said, "Sir, this color really suits you. It brings out your presence."I looked into the mirror and saw a 30-yea

  • My Cousin Borrowed My Expensive Computer   Chapter 8

    The mediator added, "At that point, you will not only have to compensate for the damages but also bear the court fees. You may even be placed on the list of dishonest debtors, which will affect your entire future."Joe's face went pale."I… I…" he stammered.The mediator closed her notebook. "Mediation is over. Since no agreement can be reached, the case will proceed to litigation. You will be notified of the court date later."Outside the courthouse, Joe stopped me on the steps. His eyes were red and swollen, yet his gaze burned with resentment. "Michael, are you satisfied now? Did you really have to take it this far?"I looked at him calmly. "Joe, this was your choice from the moment you replaced my laptop parts."He retorted sharply, "I… I didn't steal anything!""Say whatever you want," I said, walking past him. "See you in court."Mr. Miller caught up to me and said, "He won't be able to hold out for long. When the mediator brought up being listed as a dishonest debtor,

  • My Cousin Borrowed My Expensive Computer   Chapter 7

    All that came through the line was Mom crying."Mom, you either support me or stay neutral," I said. "If you keep pushing me to give in, I'll have to reconsider our relationship."The words were hard to hear, but they had to be said. I knew that if I gave in again, I would never be able to stand on my own.…By noon the next day, Joe still had not replied.At 2:00 pm, Mr. Miller filed a lawsuit with the court for a property damage compensation dispute, seeking an order requiring the defendant to pay 7,000 dollars in damages to the plaintiff and cover all legal fees.The case was accepted without issue.A pre-trial mediation was scheduled after the case was filed. The session was set for one week later.I sent screenshots of the case acceptance notice to Joe, Aunt Alice, and the family WhatsApp group."The lawsuit has been filed. Mediation is next week. Joe, see you in court," I typed.The group exploded again.But this time, there was far less criticism directed at me.Inst

  • My Cousin Borrowed My Expensive Computer   Chapter 6

    "You can't just—" Mom began.I cut her off. "Mom, you've always told me to give in. When Joe took my new pencil case in elementary school, you told me to let him have it. When he broke my walkie-talkie in middle school, you told me to forget it. "When he borrowed 300 dollars in college and failed to return it for three years, you said I shouldn't argue with him over it. And now, he's swapped out over 7,000 dollars' worth of my laptop components, and you still expect me to just take it?"Mom parted her lips, but nothing came out."I am not backing down this time," I said. "Not now, and not ever again. Anyone who thinks they can take advantage of me should think carefully about whether they can afford the consequences."With that, I turned and went back to my room.As I closed the door, I heard muffled sobbing from the living room.It hurt, but I didn't turn back.One just couldn't compromise on some things.…The next day, I formally engaged a law firm on retainer.Mr. Mille

  • My Cousin Borrowed My Expensive Computer   Chapter 5

    I picked up the inspection report and my laptop, then walked out of the cafe.That night, the family WhatsApp group blew up.Joe sent a long message, followed by a voice note choked with sobs."I really didn't think Michael would go this far… I just borrowed his laptop for a while. Now he's accusing me of swapping the parts and wants me to pay 7,000 dollars… Where am I supposed to find that kind of money?"Dozens of messages flooded in.Aunt Alice immediately tagged me and fired off a message. "Michael, come and explain yourself! Why are you falsely accusing Joe like this?" Mom's brother, Marco Bennett, followed shortly after, sounding confused and concerned. "What's going on here? How did things end up this bad between you guys?"One of my relatives, Katherine Ford, stepped in, trying to calm things down. "Joe is still young. Can't we talk this through properly?"My cousin, Drake Bennett, chimed in last, taking Joe's side. "Michael, isn't this a bit much? It's just a laptop.

  • My Cousin Borrowed My Expensive Computer   Chapter 4

    "Joe!" Aunt Alice grabbed Joe's arm, trying to stop him."Mom, stay out of it!" Joe shook her off and pointed straight at me. "I finally see what you're really like. Over a broken laptop and 7,000 dollars, you're willing to cut your own cousin off? All you care about is money, isn't it?"I looked at his face twisted by anger and suddenly felt like I was staring at a stranger."This isn't about money," I said calmly. "It's about principle. You borrowed something from me, you damaged it, and you pay for it. That's basic responsibility.""What did I damage?" he shot back. "The laptop still turns on, doesn't it? It still works, doesn't it?""Works?" I opened the laptop and launched Photoshop, then imported an image. "Look for yourself."The progress bar crawled forward. The fans roared to life, and the noise was so loud that customers at the next table turned to look at us."A video that used to render in ten minutes now takes two hours. Software that used to open instantly no

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