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Refund Warrior
Refund Warrior
Author: Luna Bud

Chapter 1

Author: Luna Bud
I opened my banking app and, in front of the more than ten thousand people watching Jack Griffin's livestream, pulled up my transaction history for the past six months.

Balance: $0.63.

He immediately pressed my phone down, though his voice remained gentle. "Brielle, I'm here today because I want to help you."

As he said it, the camera was pointed straight at my face.

The comments flew by like startled flies in a marketplace.

"Look at that pathetic face. She doesn't look sorry at all."

"Her brother is seriously pitiful. He saves $3,000 from his paycheck every month to support an ungrateful brat."

"$18,000? I don't even make that much in living expenses."

Jack glanced at the comments. The corners of his mouth almost curled upward, but his professional instincts forced them back down.

I was just about to speak when my counselor, Zara Snow, pushed through the crowd. She first told the students gathered around to disperse, then turned to Jack.

"This is the school entrance. Turn off the camera immediately."

Jack immediately turned the camera toward Ms. Snow. "Ma'am, I don't want to make this a bigger deal either. But Brielle is having some psychological problems right now. As her brother, I can't just stand by and watch her go down the wrong path over two cents, can I?"

The way he said it, you would have thought I hadn't asked for a two-cent refund but had embezzled money from the United Nations.

Before Ms. Snow could respond, my phone rang.

A message had come through the college student affairs group. The Student Affairs Office wanted me to come in that afternoon to explain the alleged malicious refund and withdrawal of a charitable donation.

Until the investigation was complete, my work-study shifts were temporarily suspended.

I stared at the words "temporarily suspended," and my palms slowly went cold.

My work-study job paid $900 a month. That was my actual living money. Not a single cent of the $18,000 Jack had invented would ever reach me, but the $900 I depended on to survive was gone because of his livestream.

When he saw my face turn pale, he let out a satisfied sigh. "Brielle, listen to me. Apologize to everyone and admit you made a foolish mistake. I won't hold it against you."

He handed me an apology statement he had prepared in advance.

It began: "Because of my family's excessive spoiling, I developed a selfish, vain personality and a habit of taking advantage of others over trivial amounts of money."

At twenty years old, I was learning for the first time that even $200 a month counted as being spoiled.

"You said you give me $3,000 every month, right?"

"Of course."

"Which account do you transfer it to?"

Jack paused for a moment. "Brielle, are you seriously suspicious of me now?"

I looked at him. "Whether I'm suspicious or not isn't important. What matters is whether the money actually arrived."

The comments went silent for two seconds.

Jack immediately ended the livestream. The screen went black, and the pain on his face clocked out right along with it. "Brielle, do you have to humiliate me?"

"Weren't you the one who told me to clear my name?"

"I was giving you a way out!" He lowered his voice and grabbed my wrist. "Video-call Mom and Dad tonight and read the statement exactly as written. I'll do another livestream tomorrow, and you can smooth everything over. Otherwise, I'll post everything about how you stole money and lied when you were little."

I had never stolen money.

When I was ten, Jack took $50 to an arcade. When he got caught, he said I had taken it.

Dad locked me out on the balcony for the entire night. The next day, Jack secretly slipped me a piece of fruit candy. I remembered that candy for years, but somehow forgot who had helped Dad shut the balcony door.

When he saw Ms. Snow approaching, he put on his goody-two-shoes expression again. "Brielle, don't let the whole family down."

His shoes gleamed painfully bright in the sunlight.

I lowered my eyes to my own old canvas sneakers. The toe had come unglued, and I'd patched it up with a tube of $1 glue the week before.

Suddenly, I really wanted to know.

Who had actually paid for his shoes?

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  • Refund Warrior   Chapter 9

    After my work-study position was reinstated, I went back to the cafeteria.The woman at the counter recognized me. The spoon in her hand paused. "Hey, I'm really sorry about what happened last time. I had no idea someone was filming.""It's okay. Just make sure the weight is right."When it was my turn to swipe my card, I instinctively looked at the cheapest vegetable meal.$3.80.Next to it was beef short rib with tomatoes, $12.60.I hesitated for two seconds. "I'll have the beef."The card reader beeped. My balance dropped by $12.60.Mia carried her tray over and sat across from me. She watched me stare at the receipt. "What, keeping track again?""Yep." I folded the receipt and tucked it into my ledger.I picked up a piece of beef and blew on it. "From now on, I'm only keeping track for myself."The beef wasn't especially tender. It was even a little tough to chew, but when I swallowed the first bite, warmth spread through my stomach.I didn't use the $66,800 for a spree

  • Refund Warrior   Chapter 8

    The next day, I received a transfer.The memo contained the words: "Enough. Stop this."I stared at it for a long time before accepting the payment. It was my money. There was no point refusing it just to prove I had principles.The last thing a poor person should pretend is that money means nothing.I saved the deposit record and replied: "Money received. I'm still checking the accounts."She called me almost immediately."I gave you all the money. What more do you want?" There was exhaustion in her voice, along with a sense of grievance.As though returning the money should automatically erase the harm they had caused."I want you to publicly admit that the $18,000 was a lie.""Brielle, I already made up the money to you.""This is money you owed me. It was never a favor."She fell silent. "Then what else do you want?""From now on, don't touch my accounts. Don't decide who my money should go to. And don't use my name to prove that we're a family.""I'm your mother.""T

  • Refund Warrior   Chapter 7

    I put the final spreadsheet in front of the camera.Over the past six months, Mom had transferred $60,000 to Dad. The amount that had actually reached me was just $1,200.Dad and Jack had withheld a total of $58,800.Then there was the $8,000 scholarship Dad had taken.The total amount I currently had complete documentation for was $66,800."I'll keep digging into the earlier accounts."When anger finally settles all the way to the bottom, it becomes strangely quiet.Dad sneered from the screen. "Dream on. The money's already gone. You're not getting it back. If you keep making a scene, don't ever call me your father again!"My hand still trembled slightly when he said that.When I came second in my class as a child, he said he'd disown me if my grades slipped again.When I refused to take the blame for Jack, he said he'd wasted twenty years raising me.When I got my college acceptance letter, the first thing he asked was whether I'd received a scholarship. Then he said girl

  • Refund Warrior   Chapter 6

    The livestream audience was still growing, but this time, the comments weren't attacking me anymore.They kept asking the same question over and over: "Where did that $18,000 actually go?"Jack finally reached out to pull the screen-sharing cable. His hands moved faster than the comments, but his reaction was one step behind the truth.Mia had been monitoring the stream from the table next to us. She immediately used a backup account to save a recording of the livestream."Enough!" Dad shouted from the screen. "Jack is at a critical point in his career right now! So what if he spent a little of your money? Once he makes something of himself, do you really think he won't take care of you?"I clicked to the next page."Did any of you ever ask me whether I was willing to sacrifice what I have today to invest in Jack's future?"I displayed the messages Dad had sent me over the past six months."You spent $4.60 on lunch? What did you eat?""Stomach medicine isn't a necessity. Stop

  • Refund Warrior   Chapter 5

    After leaving the office, I went to the bank and opened a new account.The card cutter snapped, slicing my old card cleanly in two. I stared at the broken halves for a long time.Mia asked if it felt good.I shook my head. "Like cutting the umbilical cord.""Fair enough." She handed me the new card. "But you're twenty. You can't keep letting your dad supply you with oxygen through online banking."That afternoon, Jack posted a preview for the livestream.The title read: "The $18,000-a-Month Refund Warrior Finally Agrees to Apologize to Her Parents."The number of people who reserved spots quickly passed 10,000.Jack excitedly messaged me, telling me to dress simply and, preferably, not wear makeup so I would look remorseful. He was overthinking it.A complexion raised on $200 a month was more convincing than any pity filter.Before the livestream began, Mom sent me another voice message. "If Jack gets hired full-time this time, his salary will go up quite a bit. Once he makes

  • Refund Warrior   Chapter 4

    Every month, Mom transferred $10,000.Dad gave $2,000 to Jack, leaving $8,000. The numbers matched perfectly, like a production line that had been laid out long ago.Everyone in the family had their assigned role. I was the only product dissatisfied with its treatment off the assembly line.Mom video-called me that night. She kept her voice low, probably afraid of waking her employer."Brielle, don't send those documents anywhere yet. Your dad was just being foolish. Men have business pressures. Playing a few rounds once in a while is normal.""$8,000 a month for six months, and you call that once in a while?""He's still your father."I asked her, "Then what about the $1,800 Jack took?"Mom paused. "Jack has a girlfriend. He needs money. When he gets married and buys a house, which of those things won't cost money? You have financial aid at school. You can get by if you spend less."And besides, the family will have to rely on Jack to support us when we're old."I understood

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